Rental numbers for McHenry County, IL
The typical home here runs -$1,442 a month at 7.78% with 25% down. 0 of 7 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.1%.
- Gross yield
- 6.4%
- typical home, Zillow
- Median ZIP yield
- 7.1%
- 7 ZIPs with full data
- Cash flow
- -$1,442/mo
- at 7.78%, 25% down
- Typical price
- $369,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,981/mo
- Zillow ZORI, Aug 2026
ZIP codes in McHenry County
19 with published figures
| 60021Fox River Grove | $365,000 | $2,670* | 8.8% | 3.6% | -$875 | n/a |
| 60042Island Lake | $309,000 | $2,250* | 8.7% | 3.6% | -$736 | n/a |
| 60013Cary | $385,000 | $2,575 | 8.0% | 3.1% | -$1,093 | n/a |
| 60051Lakemoor | $333,000 | $2,040* | 7.3% | 2.6% | -$1,083 | n/a |
| 60156Lake in the Hills | $380,000 | $2,279 | 7.2% | 2.5% | -$1,254 | +4.6% |
| 60142Huntley | $428,000 | $2,550 | 7.1% | 2.6% | -$1,388 | n/a |
| 60050McHenry | $316,000 | $1,875 | 7.1% | 2.2% | -$1,117 | n/a |
| 60097Wonder Lake | $292,000 | $1,640* | 6.7% | 2.2% | -$1,041 | n/a |
| 60102Algonquin | $420,000 | $2,350 | 6.7% | 2.2% | -$1,508 | n/a |
| 60014Crystal Lake | $370,000 | $1,976 | 6.4% | 1.7% | -$1,478 | +4.2% |
| 60033Harvard | $278,000 | $1,450* | 6.3% | 1.5% | -$1,163 | n/a |
| 60034Hebron | $326,000 | $1,400* | 5.2% | 1.1% | -$1,453 | n/a |
| 60012Crystal Lake | $492,000 | $2,000* | 4.9% | 0.5% | -$2,448 | n/a |
| 60098Woodstock | $342,000 | $1,373 | 4.8% | 0.2% | -$1,788 | +3.7% |
| 60071Richmond | $397,000 | $1,480* | 4.5% | 0.3% | -$2,036 | n/a |
| 60180Union | $432,000 | $1,600* | 4.5% | 0.2% | -$2,256 | n/a |
| 60152Marengo | $364,000 | $1,320* | 4.3% | 0.2% | -$1,903 | n/a |
| 60081Spring Grove | $426,000 | $1,510* | 4.3% | -0.1% | -$2,320 | n/a |
| 60072Ringwood | $511,000 | $1,520* | 3.6% | -0.3% | -$2,882 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +4.6%
- Rent, 12 months
- +4.2%
- Rent minus price growth
- -0.5 pts
- Property tax
- 2.36%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $269,455 | $1,475 |
| Aug 2022 | $302,612 | $1,590 |
| Aug 2023 | $314,341 | $1,683 |
| Aug 2024 | $336,767 | $1,833 |
| Aug 2025 | $353,148 | $1,902 |
| Aug 2026 | $369,420 | $1,981 |
HUD Fair Market Rent
FY2027, Chicago-Joliet-Naperville, IL HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,678 | $1,780 | $2,011 | $2,586 | $2,954 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 11.8
- 1,382 units, last 12 months
- National percentile
- 76th
- among US counties
Tools
Test a listing in McHenry County against today's rate.
Open the calculatorPart of the Chicago, IL metro.
Questions
- Is McHenry County good for rental property?
- The typical home here runs -$1,442 a month at 7.78% with 25% down. 0 of 7 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.1%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in McHenry County?
- About 2.36% of value, from Census ACS median taxes paid over median home value. On a $369,000 home that is about $8,722 a year.
- What is Fair Market Rent in McHenry County?
- HUD's FY2027 Fair Market Rent here is $1,780 for a 1-bedroom, $2,011 for a 2-bedroom and $2,586 for a 3-bedroom. Typical cash flow at today's rate is -$1,442 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.