Rental numbers for the Stockton, CA metro
The typical home here runs -$1,626 a month at 7.78% with 25% down, breaking even at about 0.6%. 0 of 20 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.0%.
- Gross yield
- 5.5%
- typical home, Zillow
- Median ZIP yield
- 5.0%
- 20 ZIPs with full data
- Cash flow
- -$1,626/mo
- at 7.78%, 25% down
- Typical price
- $524,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $2,424/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
30 with published figures
| 95206Stockton | $417,000 | $2,516 | 7.2% | 4.1% | -$810 | -0.7% |
| 95210Stockton | $393,000 | $2,135 | 6.5% | 3.6% | -$943 | +3.1% |
| 95204Stockton | $381,000 | $1,941 | 6.1% | 3.1% | -$1,070 | -0.2% |
| 95330Lathrop | $627,000 | $3,101 | 5.9% | 2.8% | -$1,930 | +1.9% |
| 95209Stockton | $483,000 | $2,327 | 5.8% | 2.9% | -$1,428 | +6.1% |
| 95336Manteca | $519,000 | $2,469 | 5.7% | 2.9% | -$1,524 | +7.7% |
| 95212Stockton | $545,000 | $2,492 | 5.5% | 2.5% | -$1,781 | n/a |
| 95207Stockton | $405,000 | $1,815 | 5.4% | 2.5% | -$1,343 | +1.0% |
| 95205Stockton | $326,000 | $1,440* | 5.3% | 2.6% | -$1,064 | n/a |
| 95376Tracy | $580,000 | $2,524 | 5.2% | 2.6% | -$1,887 | +2.7% |
| 95240Lodi | $465,000 | $1,949 | 5.0% | 2.3% | -$1,608 | +3.9% |
| 95242Lodi | $568,000 | $2,375 | 5.0% | 2.3% | -$1,950 | +0.1% |
| 95337Manteca | $633,000 | $2,632 | 5.0% | 2.2% | -$2,265 | +0.4% |
| 95203Stockton | $342,000 | $1,423 | 5.0% | 2.1% | -$1,236 | n/a |
| 95377Tracy | $741,000 | $3,019 | 4.9% | 2.2% | -$2,662 | +0.9% |
| 95320Escalon | $596,000 | $2,375 | 4.8% | 2.2% | -$2,136 | n/a |
| 95219Brentwood | $546,000 | $2,113 | 4.7% | 1.9% | -$2,076 | +6.7% |
| 95202Stockton | $336,000 | $1,273 | 4.5% | 1.7% | -$1,331 | n/a |
| 95231French Camp | $519,000 | $1,930* | 4.5% | 1.6% | -$2,102 | n/a |
| 95366Ripon | $680,000 | $2,507 | 4.4% | 1.8% | -$2,633 | n/a |
| 95391Mountain House | $858,000 | $3,037 | 4.3% | 1.4% | -$3,607 | +1.6% |
| 95215Garden Acres | $439,000 | $1,380* | 3.8% | 1.2% | -$1,922 | n/a |
| 95254Wallace | $555,000 | $1,700* | 3.7% | 1.0% | -$2,509 | n/a |
| 95236Linden | $676,000 | $1,840* | 3.3% | 1.0% | -$3,093 | n/a |
| 95304Tracy | $933,000 | $2,536 | 3.3% | 0.8% | -$4,415 | n/a |
| 95237Lockeford | $523,000 | $1,400* | 3.2% | 0.7% | -$2,512 | n/a |
| 95258Woodbridge | $588,000 | $1,530* | 3.1% | 0.6% | -$2,875 | n/a |
| 95686Thornton | $552,000 | $1,310* | 2.9% | 0.5% | -$2,731 | n/a |
| 95220Acampo | $795,000 | $1,540* | 2.3% | 0.1% | -$4,241 | n/a |
| 95227Lockeford | $924,000 | $1,710* | 2.2% | -0.0% | -$4,994 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -2.5%
- Rent, 12 months
- +1.3%
- Rent minus price growth
- +3.8 pts
- Property tax
- 0.73%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $512,156 | $2,143 |
| Aug 2022 | $572,642 | $2,239 |
| Aug 2023 | $538,153 | $2,286 |
| Aug 2024 | $553,069 | $2,347 |
| Aug 2025 | $537,598 | $2,392 |
| Aug 2026 | $524,305 | $2,424 |
Counties
- San Joaquin County, CA5.0% median yield
- Calaveras County, CAn/a median yield
Tools
Questions
- Is the Stockton, CA metro good for rental property?
- The typical home here runs -$1,626 a month at 7.78% with 25% down, breaking even at about 0.6%. 0 of 20 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.0%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Stockton, CA metro have the highest rental yield?
- 95206 (Stockton) at 7.2%, 95210 (Stockton) at 6.5%, 95204 (Stockton) at 6.1%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.