Rental numbers for the Decatur, IL metro
The typical home here runs -$217 a month at 7.78% with 25% down, breaking even at about 4.2%. 0 of 3 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 11.6%.
- Gross yield
- 10.1%
- typical home, Zillow
- Median ZIP yield
- 11.6%
- 3 ZIPs with full data
- Cash flow
- -$217/mo
- at 7.78%, 25% down
- Typical price
- $127,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,072/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
13 with published figures
| 62522Decatur | $94,000 | $1,008 | 12.9% | 6.3% | -$15 | n/a |
| 62513Blue Mound | $152,000 | $1,570* | 12.4% | 6.6% | +$21 | n/a |
| 62526Decatur | $102,000 | $991 | 11.6% | 5.2% | -$106 | n/a |
| 62521Decatur | $122,000 | $1,114 | 10.9% | 5.0% | -$154 | n/a |
| 62544Macon | $155,000 | $1,080* | 8.3% | 3.3% | -$406 | n/a |
| 62551Niantic | $139,000 | $960* | 8.3% | 2.9% | -$409 | n/a |
| 62501Argenta | $197,000 | $1,330* | 8.1% | 3.1% | -$559 | n/a |
| 62554Oreana | $181,000 | $1,180* | 7.8% | 3.0% | -$528 | n/a |
| 61756Maroa | $163,000 | $1,040* | 7.7% | 2.5% | -$531 | n/a |
| 62573Warrensburg | $171,000 | $950* | 6.7% | 1.7% | -$674 | n/a |
| 62549Mount Zion | $202,000 | $990* | 5.9% | 1.2% | -$891 | n/a |
| 61925Dalton City | $205,000 | $920* | 5.4% | 1.1% | -$916 | n/a |
| 62535Forsyth | $315,000 | $1,150* | 4.4% | 0.3% | -$1,627 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +5.4%
- Rent, 12 months
- +2.9%
- Rent minus price growth
- -2.5 pts
- Property tax
- 2.05%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $96,930 | n/a |
| Aug 2022 | $101,404 | n/a |
| Aug 2023 | $107,007 | $893 |
| Aug 2024 | $114,438 | $954 |
| Aug 2025 | $120,345 | $1,042 |
| Aug 2026 | $126,812 | $1,072 |
Counties
- Macon County, IL11.6% median yield
Tools
Questions
- Is the Decatur, IL metro good for rental property?
- The typical home here runs -$217 a month at 7.78% with 25% down, breaking even at about 4.2%. 0 of 3 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 11.6%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Decatur, IL metro have the highest rental yield?
- 62522 (Decatur) at 12.9%, 62526 (Decatur) at 11.6%, 62521 (Decatur) at 10.9%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.