Rental numbers for Whiteside County, IL
The typical home here runs -$622 a month at 7.78% with 25% down.
- Gross yield
- 6.4%
- typical home, Zillow
- Median ZIP yield
- n/a
- 0 ZIPs with full data
- Cash flow
- -$622/mo
- at 7.78%, 25% down
- Typical price
- $146,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $784/mo
- Zillow ZORI, Aug 2026
ZIP codes in Whiteside County
10 with published figures
| 61261Lyndon | $120,000 | $1,290* | 12.9% | 7.1% | +$64 | n/a |
| 61283Tampico | $120,000 | $1,010* | 10.1% | 4.4% | -$211 | n/a |
| 61071Rock Falls | $122,000 | $940* | 9.3% | 3.3% | -$322 | n/a |
| 61081Sterling | $146,000 | $920* | 7.6% | 2.2% | -$523 | n/a |
| 61270Morrison | $172,000 | $1,060* | 7.4% | 2.6% | -$550 | n/a |
| 61252Fulton | $164,000 | $1,000* | 7.3% | 2.5% | -$544 | n/a |
| 61230Albany | $172,000 | $940* | 6.6% | 1.7% | -$677 | n/a |
| 61277Prophetstown | $172,000 | $930* | 6.5% | 1.8% | -$663 | n/a |
| 61250Erie | $175,000 | $930* | 6.4% | 2.1% | -$639 | n/a |
| 61251Fenton | $238,000 | $980* | 4.9% | 0.9% | -$1,100 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +4.0%
- Rent, 12 months
- n/a
- Rent minus price growth
- n/a
- Property tax
- 2.04%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $115,747 | n/a |
| Aug 2022 | $123,668 | n/a |
| Aug 2023 | $131,636 | n/a |
| Aug 2024 | $134,526 | n/a |
| Aug 2025 | $140,548 | n/a |
| Aug 2026 | $146,246 | $784 |
HUD Fair Market Rent
FY2027, Whiteside County, IL
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $696 | $755 | $945 | $1,237 | $1,242 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 1.1
- 26 units, last 12 months
- National percentile
- 17th
- among US counties
Tools
Test a listing in Whiteside County against today's rate.
Open the calculatorPart of the Sterling, IL metro.
Questions
- Is Whiteside County good for rental property?
- The typical home here runs -$622 a month at 7.78% with 25% down. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Whiteside County?
- About 2.04% of value, from Census ACS median taxes paid over median home value. On a $146,000 home that is about $2,989 a year.
- What is Fair Market Rent in Whiteside County?
- HUD's FY2027 Fair Market Rent here is $755 for a 1-bedroom, $945 for a 2-bedroom and $1,237 for a 3-bedroom. Typical cash flow at today's rate is -$622 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.