Rental numbers for the Cincinnati, OH metro
The typical home here runs -$977 a month at 7.78% with 25% down, breaking even at about 0.4%. 5 of 74 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 6.1%.
- Gross yield
- 5.9%
- typical home, Zillow
- Median ZIP yield
- 6.1%
- 74 ZIPs with full data
- Cash flow
- -$977/mo
- at 7.78%, 25% down
- Typical price
- $308,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,522/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
156 with published figures
| 45204Cincinnati | $129,000 | $1,518 | 14.1% | 8.9% | +$263 | n/a |
| 45205Cincinnati | $139,000 | $1,348 | 11.7% | 6.6% | +$16 | +2.2% |
| 41074Dayton | $203,000 | $1,932 | 11.4% | 6.8% | +$54 | +4.6% |
| 45214Cincinnati | $138,000 | $1,304 | 11.3% | 6.5% | +$6 | +6.3% |
| 45207Cincinnati | $222,000 | $2,037 | 11.0% | 7.3% | +$154 | n/a |
| 45225Cincinnati | $115,000 | $1,030* | 10.8% | 6.5% | -$1 | n/a |
| 45001Addyston | $134,000 | $1,040* | 9.3% | 4.2% | -$255 | n/a |
| 45015Hamilton | $182,000 | $1,414 | 9.3% | 5.4% | -$167 | n/a |
| 45216Cincinnati | $158,000 | $1,200* | 9.1% | 5.0% | -$194 | n/a |
| 45067Trenton | $277,000 | $2,012 | 8.7% | 5.1% | -$315 | n/a |
| 45231Cincinnati | $215,000 | $1,562 | 8.7% | 4.2% | -$403 | +1.2% |
| 41046Glencoe | $195,000 | $1,360* | 8.4% | 4.8% | -$273 | n/a |
| 45246Springdale | $250,000 | $1,743 | 8.3% | 4.4% | -$439 | -0.7% |
| 41014Covington | $178,000 | $1,234 | 8.3% | 4.3% | -$320 | +6.9% |
| 45251Cincinnati | $220,000 | $1,514 | 8.3% | 4.3% | -$398 | n/a |
| 41010Corinth | $154,000 | $1,050* | 8.2% | 4.3% | -$281 | n/a |
| 45236Deer Park | $287,000 | $1,925 | 8.0% | 3.9% | -$617 | -1.7% |
| 41071Newport | $234,000 | $1,538 | 7.9% | 4.1% | -$465 | +4.4% |
| 45152Morrow | $399,000 | $2,582 | 7.8% | 4.2% | -$747 | n/a |
| 41016Ludlow | $199,000 | $1,275 | 7.7% | 3.6% | -$471 | n/a |
| 45111Camp Dennison | $280,000 | $1,780* | 7.6% | 4.1% | -$552 | n/a |
| 41005Burlington | $328,000 | $2,078 | 7.6% | 4.3% | -$599 | +6.3% |
| 45240Forest Park | $246,000 | $1,546 | 7.5% | 3.6% | -$597 | +7.0% |
| 45217Saint Bernard | $206,000 | $1,288 | 7.5% | 3.3% | -$547 | n/a |
| 45239Cincinnati | $209,000 | $1,305 | 7.5% | 3.5% | -$523 | +5.0% |
| 41051Independence | $334,000 | $2,074 | 7.4% | 4.0% | -$677 | +3.1% |
| 45153Moscow | $271,000 | $1,680* | 7.4% | 4.2% | -$524 | n/a |
| 45223Cincinnati | $217,000 | $1,323 | 7.3% | 3.6% | -$524 | +12.5% |
| 41073Bellevue | $246,000 | $1,482 | 7.2% | 3.5% | -$615 | n/a |
| 45211Cincinnati | $199,000 | $1,194 | 7.2% | 3.2% | -$546 | +4.7% |
| 45237Cincinnati | $201,000 | $1,188 | 7.1% | 3.3% | -$537 | -0.4% |
| 41015Taylor Mill | $232,000 | $1,358 | 7.0% | 3.3% | -$610 | n/a |
| 41045Ghent | $194,000 | $1,130* | 7.0% | 3.5% | -$484 | n/a |
| 45218Greenhills | $230,000 | $1,340* | 7.0% | 2.5% | -$750 | n/a |
| 45044Middletown | $266,000 | $1,527 | 6.9% | 3.1% | -$737 | +4.5% |
| 41076Cold Spring | $267,000 | $1,517 | 6.8% | 3.3% | -$705 | n/a |
| 41011Covington | $289,000 | $1,642 | 6.8% | 3.4% | -$735 | +3.9% |
| 45215Lockland | $236,000 | $1,336 | 6.8% | 2.9% | -$700 | +3.5% |
| 41018Elsmere | $235,000 | $1,305 | 6.7% | 3.1% | -$664 | +3.8% |
| 45062Seven Mile | $218,000 | $1,210* | 6.7% | 2.8% | -$662 | n/a |
| 41042Florence | $277,000 | $1,534 | 6.7% | 3.3% | -$735 | +1.4% |
| 41040Falmouth | $206,000 | $1,140* | 6.6% | 3.1% | -$577 | n/a |
| 45227Cincinnati | $283,000 | $1,563 | 6.6% | 2.9% | -$846 | +4.4% |
| 45232Cincinnati | $177,000 | $980* | 6.6% | 2.6% | -$566 | n/a |
| 45206Cincinnati | $253,000 | $1,394 | 6.6% | 2.5% | -$845 | +3.2% |
| 47024Laurel | $243,000 | $1,330* | 6.6% | 3.5% | -$593 | n/a |
| 45032Harveysburg | $221,000 | $1,200* | 6.5% | 3.2% | -$606 | n/a |
| 45224Cincinnati | $215,000 | $1,153 | 6.4% | 2.5% | -$712 | +3.8% |
| 41095Warsaw | $193,000 | $1,020* | 6.4% | 3.0% | -$558 | n/a |
| 45248Mack North | $260,000 | $1,370* | 6.3% | 2.6% | -$830 | n/a |
| 45065South Lebanon | $370,000 | $1,940 | 6.3% | 2.8% | -$1,126 | n/a |
| 45167Ripley | $187,000 | $970* | 6.2% | 2.9% | -$547 | n/a |
| 45011Hamilton | $375,000 | $1,937 | 6.2% | 2.8% | -$1,137 | +1.8% |
| 47003Bath | $186,000 | $960* | 6.2% | 2.9% | -$560 | n/a |
| 45219Cincinnati | $268,000 | $1,371 | 6.1% | 2.6% | -$855 | +3.1% |
| 41085Silver Grove | $192,000 | $980* | 6.1% | 2.1% | -$693 | n/a |
| 45050Monroe | $356,000 | $1,800* | 6.1% | 2.7% | -$1,129 | n/a |
| 41004Brooksville | $202,000 | $1,020* | 6.1% | 2.5% | -$674 | n/a |
| 45003College Corner | $199,000 | $1,000* | 6.0% | 2.5% | -$664 | n/a |
| 45233Cincinnati | $350,000 | $1,745 | 6.0% | 2.3% | -$1,216 | n/a |
| 41080Petersburg | $342,000 | $1,700* | 6.0% | 2.8% | -$1,033 | n/a |
| 41083Sanders | $229,000 | $1,140* | 6.0% | 2.7% | -$724 | n/a |
| 41002Augusta | $198,000 | $980* | 5.9% | 2.2% | -$701 | n/a |
| 45212Norwood | $254,000 | $1,251 | 5.9% | 2.4% | -$860 | +3.5% |
| 45229Cincinnati | $247,000 | $1,217 | 5.9% | 2.3% | -$857 | +4.1% |
| 45122Goshen | $307,000 | $1,490* | 5.8% | 2.6% | -$980 | n/a |
| 45101Aberdeen | $201,000 | $970* | 5.8% | 2.5% | -$665 | n/a |
| 47353Liberty | $202,000 | $970* | 5.8% | 2.7% | -$636 | n/a |
| 45013Hamilton | $274,000 | $1,308 | 5.7% | 2.4% | -$927 | +6.7% |
| 41003Berry | $206,000 | $980* | 5.7% | 2.4% | -$695 | n/a |
| 45255Cincinnati | $356,000 | $1,692 | 5.7% | 2.0% | -$1,335 | n/a |
| 45238Cincinnati | $222,000 | $1,052 | 5.7% | 1.8% | -$856 | +2.9% |
| 45160Owensville | $207,000 | $980* | 5.7% | 2.4% | -$712 | n/a |
| 41094Walton | $351,000 | $1,650 | 5.6% | 2.4% | -$1,178 | n/a |
| 45162Pleasant Plain | $329,000 | $1,540* | 5.6% | 2.4% | -$1,108 | n/a |
| 45014Fairfield | $286,000 | $1,336 | 5.6% | 2.2% | -$1,005 | +4.0% |
| 45039Maineville | $396,000 | $1,843 | 5.6% | 2.2% | -$1,404 | +1.7% |
| 45213Cincinnati | $300,000 | $1,397 | 5.6% | 2.0% | -$1,118 | +1.3% |
| 45005Franklin | $276,000 | $1,278 | 5.5% | 2.2% | -$980 | +6.8% |
| 41044Brooksville | $213,000 | $980* | 5.5% | 2.1% | -$779 | n/a |
| 45245Cincinnati | $330,000 | $1,516 | 5.5% | 2.1% | -$1,193 | n/a |
| 45036Lebanon | $410,000 | $1,872 | 5.5% | 2.3% | -$1,417 | +3.5% |
| 41086Sparta | $235,000 | $1,070* | 5.5% | 2.1% | -$855 | n/a |
| 45168Russellville | $238,000 | $1,070* | 5.4% | 2.0% | -$880 | n/a |
| 45103Batavia | $331,000 | $1,486 | 5.4% | 2.1% | -$1,200 | +1.7% |
| 41048Hebron | $384,000 | $1,721 | 5.4% | 2.4% | -$1,301 | n/a |
| 45230Cincinnati | $310,000 | $1,384 | 5.4% | 1.6% | -$1,259 | +2.3% |
| 45118Fayetteville | $306,000 | $1,360* | 5.3% | 2.3% | -$1,057 | n/a |
| 47030Metamora | $262,000 | $1,160* | 5.3% | 2.4% | -$893 | n/a |
| 45069West Chester | $427,000 | $1,891 | 5.3% | 2.0% | -$1,584 | +2.7% |
| 41091Union | $460,000 | $2,030* | 5.3% | 2.4% | -$1,565 | n/a |
| 41043Foster | $250,000 | $1,100* | 5.3% | 2.2% | -$879 | n/a |
| 45150Milford | $339,000 | $1,495 | 5.3% | 1.8% | -$1,309 | +1.2% |
| 45034Kings Mills | $434,000 | $1,910* | 5.3% | 1.8% | -$1,671 | n/a |
| 41017Lakeside Park | $338,000 | $1,475 | 5.2% | 2.1% | -$1,245 | n/a |
| 45030Harrison | $322,000 | $1,400* | 5.2% | 1.8% | -$1,246 | n/a |
| 45066Springboro | $434,000 | $1,878 | 5.2% | 2.1% | -$1,588 | n/a |
| 45040Mason | $503,000 | $2,162 | 5.2% | 2.0% | -$1,874 | +1.9% |
| 45130Hamersville | $251,000 | $1,070* | 5.1% | 1.9% | -$944 | n/a |
| 41001Alexandria | $345,000 | $1,461 | 5.1% | 2.0% | -$1,295 | n/a |
| 45202Cincinnati | $381,000 | $1,611 | 5.1% | 1.7% | -$1,531 | +1.0% |
| 41033Demossville | $266,000 | $1,120* | 5.1% | 2.1% | -$966 | n/a |
| 41097Williamstown | $259,000 | $1,090* | 5.1% | 2.1% | -$948 | n/a |
| 45247Dent | $326,000 | $1,371 | 5.0% | 1.5% | -$1,354 | n/a |
| 47001Aurora | $285,000 | $1,190* | 5.0% | 2.1% | -$1,045 | n/a |
| 47325Brownsville | $235,000 | $980* | 5.0% | 2.0% | -$869 | n/a |
| 45252Cincinnati | $305,000 | $1,260* | 5.0% | 1.1% | -$1,360 | n/a |
| 47032Moores Hill | $290,000 | $1,190* | 4.9% | 2.1% | -$1,063 | n/a |
| 45120Felicity | $240,000 | $980* | 4.9% | 1.9% | -$907 | n/a |
| 41035Dry Ridge | $284,000 | $1,160* | 4.9% | 1.9% | -$1,076 | n/a |
| 45176Williamsburg | $278,000 | $1,130* | 4.9% | 1.9% | -$1,051 | n/a |
| 45244Dry Run | $405,000 | $1,639 | 4.9% | 1.4% | -$1,705 | +2.9% |
| 45121Georgetown | $242,000 | $980* | 4.9% | 1.8% | -$937 | n/a |
| 47010Bath | $269,000 | $1,070* | 4.8% | 2.0% | -$1,012 | n/a |
| 41007Alexandria | $363,000 | $1,440* | 4.8% | 2.0% | -$1,356 | n/a |
| 45064Somerville | $295,000 | $1,170* | 4.8% | 1.8% | -$1,158 | n/a |
| 45042Middletown | $251,000 | $995 | 4.8% | 1.4% | -$1,070 | +10.5% |
| 45102Amelia | $312,000 | $1,225 | 4.7% | 1.4% | -$1,310 | +5.0% |
| 45140Loveland | $448,000 | $1,753 | 4.7% | 1.3% | -$1,925 | +3.8% |
| 41030Crittenden | $307,000 | $1,200* | 4.7% | 1.8% | -$1,190 | n/a |
| 45697Winchester | $248,000 | $970* | 4.7% | 1.7% | -$984 | n/a |
| 47036Oldenburg | $311,000 | $1,210* | 4.7% | 2.1% | -$1,126 | n/a |
| 47040Rising Sun | $261,000 | $1,010* | 4.7% | 2.0% | -$980 | n/a |
| 41063Morning View | $311,000 | $1,200* | 4.6% | 1.6% | -$1,253 | n/a |
| 41092Verona | $329,000 | $1,270* | 4.6% | 1.7% | -$1,299 | n/a |
| 45052North Bend | $350,000 | $1,350* | 4.6% | 1.1% | -$1,553 | n/a |
| 45209Cincinnati | $397,000 | $1,534 | 4.6% | 1.1% | -$1,780 | +1.5% |
| 45106Bethel | $265,000 | $1,020* | 4.6% | 1.5% | -$1,095 | n/a |
| 47018Dillsboro | $310,000 | $1,180* | 4.6% | 1.8% | -$1,209 | n/a |
| 45226Cincinnati | $461,000 | $1,753 | 4.6% | 1.0% | -$2,087 | n/a |
| 45056Oxford | $348,000 | $1,320* | 4.5% | 1.5% | -$1,430 | n/a |
| 45171Sardinia | $296,000 | $1,120* | 4.5% | 1.7% | -$1,179 | n/a |
| 47012Brookville | $277,000 | $1,030* | 4.5% | 1.8% | -$1,073 | n/a |
| 41006Butler | $286,000 | $1,060* | 4.4% | 1.3% | -$1,226 | n/a |
| 45002Cleves | $357,000 | $1,320* | 4.4% | 1.0% | -$1,620 | n/a |
| 45154Mount Orab | $273,000 | $1,000* | 4.4% | 1.6% | -$1,100 | n/a |
| 45068Waynesville | $453,000 | $1,630* | 4.3% | 1.3% | -$1,950 | n/a |
| 41075Fort Thomas | $379,000 | $1,343 | 4.3% | 0.9% | -$1,745 | +5.0% |
| 45220Cincinnati | $338,000 | $1,192 | 4.2% | 0.8% | -$1,607 | +2.2% |
| 45157New Richmond | $309,000 | $1,080* | 4.2% | 1.2% | -$1,364 | n/a |
| 45241Sharonville | $398,000 | $1,374 | 4.2% | 1.0% | -$1,797 | n/a |
| 47025Bright | $333,000 | $1,140* | 4.1% | 1.4% | -$1,396 | n/a |
| 45242Montgomery | $550,000 | $1,879 | 4.1% | 0.9% | -$2,558 | +1.1% |
| 47016Brookville | $323,000 | $1,100* | 4.1% | 1.5% | -$1,335 | n/a |
| 47060West Harrison | $376,000 | $1,250* | 4.0% | 1.4% | -$1,582 | n/a |
| 45203Cincinnati | $349,000 | $1,120* | 3.9% | 0.4% | -$1,766 | n/a |
| 47006Batesville | $331,000 | $1,050* | 3.8% | 1.3% | -$1,434 | n/a |
| 41059Melbourne | $314,000 | $980* | 3.8% | 0.8% | -$1,485 | n/a |
| 45243Madeira | $755,000 | $2,328 | 3.7% | 0.6% | -$3,715 | n/a |
| 47041Sunman | $349,000 | $1,060* | 3.6% | 1.1% | -$1,558 | n/a |
| 45054Oregonia | $476,000 | $1,440* | 3.6% | 0.9% | -$2,192 | n/a |
| 45053Okeana | $465,000 | $1,280* | 3.3% | 0.6% | -$2,273 | n/a |
| 45249Sixteen Mile Stand | $599,000 | $1,616 | 3.2% | 0.1% | -$3,206 | -5.8% |
| 47022Guilford | $416,000 | $1,120* | 3.2% | 0.6% | -$2,037 | n/a |
| 45174Terrace Park | $785,000 | $2,030* | 3.1% | -0.1% | -$4,303 | n/a |
| 45208Cincinnati | $628,000 | $1,453 | 2.8% | -0.6% | -$3,697 | +5.0% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.4%
- Rent, 12 months
- +2.6%
- Rent minus price growth
- +0.3 pts
- Property tax
- 1.08%
- effective rate, ACS 2024
Typical value (Zillow ZHVI) Rent (Zillow ZORI)Indexed to 100 at Aug 2021
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $244,548 | $1,178 |
| Aug 2022 | $271,069 | $1,305 |
| Aug 2023 | $281,328 | $1,372 |
| Aug 2024 | $293,353 | $1,437 |
| Aug 2025 | $301,271 | $1,483 |
| Aug 2026 | $308,426 | $1,522 |
Counties
- Campbell County, KY7.0% median yield
- Bracken County, KYn/a median yield
- Harrison County, KYn/a median yield
- Boone County, KY6.2% median yield
- Pendleton County, KYn/a median yield
- Grant County, KYn/a median yield
- Kenton County, KY7.0% median yield
- Gallatin County, KYn/a median yield
- Carroll County, KYn/a median yield
- Owen County, KYn/a median yield
- Switzerland County, INn/a median yield
- Hamilton County, OH6.1% median yield
- Preble County, OHn/a median yield
- Warren County, OH5.5% median yield
- Butler County, OH6.0% median yield
- Brown County, OHn/a median yield
- Clermont County, OH5.3% median yield
- Adams County, OHn/a median yield
- Dearborn County, INn/a median yield
- Union County, INn/a median yield
- Ripley County, INn/a median yield
- Franklin County, INn/a median yield
- Ohio County, INn/a median yield
Tools
Questions
- Is the Cincinnati, OH metro good for rental property?
- The typical home here runs -$977 a month at 7.78% with 25% down, breaking even at about 0.4%. 5 of 74 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 6.1%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Cincinnati, OH metro have the highest rental yield?
- 45204 (Cincinnati) at 14.1%, 45205 (Cincinnati) at 11.7%, 41074 (Dayton) at 11.4%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.