Rental property calculator
The same formulas as every ZIP page, with your numbers. It opens with the national median price and rent and today's investor rate (7.78%); open it from a ZIP page to prefill that ZIP. Inputs stay in your browser and in the link, so you can share a result.
Your numbers
Monthly cash flow
-$1,327
Estimated cap rate
2.3%
Cash-on-cash return
-14.7%
DSCR
0.36
| Gross rent, per year | $21,900 |
| Vacancy | $1,095 |
| Management | $1,664 |
| Property tax | $4,246 |
| Insurance | $2,000 |
| Maintenance | $3,860 |
| Net operating income | $9,035 |
| Loan payments ($2,080 a month) | $24,960 |
| Cash flow, per year | -$15,926 |
- Break-even interest rate
- none
- Cash invested
- $108,080
- Gross yield
- 5.7%
- Equity after 5 years
- $111,337
Equity after 5 years is the down payment plus principal repaid, with no price growth assumed. The break-even rate is the interest rate at which cash flow is exactly zero. Nothing you enter leaves this page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.