Rental numbers for Illinois
11 of 270 ZIP codes with full Zillow data in this state are cash-flow positive; the median gross yield is 7.0%.
- Gross yield
- n/a
- no Zillow rent index
- Median ZIP yield
- 7.0%
- 270 ZIPs with full data
- Cash flow
- n/a
- at 7.78%, 25% down
- Typical price
- $298,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,853/mo
- median across 270 tier A ZIPs, Aug 2026
Counties
Gross yield uses Zillow county rent where published, otherwise the median ZIP yield
| Vermilion County | $102,000 | $861 | 10.2% | 4.3% | -$182 | 0.0% |
| Macon County | $127,000 | $1,072 | 10.1% | 4.3% | -$224 | +2.9% |
| McDonough County | $101,000 | $833 | 9.9% | 3.7% | -$230 | n/a |
| Douglas County | $161,000 | $1,210 | 9.0% | 4.1% | -$323 | n/a |
| St. Clair County | $179,000 | $1,332 | 8.9% | 3.8% | -$402 | +4.1% |
| Peoria County | $167,000 | $1,227 | 8.8% | 3.4% | -$429 | +4.7% |
| Cook County | $342,000 | $2,272 | 8.0% | 3.5% | -$831 | +5.3% |
| Livingston County | $176,000 | $1,127 | 7.7% | 2.6% | -$560 | n/a |
| Williamson County | $158,000 | $1,000 | 7.6% | 2.8% | -$483 | +5.0% |
| Will County | $377,000 | $2,383 | 7.6% | 2.9% | -$1,114 | +2.8% |
| Kankakee County | $227,000 | $1,392 | 7.4% | 2.4% | -$761 | +4.7% |
| Sangamon County | $199,000 | $1,199 | 7.2% | 2.4% | -$669 | +3.0% |
| Rock Island County | $159,000 | $954 | 7.2% | 1.9% | -$601 | +5.5% |
| Kendall County | $397,000 | $2,384 | 7.2% | 2.5% | -$1,316 | +3.8% |
| Adams County | $188,000 | $1,126 | 7.2% | 2.8% | -$582 | +11.1% |
| Winnebago County | $213,000 | $1,259 | 7.1% | 2.0% | -$797 | +6.9% |
| Madison County | $199,000 | $1,163 | 7.0% | 2.3% | -$691 | +3.9% |
| Stephenson County | $163,000 | $946 | 7.0% | 1.6% | -$658 | +28.4% |
| La Salle County | $197,000 | $1,130 | 6.9% | 2.0% | -$732 | +7.4% |
| Lake County | $400,000 | $2,292 | 6.9% | 2.0% | -$1,490 | +3.2% |
| Champaign County | $241,000 | $1,375 | 6.9% | 2.2% | -$856 | +4.6% |
| Kane County | $384,000 | $2,122 | 6.6% | 2.1% | -$1,409 | +2.8% |
| Lee County | $189,000 | $1,031 | 6.5% | 1.8% | -$735 | n/a |
| McHenry County | $369,000 | $1,981 | 6.4% | 1.8% | -$1,442 | +4.2% |
| Whiteside County | $146,000 | $784 | 6.4% | 1.4% | -$622 | n/a |
| Tazewell County | $192,000 | $1,024 | 6.4% | 1.6% | -$785 | +7.1% |
| Coles County | $147,000 | $781 | 6.4% | 1.4% | -$619 | n/a |
| Jackson County | $136,000 | $706 | 6.2% | 1.3% | -$589 | +5.4% |
| McLean County | $261,000 | $1,342 | 6.2% | 1.5% | -$1,072 | +3.7% |
| DuPage County | $442,000 | $2,127 | 5.8% | 1.6% | -$1,793 | +2.6% |
| DeKalb County | $299,000 | $1,412 | 5.7% | 0.9% | -$1,386 | +6.2% |
| Ogle County | $230,000 | $1,063 | 5.5% | 1.0% | -$1,046 | n/a |
| Grundy County | $324,000 | $1,393 | 5.2% | 1.0% | -$1,482 | +4.3% |
| Henry County | $174,000 | $650 | 4.5% | -0.1% | -$949 | n/a |
| Alexander County | $51,000 | not published | n/a | n/a | n/a | n/a |
| Bond County | $169,000 | not published | n/a | n/a | n/a | n/a |
| Boone County | $288,000 | not published | n/a | n/a | n/a | n/a |
| Brown County | $160,000 | not published | n/a | n/a | n/a | n/a |
| Bureau County | $155,000 | not published | n/a | n/a | n/a | n/a |
| Calhoun County | $204,000 | not published | n/a | n/a | n/a | n/a |
| Carroll County | $168,000 | not published | n/a | n/a | n/a | n/a |
| Cass County | $103,000 | not published | n/a | n/a | n/a | n/a |
| Christian County | $138,000 | not published | n/a | n/a | n/a | n/a |
| Clark County | $154,000 | not published | n/a | n/a | n/a | n/a |
| Clay County | $111,000 | not published | n/a | n/a | n/a | n/a |
| Clinton County | $224,000 | not published | n/a | n/a | n/a | n/a |
| Crawford County | $131,000 | not published | n/a | n/a | n/a | n/a |
| Cumberland County | $169,000 | not published | n/a | n/a | n/a | n/a |
| De Witt County | $163,000 | not published | n/a | n/a | n/a | n/a |
| Edgar County | $111,000 | not published | n/a | n/a | n/a | n/a |
| Edwards County | $122,000 | not published | n/a | n/a | n/a | n/a |
| Effingham County | $222,000 | not published | n/a | n/a | n/a | n/a |
| Fayette County | $159,000 | not published | n/a | n/a | n/a | n/a |
| Ford County | $158,000 | not published | n/a | n/a | n/a | n/a |
| Franklin County | $102,000 | not published | n/a | n/a | n/a | n/a |
| Fulton County | $107,000 | not published | n/a | n/a | n/a | n/a |
| Gallatin County | $92,000 | not published | n/a | n/a | n/a | n/a |
| Greene County | $108,000 | not published | n/a | n/a | n/a | n/a |
| Hamilton County | $110,000 | not published | n/a | n/a | n/a | n/a |
| Hancock County | $114,000 | not published | n/a | n/a | n/a | n/a |
| Hardin County | $98,000 | not published | n/a | n/a | n/a | n/a |
| Henderson County | $129,000 | not published | n/a | n/a | n/a | n/a |
| Iroquois County | $155,000 | not published | n/a | n/a | n/a | n/a |
| Jasper County | $173,000 | not published | n/a | n/a | n/a | n/a |
| Jefferson County | $143,000 | not published | n/a | n/a | n/a | n/a |
| Jersey County | $205,000 | not published | n/a | n/a | n/a | n/a |
| Jo Daviess County | $251,000 | not published | n/a | n/a | n/a | n/a |
| Johnson County | $190,000 | not published | n/a | n/a | n/a | n/a |
| Knox County | $123,000 | not published | n/a | n/a | n/a | n/a |
| Lawrence County | $101,000 | not published | n/a | n/a | n/a | n/a |
| Logan County | $146,000 | not published | n/a | n/a | n/a | n/a |
| Macoupin County | $144,000 | not published | n/a | n/a | n/a | n/a |
| Marion County | $121,000 | not published | n/a | n/a | n/a | n/a |
| Marshall County | $140,000 | not published | n/a | n/a | n/a | n/a |
| Mason County | $106,000 | not published | n/a | n/a | n/a | n/a |
| Massac County | $120,000 | not published | n/a | n/a | n/a | n/a |
| Menard County | $212,000 | not published | n/a | n/a | n/a | n/a |
| Mercer County | $172,000 | not published | n/a | n/a | n/a | n/a |
| Monroe County | $330,000 | not published | n/a | n/a | n/a | n/a |
| Montgomery County | $132,000 | not published | n/a | n/a | n/a | n/a |
| Morgan County | $138,000 | not published | n/a | n/a | n/a | n/a |
| Moultrie County | $187,000 | not published | n/a | n/a | n/a | n/a |
| Perry County | $111,000 | not published | n/a | n/a | n/a | n/a |
| Piatt County | $231,000 | not published | n/a | n/a | n/a | n/a |
| Pike County | $122,000 | not published | n/a | n/a | n/a | n/a |
| Pope County | $173,000 | not published | n/a | n/a | n/a | n/a |
| Pulaski County | $74,000 | not published | n/a | n/a | n/a | n/a |
| Putnam County | $193,000 | not published | n/a | n/a | n/a | n/a |
| Randolph County | $155,000 | not published | n/a | n/a | n/a | n/a |
| Richland County | $135,000 | not published | n/a | n/a | n/a | n/a |
| Saline County | $88,000 | not published | n/a | n/a | n/a | n/a |
| Schuyler County | $161,000 | not published | n/a | n/a | n/a | n/a |
| Scott County | $90,000 | not published | n/a | n/a | n/a | n/a |
| Shelby County | $168,000 | not published | n/a | n/a | n/a | n/a |
| Stark County | $144,000 | not published | n/a | n/a | n/a | n/a |
| Union County | $153,000 | not published | n/a | n/a | n/a | n/a |
| Wabash County | $132,000 | not published | n/a | n/a | n/a | n/a |
| Warren County | $116,000 | not published | n/a | n/a | n/a | n/a |
| Washington County | $175,000 | not published | n/a | n/a | n/a | n/a |
| Wayne County | $128,000 | not published | n/a | n/a | n/a | n/a |
| White County | $116,000 | not published | n/a | n/a | n/a | n/a |
| Woodford County | $238,000 | not published | n/a | n/a | n/a | n/a |
Highest-yield ZIP codes in Illinois
Tier A only: Zillow value against Zillow rent
| ZIP | Typical price | Rent | Gross yield | Cash flow /mo |
|---|---|---|---|---|
| 61605Peoria | $41,000 | $818 | 23.7% | +$249 |
| 61603Peoria | $68,000 | $1,172 | 20.8% | +$330 |
| 60419Dolton | $159,000 | $2,376 | 17.9% | +$541 |
| 61832Danville | $68,000 | $872 | 15.3% | +$77 |
| 60426Harvey | $110,000 | $1,359 | 14.8% | +$91 |
| 60621Chicago | $130,000 | $1,574 | 14.5% | +$300 |
| 61606Peoria | $126,000 | $1,510 | 14.3% | +$141 |
| 62703Springfield | $97,000 | $1,123 | 14.0% | +$80 |
| 60628Chicago | $152,000 | $1,736 | 13.7% | +$279 |
| 60466Park Forest | $162,000 | $1,796 | 13.3% | -$123 |
Trends
Five years to August 2026
- Price, 12 months
- +5.3%
- Rent, 12 months
- n/a
- Rent minus price growth
- n/a
- Property tax
- 2.01%
- effective rate, ACS 2024
Typical value (Zillow ZHVI)Indexed to 100 at Aug 2021
Show the numbers
| Month | Typical value |
|---|---|
| Aug 2021 | $230,581 |
| Aug 2022 | $251,826 |
| Aug 2023 | $258,092 |
| Aug 2024 | $272,908 |
| Aug 2025 | $282,704 |
| Aug 2026 | $297,573 |
Costs that vary by state
- Effective property tax
- 2.01%
- Census ACS 2024
- Landlord insurance default
- $1,776/yr
- NAIC HO-3 $1,480 x 1.2
- Permits per 1,000 households
- 3.8
- last 12 months
- Median typical price
- $333,000
- tier A ZIPs
Metros
- Bloomington, IL
- Carbondale, IL
- Centralia, IL
- Champaign, IL
- Charleston, IL
- Chicago, IL
- Danville, IL
- Decatur, IL
- Dixon, IL
- Effingham, IL
- Freeport, IL
- Galesburg, IL
- Jacksonville, IL
- Kankakee, IL
- Lincoln, IL
- Macomb, IL
- Mount Vernon, IL
- Peoria, IL
- Pontiac, IL
- Quincy, IL
- Rochelle, IL
- Rockford, IL
- Springfield, IL
- Sterling, IL
- Taylorville, IL
Questions
- Is Illinois good for rental property?
- 11 of 270 ZIP codes with full Zillow data in this state are cash-flow positive; the median gross yield is 7.0%. Cash flow assumes the typical home in each ZIP, 7.78% with 25% down and the default costs.
- What is the average property tax rate in Illinois?
- About 2.01% of value statewide (Census ACS median taxes paid over median value). Rates vary widely by county; the county table above links to each.
- What does landlord insurance cost in Illinois?
- NAIC's 2023 average homeowners (HO-3) premium in Illinois was $1,480. Landlord policies usually cost more, so this site assumes $1,776 a year. Quotes depend on the property, coverage and claims history.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
- NAIC Homeowners Insurance Report, data for 2023
National Association of Insurance Commissioners. Read: 2023.
Average HO-3 homeowners premium by state, multiplied by 1.2 as a landlord-policy assumption.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.