Rental numbers for the San Diego, CA metro
The typical home here runs -$3,836 a month at 7.78% with 25% down. 0 of 79 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 3.7%.
- Gross yield
- 3.9%
- typical home, Zillow
- Median ZIP yield
- 3.7%
- 79 ZIPs with full data
- Cash flow
- -$3,836/mo
- at 7.78%, 25% down
- Typical price
- $931,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $2,994/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
95 with published figures
| 91934Jacumba | $344,000 | $3,000* | 10.5% | 6.6% | +$44 | n/a |
| 91905Boulevard | $449,000 | $2,690* | 7.2% | 4.0% | -$917 | n/a |
| 91963Potrero | $537,000 | $3,000* | 6.7% | 3.8% | -$1,190 | n/a |
| 92108San Diego | $586,000 | $3,151 | 6.5% | 3.5% | -$1,430 | +0.8% |
| 91962Descanso | $650,000 | $3,460* | 6.4% | 3.8% | -$1,470 | n/a |
| 92060Palomar Mountain | $447,000 | $2,130* | 5.7% | 3.2% | -$1,204 | n/a |
| 92139San Diego | $740,000 | $3,526 | 5.7% | 3.1% | -$2,056 | +4.0% |
| 91916Descanso | $667,000 | $3,130* | 5.6% | 3.1% | -$1,876 | n/a |
| 91906Campo | $495,000 | $2,210* | 5.4% | 2.4% | -$1,698 | n/a |
| 91917Dulzura | $670,000 | $2,950* | 5.3% | 2.7% | -$2,094 | n/a |
| 92036Julian | $557,000 | $2,290* | 4.9% | 2.2% | -$1,976 | n/a |
| 92101San Diego | $712,000 | $2,923 | 4.9% | 2.1% | -$2,565 | +1.2% |
| 92154San Diego | $750,000 | $2,978 | 4.8% | 2.3% | -$2,615 | +2.1% |
| 91915Chula Vista | $848,000 | $3,318 | 4.7% | 1.8% | -$3,274 | +0.6% |
| 92057Oceanside | $805,000 | $3,093 | 4.6% | 2.2% | -$2,891 | +2.6% |
| 92066Ranchita | $466,000 | $1,790* | 4.6% | 2.0% | -$1,733 | n/a |
| 92121San Diego | $1,060,000 | $4,041 | 4.6% | 2.1% | -$3,850 | n/a |
| 92114San Diego | $746,000 | $2,819 | 4.5% | 2.2% | -$2,660 | +2.3% |
| 91935Jamul | $1,015,000 | $3,800 | 4.5% | 2.0% | -$3,796 | n/a |
| 92113San Diego | $652,000 | $2,400 | 4.4% | 2.0% | -$2,410 | +1.0% |
| 92173San Diego | $686,000 | $2,492 | 4.4% | 1.9% | -$2,619 | n/a |
| 91950National City | $697,000 | $2,498 | 4.3% | 1.9% | -$2,658 | +1.8% |
| 92003Bonsall | $993,000 | $3,561 | 4.3% | 1.9% | -$3,802 | n/a |
| 92071Santee | $800,000 | $2,855 | 4.3% | 1.8% | -$3,094 | +2.3% |
| 92086Warner Springs | $553,000 | $1,970* | 4.3% | 1.8% | -$2,163 | n/a |
| 91945Lemon Grove | $757,000 | $2,661 | 4.2% | 1.8% | -$2,978 | +5.0% |
| 91913Chula Vista | $902,000 | $3,168 | 4.2% | 1.4% | -$3,784 | +0.9% |
| 92069San Marcos | $900,000 | $3,148 | 4.2% | 1.8% | -$3,530 | +2.4% |
| 92058Oceanside | $792,000 | $2,766 | 4.2% | 1.8% | -$3,061 | +5.3% |
| 91911Chula Vista | $780,000 | $2,706 | 4.2% | 1.8% | -$3,043 | +1.7% |
| 92028Fallbrook | $883,000 | $3,055 | 4.2% | 1.7% | -$3,484 | +4.8% |
| 91914Chula Vista | $1,170,000 | $3,992 | 4.1% | 1.6% | -$4,759 | n/a |
| 92082Valley Center | $920,000 | $3,124 | 4.1% | 1.6% | -$3,736 | n/a |
| 92061Pauma Valley | $824,000 | $2,790* | 4.1% | 1.6% | -$3,340 | n/a |
| 92083Vista | $791,000 | $2,675 | 4.1% | 1.6% | -$3,179 | +0.2% |
| 92123San Diego | $955,000 | $3,211 | 4.0% | 1.7% | -$3,789 | +1.7% |
| 92070Santa Ysabel | $747,000 | $2,500* | 4.0% | 1.6% | -$3,035 | n/a |
| 92078San Marcos | $1,040,000 | $3,488 | 4.0% | 1.6% | -$4,237 | +3.0% |
| 92056Oceanside | $863,000 | $2,879 | 4.0% | 1.6% | -$3,479 | +2.6% |
| 91932Imperial Beach | $836,000 | $2,778 | 4.0% | 1.7% | -$3,320 | -0.5% |
| 92026Escondido | $824,000 | $2,730 | 4.0% | 1.5% | -$3,392 | +2.4% |
| 92111San Diego | $946,000 | $3,102 | 3.9% | 1.7% | -$3,766 | +0.1% |
| 91942La Mesa | $810,000 | $2,642 | 3.9% | 1.5% | -$3,335 | +0.2% |
| 92065Ramona | $808,000 | $2,631 | 3.9% | 1.5% | -$3,361 | +4.3% |
| 91977Spring Valley | $764,000 | $2,476 | 3.9% | 1.4% | -$3,202 | +1.9% |
| 92126San Diego | $983,000 | $3,099 | 3.8% | 1.5% | -$4,062 | +2.5% |
| 92128San Diego | $984,000 | $3,091 | 3.8% | 1.4% | -$4,146 | +2.7% |
| 91978Spring Valley | $833,000 | $2,602 | 3.8% | 1.3% | -$3,600 | n/a |
| 92019El Cajon | $878,000 | $2,744 | 3.8% | 1.4% | -$3,694 | +1.2% |
| 92027Escondido | $777,000 | $2,425 | 3.8% | 1.4% | -$3,303 | -2.1% |
| 92102San Diego | $744,000 | $2,328 | 3.8% | 1.6% | -$3,044 | +1.1% |
| 92122San Diego | $1,070,000 | $3,312 | 3.7% | 1.4% | -$4,480 | +2.7% |
| 92105San Diego | $694,000 | $2,137 | 3.7% | 1.4% | -$2,905 | +0.5% |
| 92110San Diego | $984,000 | $3,024 | 3.7% | 1.5% | -$4,096 | +1.1% |
| 92084Vista | $914,000 | $2,808 | 3.7% | 1.4% | -$3,882 | +0.8% |
| 91910Chula Vista | $845,000 | $2,570 | 3.6% | 1.3% | -$3,612 | +2.4% |
| 92025Escondido | $834,000 | $2,486 | 3.6% | 1.2% | -$3,651 | +0.7% |
| 92081Vista | $917,000 | $2,735 | 3.6% | 1.3% | -$3,970 | +2.4% |
| 91902Bonita | $1,144,000 | $3,321 | 3.5% | 1.3% | -$4,959 | n/a |
| 92115San Diego | $854,000 | $2,452 | 3.5% | 1.1% | -$3,811 | +0.5% |
| 92124San Diego | $1,058,000 | $3,019 | 3.4% | 1.1% | -$4,692 | +1.4% |
| 92129San Diego | $1,328,000 | $3,748 | 3.4% | 1.2% | -$5,827 | +2.2% |
| 92010Carlsbad | $1,282,000 | $3,598 | 3.4% | 1.1% | -$5,698 | +3.4% |
| 92040Lakeside | $813,000 | $2,255 | 3.3% | 1.0% | -$3,700 | +4.6% |
| 92021El Cajon | $777,000 | $2,149 | 3.3% | 1.0% | -$3,524 | -0.1% |
| 92104San Diego | $956,000 | $2,542 | 3.2% | 1.1% | -$4,308 | +0.9% |
| 92120San Diego | $1,038,000 | $2,752 | 3.2% | 1.0% | -$4,737 | +1.4% |
| 92054Oceanside | $1,118,000 | $2,946 | 3.2% | 1.0% | -$5,093 | +1.5% |
| 92117San Diego | $1,082,000 | $2,842 | 3.1% | 1.1% | -$4,851 | +2.2% |
| 92020El Cajon | $830,000 | $2,162 | 3.1% | 0.9% | -$3,872 | +0.3% |
| 92064Poway | $1,213,000 | $3,167 | 3.1% | 0.9% | -$5,611 | +2.1% |
| 92103San Diego | $1,060,000 | $2,767 | 3.1% | 0.8% | -$4,996 | +1.9% |
| 92011Carlsbad | $1,587,000 | $4,131 | 3.1% | 1.0% | -$7,247 | +5.9% |
| 92119San Diego | $975,000 | $2,520 | 3.1% | 0.9% | -$4,482 | +0.6% |
| 91941La Mesa | $1,021,000 | $2,603 | 3.1% | 0.8% | -$4,825 | +1.6% |
| 92116San Diego | $983,000 | $2,463 | 3.0% | 0.8% | -$4,649 | +1.0% |
| 92131San Diego | $1,466,000 | $3,635 | 3.0% | 0.7% | -$7,036 | +1.4% |
| 91901Alpine | $961,000 | $2,329 | 2.9% | 0.6% | -$4,677 | +2.9% |
| 92009Carlsbad | $1,566,000 | $3,756 | 2.9% | 0.7% | -$7,518 | +5.4% |
| 92127San Diego | $1,594,000 | $3,817 | 2.9% | 0.6% | -$7,824 | +3.6% |
| 92024Encinitas | $1,868,000 | $4,307 | 2.8% | 0.8% | -$8,822 | +6.0% |
| 92109San Diego | $1,462,000 | $3,378 | 2.8% | 0.7% | -$7,089 | +3.2% |
| 92075Solana Beach | $2,216,000 | $5,072 | 2.8% | 0.8% | -$10,445 | +5.5% |
| 92029Escondido | $1,183,000 | $2,603 | 2.6% | 0.4% | -$5,939 | +1.2% |
| 92118Coronado | $2,564,000 | $5,550 | 2.6% | 0.7% | -$12,335 | +6.0% |
| 92067Rancho Santa Fe | $4,760,000 | $10,132 | 2.5% | 0.7% | -$22,909 | n/a |
| 92130San Diego | $2,060,000 | $4,348 | 2.5% | 0.5% | -$10,167 | +3.7% |
| 92059Pala | $1,057,000 | $2,210* | 2.5% | 0.1% | -$5,564 | n/a |
| 92014San Diego | $2,893,000 | $6,030 | 2.5% | 0.6% | -$14,099 | +8.1% |
| 92007Encinitas | $2,151,000 | $4,331 | 2.4% | 0.6% | -$10,541 | +8.8% |
| 92008Carlsbad | $1,790,000 | $3,470* | 2.3% | 0.4% | -$9,031 | n/a |
| 92107San Diego | $1,479,000 | $2,820 | 2.3% | 0.3% | -$7,576 | +2.7% |
| 92037San Diego | $2,336,000 | $3,992 | 2.1% | 0.2% | -$12,206 | +4.9% |
| 92106San Diego | $1,806,000 | $2,833 | 1.9% | -0.1% | -$9,923 | +4.4% |
| 92091Rancho Santa Fe | $3,355,000 | $3,890* | 1.4% | -0.5% | -$19,523 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +0.5%
- Rent, 12 months
- +2.0%
- Rent minus price growth
- +1.5 pts
- Property tax
- 0.64%
- effective rate, ACS 2024
Typical value (Zillow ZHVI) Rent (Zillow ZORI)Indexed to 100 at Aug 2021
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $763,460 | $2,385 |
| Aug 2022 | $892,441 | $2,763 |
| Aug 2023 | $879,906 | $2,865 |
| Aug 2024 | $950,559 | $2,888 |
| Aug 2025 | $926,328 | $2,936 |
| Aug 2026 | $930,785 | $2,994 |
Counties
- San Diego County, CA3.7% median yield
Tools
Questions
- Is the San Diego, CA metro good for rental property?
- The typical home here runs -$3,836 a month at 7.78% with 25% down. 0 of 79 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 3.7%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the San Diego, CA metro have the highest rental yield?
- 92108 (San Diego) at 6.5%, 92139 (San Diego) at 5.7%, 92101 (San Diego) at 4.9%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.