Rental numbers for Buchanan County, MO
The typical home here runs -$579 a month at 7.78% with 25% down, breaking even at about 1.0%. 0 of 4 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.8%.
- Gross yield
- 6.5%
- typical home, Zillow
- Median ZIP yield
- 7.8%
- 4 ZIPs with full data
- Cash flow
- -$579/mo
- at 7.78%, 25% down
- Typical price
- $194,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,042/mo
- Zillow ZORI, Aug 2026
ZIP codes in Buchanan County
12 with published figures
| 64504Saint Joseph | $133,000 | $1,090* | 9.8% | 5.5% | -$111 | n/a |
| 64507Saint Joseph | $169,000 | $1,267 | 9.0% | 4.8% | -$233 | n/a |
| 64501Saint Joseph | $130,000 | $892 | 8.3% | 3.9% | -$281 | n/a |
| 64503Saint Joseph | $175,000 | $1,065 | 7.3% | 3.6% | -$425 | n/a |
| 64505Saint Joseph | $225,000 | $1,160* | 6.2% | 2.8% | -$684 | n/a |
| 66090Wathena | $198,000 | $970* | 5.9% | 2.2% | -$696 | n/a |
| 64484De Kalb | $233,000 | $1,040* | 5.4% | 2.2% | -$830 | n/a |
| 64506Saint Joseph | $280,000 | $1,007 | 4.3% | 1.3% | -$1,203 | n/a |
| 64440De Kalb | $321,000 | $1,030* | 3.9% | 1.1% | -$1,424 | n/a |
| 64401Agency | $334,000 | $950* | 3.4% | 0.8% | -$1,586 | n/a |
| 64443Easton | $374,000 | $1,060* | 3.4% | 0.9% | -$1,738 | n/a |
| 64448Faucett | $358,000 | $990* | 3.3% | 0.8% | -$1,677 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +5.2%
- Rent, 12 months
- +3.0%
- Rent minus price growth
- -2.3 pts
- Property tax
- 0.77%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $152,199 | n/a |
| Aug 2022 | $161,379 | $827 |
| Aug 2023 | $165,336 | $887 |
| Aug 2024 | $172,595 | $971 |
| Aug 2025 | $184,223 | $1,012 |
| Aug 2026 | $193,819 | $1,042 |
HUD Fair Market Rent
FY2027, St. Joseph, MO-KS MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $850 | $857 | $1,101 | $1,406 | $1,629 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 1.3
- 42 units, last 12 months
- National percentile
- 19th
- among US counties
Tools
Test a listing in Buchanan County against today's rate.
Open the calculatorPart of the St. Joseph, MO metro.
Questions
- Is Buchanan County good for rental property?
- The typical home here runs -$579 a month at 7.78% with 25% down, breaking even at about 1.0%. 0 of 4 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.8%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Buchanan County?
- About 0.77% of value, from Census ACS median taxes paid over median home value. On a $194,000 home that is about $1,492 a year.
- What is Fair Market Rent in Buchanan County?
- HUD's FY2027 Fair Market Rent here is $857 for a 1-bedroom, $1,101 for a 2-bedroom and $1,406 for a 3-bedroom. Typical cash flow at today's rate is -$579 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.