Rental numbers for the San Francisco, CA metro
The typical home here runs -$4,803 a month at 7.78% with 25% down. 0 of 134 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 3.5%.
- Gross yield
- 3.6%
- typical home, Zillow
- Median ZIP yield
- 3.5%
- 134 ZIPs with full data
- Cash flow
- -$4,803/mo
- at 7.78%, 25% down
- Typical price
- $1,123,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $3,409/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
166 with published figures
| 94621Oakland | $453,000 | $2,691 | 7.1% | 3.8% | -$991 | +4.0% |
| 94612Oakland | $528,000 | $3,079 | 7.0% | 3.8% | -$1,188 | +15.7% |
| 94103San Francisco | $823,000 | $4,446 | 6.5% | 3.5% | -$2,071 | +28.8% |
| 94595Walnut Creek | $677,000 | $3,648 | 6.5% | 3.6% | -$1,601 | n/a |
| 94607Oakland | $515,000 | $2,742 | 6.4% | 3.0% | -$1,466 | +12.4% |
| 94105San Francisco | $1,127,000 | $5,958 | 6.3% | 3.6% | -$2,642 | +27.5% |
| 94531Antioch | $661,000 | $3,483 | 6.3% | 3.4% | -$1,688 | +5.2% |
| 94102San Francisco | $740,000 | $3,778 | 6.1% | 3.1% | -$2,096 | +23.4% |
| 94603Oakland | $504,000 | $2,557 | 6.1% | 3.1% | -$1,424 | +3.0% |
| 94561Oakley | $657,000 | $3,289 | 6.0% | 3.0% | -$1,917 | +4.4% |
| 94804Richmond | $567,000 | $2,818 | 6.0% | 2.9% | -$1,699 | +6.8% |
| 94608Emeryville | $601,000 | $2,981 | 5.9% | 2.9% | -$1,776 | +6.7% |
| 94933Lagunitas | $862,000 | $4,160* | 5.8% | 3.2% | -$2,327 | n/a |
| 94107San Francisco | $1,042,000 | $5,001 | 5.8% | 3.0% | -$2,992 | +26.8% |
| 94519Concord | $705,000 | $3,270 | 5.6% | 2.9% | -$2,076 | +0.2% |
| 94801Richmond | $507,000 | $2,305 | 5.5% | 2.4% | -$1,716 | +4.2% |
| 94505Discovery Bay | $778,000 | $3,516 | 5.4% | 2.5% | -$2,555 | +1.7% |
| 94565Pittsburg | $559,000 | $2,453 | 5.3% | 2.5% | -$1,849 | +3.1% |
| 94513Brentwood | $785,000 | $3,406 | 5.2% | 2.3% | -$2,712 | +4.0% |
| 94564Pinole | $714,000 | $3,090* | 5.2% | 2.4% | -$2,395 | n/a |
| 94547Hercules | $736,000 | $3,169 | 5.2% | 2.3% | -$2,583 | +5.7% |
| 94124San Francisco | $948,000 | $4,062 | 5.1% | 2.6% | -$3,024 | n/a |
| 94579San Leandro | $842,000 | $3,600 | 5.1% | 2.5% | -$2,783 | n/a |
| 94509Antioch | $537,000 | $2,256 | 5.0% | 2.4% | -$1,843 | +0.7% |
| 94158San Francisco | $1,358,000 | $5,649 | 5.0% | 2.5% | -$4,469 | +26.2% |
| 94601Oakland | $555,000 | $2,309 | 5.0% | 2.1% | -$2,010 | +6.7% |
| 94569Port Costa | $662,000 | $2,740* | 5.0% | 2.1% | -$2,438 | n/a |
| 94606Oakland | $594,000 | $2,455 | 5.0% | 2.2% | -$2,114 | +5.0% |
| 94805Richmond | $697,000 | $2,845 | 4.9% | 2.1% | -$2,515 | n/a |
| 94806San Pablo | $574,000 | $2,344 | 4.9% | 2.2% | -$2,059 | -2.3% |
| 94803Richmond | $726,000 | $2,937 | 4.9% | 2.2% | -$2,568 | n/a |
| 94520Concord | $597,000 | $2,369 | 4.8% | 2.2% | -$2,138 | +3.1% |
| 94020La Honda | $1,017,000 | $4,030* | 4.8% | 2.1% | -$3,691 | n/a |
| 94572Rodeo | $646,000 | $2,540* | 4.7% | 2.0% | -$2,395 | n/a |
| 94947Novato | $1,011,000 | $3,965 | 4.7% | 2.2% | -$3,602 | +5.7% |
| 94134San Francisco | $1,086,000 | $4,213 | 4.7% | 2.3% | -$3,757 | n/a |
| 94511Bethel Island | $631,000 | $2,420* | 4.6% | 1.8% | -$2,438 | n/a |
| 94605Oakland | $659,000 | $2,520 | 4.6% | 1.8% | -$2,573 | +3.9% |
| 94521Concord | $777,000 | $2,963 | 4.6% | 2.1% | -$2,862 | +3.2% |
| 94945Novato | $1,062,000 | $3,966 | 4.5% | 2.0% | -$3,972 | n/a |
| 94109San Francisco | $1,069,000 | $3,972 | 4.5% | 1.9% | -$4,028 | +28.0% |
| 94514Byron | $842,000 | $3,050* | 4.3% | 1.7% | -$3,331 | n/a |
| 94949Novato | $1,200,000 | $4,313 | 4.3% | 1.7% | -$4,734 | n/a |
| 94063Redwood City | $1,288,000 | $4,508 | 4.2% | 1.9% | -$4,886 | +10.9% |
| 94517Clayton | $1,034,000 | $3,620* | 4.2% | 1.7% | -$4,126 | n/a |
| 94111San Francisco | $1,122,000 | $3,890* | 4.2% | 1.7% | -$4,494 | n/a |
| 94541Hayward | $766,000 | $2,655 | 4.2% | 1.7% | -$3,074 | +1.6% |
| 94014Daly City | $1,000,000 | $3,445 | 4.1% | 1.8% | -$3,917 | +13.9% |
| 94108San Francisco | $1,060,000 | $3,592 | 4.1% | 1.5% | -$4,397 | +29.3% |
| 94619Oakland | $830,000 | $2,799 | 4.0% | 1.4% | -$3,527 | n/a |
| 94710Berkeley | $1,003,000 | $3,379 | 4.0% | 1.6% | -$4,085 | +4.7% |
| 94544Hayward | $807,000 | $2,692 | 4.0% | 1.7% | -$3,240 | +3.0% |
| 94104San Francisco | $1,148,000 | $3,800* | 4.0% | 1.6% | -$4,666 | n/a |
| 94080South San Francisco | $1,220,000 | $4,029 | 4.0% | 1.7% | -$4,864 | +16.9% |
| 94580San Lorenzo | $801,000 | $2,645 | 4.0% | 1.6% | -$3,280 | n/a |
| 94525Crockett | $660,000 | $2,165 | 3.9% | 1.4% | -$2,770 | n/a |
| 94553Martinez | $753,000 | $2,464 | 3.9% | 1.4% | -$3,157 | +2.7% |
| 94133San Francisco | $1,410,000 | $4,596 | 3.9% | 1.7% | -$5,635 | +31.1% |
| 94551Livermore | $967,000 | $3,147 | 3.9% | 1.4% | -$4,085 | +2.6% |
| 94060Pescadero | $1,194,000 | $3,870* | 3.9% | 1.6% | -$4,883 | n/a |
| 94518Concord | $833,000 | $2,688 | 3.9% | 1.4% | -$3,487 | +4.5% |
| 94110San Francisco | $1,429,000 | $4,590 | 3.9% | 1.5% | -$5,863 | +26.0% |
| 94577San Leandro | $789,000 | $2,535 | 3.9% | 1.4% | -$3,334 | +7.9% |
| 94545Hayward | $879,000 | $2,803 | 3.8% | 1.5% | -$3,670 | +5.4% |
| 94112San Francisco | $1,172,000 | $3,715 | 3.8% | 1.5% | -$4,806 | +6.7% |
| 94129San Francisco | $1,839,000 | $5,806 | 3.8% | 1.5% | -$7,620 | n/a |
| 94578San Leandro | $769,000 | $2,421 | 3.8% | 1.3% | -$3,308 | +1.0% |
| 94971Tomales | $1,105,000 | $3,480* | 3.8% | 1.5% | -$4,546 | n/a |
| 94938Bolinas | $1,014,000 | $3,150* | 3.7% | 1.2% | -$4,427 | n/a |
| 94560Newark | $1,187,000 | $3,675 | 3.7% | 1.4% | -$5,043 | +4.7% |
| 94127San Francisco | $2,008,000 | $6,200 | 3.7% | 1.6% | -$8,145 | n/a |
| 94523Pleasant Hill | $970,000 | $2,993 | 3.7% | 1.3% | -$4,156 | +4.1% |
| 94005Brisbane | $1,143,000 | $3,470* | 3.6% | 1.3% | -$4,916 | n/a |
| 94401San Mateo | $1,204,000 | $3,638 | 3.6% | 1.3% | -$5,151 | +7.1% |
| 94117San Francisco | $1,685,000 | $5,058 | 3.6% | 1.4% | -$7,108 | +28.1% |
| 94115San Francisco | $1,545,000 | $4,605 | 3.6% | 1.4% | -$6,523 | +27.8% |
| 94563Orinda | $1,930,000 | $5,755 | 3.6% | 1.5% | -$8,008 | n/a |
| 94502Alameda | $1,140,000 | $3,390* | 3.6% | 1.1% | -$5,088 | n/a |
| 94019Half Moon Bay | $1,569,000 | $4,625 | 3.5% | 1.3% | -$6,728 | n/a |
| 94114San Francisco | $2,015,000 | $5,942 | 3.5% | 1.4% | -$8,479 | +28.1% |
| 94552Castro Valley | $1,371,000 | $4,039 | 3.5% | 1.2% | -$5,970 | n/a |
| 94963San Geronimo | $1,240,000 | $3,630* | 3.5% | 1.2% | -$5,414 | n/a |
| 94609Oakland | $956,000 | $2,778 | 3.5% | 1.0% | -$4,342 | +10.2% |
| 94597Walnut Creek | $970,000 | $2,767 | 3.4% | 1.1% | -$4,369 | +3.9% |
| 94507Alamo | $2,513,000 | $7,150 | 3.4% | 1.4% | -$10,598 | n/a |
| 94116San Francisco | $1,620,000 | $4,540 | 3.4% | 1.2% | -$7,068 | +25.1% |
| 94044Pacifica | $1,255,000 | $3,503 | 3.4% | 1.1% | -$5,580 | +4.9% |
| 94596Walnut Creek | $1,069,000 | $2,973 | 3.3% | 1.1% | -$4,821 | +5.8% |
| 94903San Rafael | $1,236,000 | $3,427 | 3.3% | 1.0% | -$5,669 | +4.5% |
| 94546Castro Valley | $1,007,000 | $2,788 | 3.3% | 1.0% | -$4,591 | +6.8% |
| 94037Moss Beach | $1,482,000 | $4,090* | 3.3% | 1.2% | -$6,520 | n/a |
| 94925Corte Madera | $1,847,000 | $5,088 | 3.3% | 1.2% | -$8,090 | n/a |
| 94973Woodacre | $1,106,000 | $3,020* | 3.3% | 1.0% | -$5,006 | n/a |
| 94131San Francisco | $1,762,000 | $4,792 | 3.3% | 1.2% | -$7,795 | +31.5% |
| 94602Oakland | $1,006,000 | $2,702 | 3.2% | 0.8% | -$4,731 | +6.6% |
| 94568Dublin | $1,232,000 | $3,299 | 3.2% | 0.9% | -$5,725 | +3.9% |
| 94555Fremont | $1,427,000 | $3,781 | 3.2% | 1.0% | -$6,507 | +3.3% |
| 94066San Bruno | $1,290,000 | $3,374 | 3.1% | 1.1% | -$5,798 | +9.4% |
| 94404Foster City | $1,694,000 | $4,433 | 3.1% | 1.0% | -$7,653 | +10.7% |
| 94965Sausalito | $1,535,000 | $3,984 | 3.1% | 0.9% | -$7,065 | +6.2% |
| 94930Fairfax | $1,221,000 | $3,150 | 3.1% | 0.7% | -$5,877 | n/a |
| 94538Fremont | $1,269,000 | $3,242 | 3.1% | 0.8% | -$5,948 | +5.5% |
| 94501Alameda | $1,136,000 | $2,895 | 3.1% | 0.7% | -$5,446 | +6.3% |
| 94704Berkeley | $1,133,000 | $2,881 | 3.0% | 0.4% | -$5,711 | +3.5% |
| 94550Livermore | $1,200,000 | $3,040 | 3.0% | 0.7% | -$5,736 | +5.0% |
| 94941Mill Valley | $2,132,000 | $5,392 | 3.0% | 1.1% | -$9,605 | +10.1% |
| 94303East Palo Alto | $2,058,000 | $5,190 | 3.0% | 1.0% | -$9,334 | +10.1% |
| 94015Daly City | $1,164,000 | $2,887 | 3.0% | 0.9% | -$5,414 | +8.9% |
| 94587Union City | $1,199,000 | $2,945 | 2.9% | 0.7% | -$5,793 | +6.1% |
| 94536Fremont | $1,376,000 | $3,377 | 2.9% | 0.8% | -$6,468 | +4.7% |
| 94960San Anselmo | $1,673,000 | $4,083 | 2.9% | 0.8% | -$7,841 | n/a |
| 94530El Cerrito | $1,134,000 | $2,743 | 2.9% | 0.5% | -$5,611 | +6.0% |
| 94937Point Reyes Station | $1,468,000 | $3,480* | 2.8% | 0.9% | -$6,840 | n/a |
| 94122San Francisco | $1,718,000 | $4,050 | 2.8% | 0.8% | -$8,160 | +23.8% |
| 94132San Francisco | $1,380,000 | $3,260 | 2.8% | 0.7% | -$6,655 | n/a |
| 94598Walnut Creek | $1,369,000 | $3,205 | 2.8% | 0.7% | -$6,609 | +6.1% |
| 94588Pleasanton | $1,361,000 | $3,136 | 2.8% | 0.6% | -$6,649 | +7.0% |
| 94121San Francisco | $1,833,000 | $4,159 | 2.7% | 0.7% | -$8,884 | +23.2% |
| 94506Danville | $1,995,000 | $4,519 | 2.7% | 0.8% | -$9,477 | +3.5% |
| 94586Sunol | $1,446,000 | $3,250* | 2.7% | 0.7% | -$6,997 | n/a |
| 94702Berkeley | $1,187,000 | $2,671 | 2.7% | 0.4% | -$6,028 | +0.7% |
| 94929Dillon Beach | $1,348,000 | $2,990* | 2.7% | 0.6% | -$6,614 | n/a |
| 94018Half Moon Bay | $1,480,000 | $3,270* | 2.6% | 0.6% | -$7,255 | n/a |
| 94526Danville | $1,712,000 | $3,777 | 2.6% | 0.6% | -$8,366 | +3.7% |
| 94582San Ramon | $1,669,000 | $3,685 | 2.6% | 0.6% | -$8,183 | +3.6% |
| 94583San Ramon | $1,337,000 | $2,946 | 2.6% | 0.5% | -$6,685 | +4.3% |
| 94706Albany | $1,250,000 | $2,738 | 2.6% | 0.3% | -$6,417 | +5.1% |
| 94038Moss Beach | $1,450,000 | $3,170* | 2.6% | 0.5% | -$7,235 | n/a |
| 94708Berkeley | $1,608,000 | $3,499 | 2.6% | 0.5% | -$7,951 | n/a |
| 94065Redwood City | $1,778,000 | $3,850 | 2.6% | 0.6% | -$8,683 | +11.0% |
| 94403San Mateo | $1,812,000 | $3,819 | 2.5% | 0.5% | -$8,966 | +8.9% |
| 94611Piedmont | $1,405,000 | $2,960 | 2.5% | 0.4% | -$7,082 | +11.8% |
| 94566Pleasanton | $1,656,000 | $3,463 | 2.5% | 0.5% | -$8,274 | +6.7% |
| 94123San Francisco | $2,505,000 | $5,228 | 2.5% | 0.6% | -$12,228 | +28.6% |
| 94901San Rafael | $1,377,000 | $2,810 | 2.5% | 0.3% | -$7,034 | +4.5% |
| 94703Berkeley | $1,270,000 | $2,564 | 2.4% | 0.3% | -$6,557 | +4.6% |
| 94542Hayward | $1,217,000 | $2,412 | 2.4% | 0.2% | -$6,389 | +4.1% |
| 94118San Francisco | $2,262,000 | $4,440 | 2.4% | 0.4% | -$11,412 | +21.3% |
| 94940Marshall | $1,523,000 | $2,990* | 2.4% | 0.5% | -$7,587 | n/a |
| 94709Berkeley | $1,334,000 | $2,617 | 2.4% | 0.2% | -$6,988 | +2.8% |
| 94956Point Reyes Station | $1,525,000 | $2,990* | 2.4% | 0.6% | -$7,476 | n/a |
| 94610Oakland | $1,204,000 | $2,344 | 2.3% | 0.1% | -$6,334 | +4.6% |
| 94920Tiburon | $3,334,000 | $6,499 | 2.3% | 0.5% | -$16,617 | +24.2% |
| 94707Berkeley | $1,771,000 | $3,443 | 2.3% | 0.3% | -$9,069 | n/a |
| 94904Kentfield | $2,253,000 | $4,368 | 2.3% | 0.4% | -$11,303 | n/a |
| 94539Fremont | $2,165,000 | $4,154 | 2.3% | 0.4% | -$10,929 | +6.0% |
| 94030Millbrae | $2,048,000 | $3,843 | 2.3% | 0.4% | -$10,433 | +14.0% |
| 94556Moraga | $1,604,000 | $2,988 | 2.2% | 0.2% | -$8,339 | n/a |
| 94939Larkspur | $2,160,000 | $4,026 | 2.2% | 0.4% | -$10,983 | +15.1% |
| 94070San Carlos | $2,431,000 | $4,477 | 2.2% | 0.4% | -$12,394 | +9.2% |
| 94061Redwood City | $1,969,000 | $3,604 | 2.2% | 0.3% | -$10,074 | +7.0% |
| 94618Oakland | $1,635,000 | $2,914 | 2.1% | 0.2% | -$8,566 | +6.4% |
| 94549Lafayette | $1,890,000 | $3,338 | 2.1% | 0.3% | -$9,798 | -1.1% |
| 94402San Mateo | $2,462,000 | $4,071 | 2.0% | 0.1% | -$12,954 | +12.3% |
| 94002Belmont | $2,258,000 | $3,677 | 1.9% | 0.1% | -$11,941 | +9.9% |
| 94062Woodside | $2,699,000 | $4,301 | 1.9% | 0.1% | -$14,326 | +10.8% |
| 94924Bolinas | $1,887,000 | $2,990* | 1.9% | 0.1% | -$10,078 | n/a |
| 94025Menlo Park | $2,902,000 | $4,302 | 1.8% | -0.0% | -$15,672 | +9.7% |
| 94946Nicasio | $2,079,000 | $2,990* | 1.7% | -0.1% | -$11,356 | n/a |
| 94705Oakland | $1,975,000 | $2,814 | 1.7% | -0.1% | -$10,820 | +6.5% |
| 94010Hillsborough | $3,482,000 | $3,942 | 1.4% | -0.4% | -$19,838 | +11.3% |
| 94957Ross | $4,291,000 | $4,510* | 1.3% | -0.4% | -$24,708 | n/a |
| 94528Diablo | $3,096,000 | $2,970* | 1.1% | -0.6% | -$18,122 | n/a |
| 94028Portola Valley | $4,267,000 | $3,820* | 1.1% | -0.6% | -$25,156 | n/a |
| 94970Stinson Beach | $3,499,000 | $3,030* | 1.0% | -0.7% | -$20,836 | n/a |
| 94027Atherton | $8,620,000 | $4,080* | 0.6% | -1.0% | -$53,822 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.3%
- Rent, 12 months
- +10.9%
- Rent minus price growth
- +8.6 pts
- Property tax
- 0.67%
- effective rate, ACS 2024
Typical value (Zillow ZHVI) Rent (Zillow ZORI)Indexed to 100 at Aug 2021
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $1,097,432 | $2,728 |
| Aug 2022 | $1,194,443 | $2,894 |
| Aug 2023 | $1,100,797 | $2,888 |
| Aug 2024 | $1,141,655 | $2,932 |
| Aug 2025 | $1,098,246 | $3,075 |
| Aug 2026 | $1,123,193 | $3,409 |
Counties
- San Mateo County, CA2.8% median yield
- San Francisco County, CA3.8% median yield
- Alameda County, CA3.2% median yield
- Contra Costa County, CA4.3% median yield
- Marin County, CA3.1% median yield
Tools
Test a listing in the San Francisco, CA area against today's rate.
Open the calculatorQuestions
- Is the San Francisco, CA metro good for rental property?
- The typical home here runs -$4,803 a month at 7.78% with 25% down. 0 of 134 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 3.5%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the San Francisco, CA metro have the highest rental yield?
- 94621 (Oakland) at 7.1%, 94612 (Oakland) at 7.0%, 94103 (San Francisco) at 6.5%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.