Rental numbers for the St. Joseph, MO metro
The typical home here runs -$729 a month at 7.78% with 25% down. 0 of 4 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 7.8%.
- Gross yield
- 5.8%
- typical home, Zillow
- Median ZIP yield
- 7.8%
- 4 ZIPs with full data
- Cash flow
- -$729/mo
- at 7.78%, 25% down
- Typical price
- $216,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,046/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
35 with published figures
| 66024Wathena | $125,000 | $1,090* | 10.5% | 5.3% | -$123 | n/a |
| 64504Saint Joseph | $133,000 | $1,090* | 9.8% | 5.5% | -$111 | n/a |
| 64421Amazonia | $192,000 | $1,490* | 9.3% | 5.1% | -$219 | n/a |
| 64507Saint Joseph | $169,000 | $1,267 | 9.0% | 4.8% | -$233 | n/a |
| 64501Saint Joseph | $130,000 | $892 | 8.3% | 3.9% | -$281 | n/a |
| 64463King City | $154,000 | $940* | 7.3% | 3.3% | -$408 | n/a |
| 64503Saint Joseph | $175,000 | $1,065 | 7.3% | 3.6% | -$425 | n/a |
| 66035Highland | $172,000 | $940* | 6.6% | 2.0% | -$644 | n/a |
| 66094White Cloud | $178,000 | $940* | 6.3% | 2.5% | -$584 | n/a |
| 66087Wathena | $180,000 | $940* | 6.3% | 2.3% | -$634 | n/a |
| 64505Saint Joseph | $225,000 | $1,160* | 6.2% | 2.8% | -$684 | n/a |
| 66532Everest | $189,000 | $940* | 6.0% | 1.7% | -$750 | n/a |
| 66090Wathena | $198,000 | $970* | 5.9% | 2.2% | -$696 | n/a |
| 64429Cameron | $254,000 | $1,220* | 5.8% | 2.5% | -$837 | n/a |
| 64494Union Star | $225,000 | $1,060* | 5.7% | 2.3% | -$780 | n/a |
| 64436Cosby | $359,000 | $1,620* | 5.4% | 2.5% | -$1,188 | n/a |
| 64484De Kalb | $233,000 | $1,040* | 5.4% | 2.2% | -$830 | n/a |
| 64469Maysville | $214,000 | $950* | 5.3% | 1.9% | -$805 | n/a |
| 64459Helena | $278,000 | $1,180* | 5.1% | 2.0% | -$1,037 | n/a |
| 64430Clarksdale | $273,000 | $1,110* | 4.9% | 1.8% | -$1,058 | n/a |
| 66008Bendena | $239,000 | $940* | 4.7% | 1.2% | -$1,052 | n/a |
| 64449Fillmore | $244,000 | $940* | 4.6% | 1.4% | -$1,039 | n/a |
| 64474Osborn | $273,000 | $1,030* | 4.5% | 1.3% | -$1,177 | n/a |
| 64485Savannah | $275,000 | $1,030* | 4.5% | 1.5% | -$1,138 | n/a |
| 64490Stewartsville | $277,000 | $1,030* | 4.5% | 1.4% | -$1,167 | n/a |
| 64506Saint Joseph | $280,000 | $1,007 | 4.3% | 1.3% | -$1,203 | n/a |
| 64483Rosendale | $273,000 | $940* | 4.1% | 1.3% | -$1,185 | n/a |
| 64480Rea | $289,000 | $970* | 4.0% | 1.1% | -$1,282 | n/a |
| 64497Weatherby | $289,000 | $940* | 3.9% | 1.1% | -$1,307 | n/a |
| 64440De Kalb | $321,000 | $1,030* | 3.9% | 1.1% | -$1,424 | n/a |
| 64670Pattonsburg | $299,000 | $940* | 3.8% | 1.0% | -$1,356 | n/a |
| 64427Bolckow | $312,000 | $940* | 3.6% | 1.0% | -$1,420 | n/a |
| 64401Agency | $334,000 | $950* | 3.4% | 0.8% | -$1,586 | n/a |
| 64443Easton | $374,000 | $1,060* | 3.4% | 0.9% | -$1,738 | n/a |
| 64448Faucett | $358,000 | $990* | 3.3% | 0.8% | -$1,677 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +5.7%
- Rent, 12 months
- +2.1%
- Rent minus price growth
- -3.6 pts
- Property tax
- 0.77%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $167,331 | $757 |
| Aug 2022 | $180,517 | $834 |
| Aug 2023 | $184,357 | $893 |
| Aug 2024 | $192,900 | $975 |
| Aug 2025 | $204,699 | $1,024 |
| Aug 2026 | $216,378 | $1,046 |
Counties
- Buchanan County, MO7.8% median yield
- Andrew County, MOn/a median yield
- DeKalb County, MOn/a median yield
- Gentry County, MOn/a median yield
- Daviess County, MOn/a median yield
- Doniphan County, KSn/a median yield
- Brown County, KSn/a median yield
Tools
Questions
- Is the St. Joseph, MO metro good for rental property?
- The typical home here runs -$729 a month at 7.78% with 25% down. 0 of 4 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 7.8%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the St. Joseph, MO metro have the highest rental yield?
- 64507 (Saint Joseph) at 9.0%, 64501 (Saint Joseph) at 8.3%, 64503 (Saint Joseph) at 7.3%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.