Rental numbers for Hamilton County, OH
The typical home here runs -$853 a month at 7.78% with 25% down, breaking even at about 0.4%. 4 of 37 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.1%.
- Gross yield
- 6.5%
- typical home, Zillow
- Median ZIP yield
- 6.1%
- 37 ZIPs with full data
- Cash flow
- -$853/mo
- at 7.78%, 25% down
- Typical price
- $270,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,460/mo
- Zillow ZORI, Aug 2026
ZIP codes in Hamilton County
49 with published figures
| 45204Cincinnati | $129,000 | $1,518 | 14.1% | 8.9% | +$263 | n/a |
| 45205Cincinnati | $139,000 | $1,348 | 11.7% | 6.6% | +$16 | +2.2% |
| 45214Cincinnati | $138,000 | $1,304 | 11.3% | 6.5% | +$6 | +6.3% |
| 45207Cincinnati | $222,000 | $2,037 | 11.0% | 7.3% | +$154 | n/a |
| 45225Cincinnati | $115,000 | $1,030* | 10.8% | 6.5% | -$1 | n/a |
| 45001Addyston | $134,000 | $1,040* | 9.3% | 4.2% | -$255 | n/a |
| 45216Cincinnati | $158,000 | $1,200* | 9.1% | 5.0% | -$194 | n/a |
| 45231Cincinnati | $215,000 | $1,562 | 8.7% | 4.2% | -$403 | +1.2% |
| 45246Springdale | $250,000 | $1,743 | 8.3% | 4.4% | -$439 | -0.7% |
| 45251Cincinnati | $220,000 | $1,514 | 8.3% | 4.3% | -$398 | n/a |
| 45236Deer Park | $287,000 | $1,925 | 8.0% | 3.9% | -$617 | -1.7% |
| 45240Forest Park | $246,000 | $1,546 | 7.5% | 3.6% | -$597 | +7.0% |
| 45217Saint Bernard | $206,000 | $1,288 | 7.5% | 3.3% | -$547 | n/a |
| 45239Cincinnati | $209,000 | $1,305 | 7.5% | 3.5% | -$523 | +5.0% |
| 45223Cincinnati | $217,000 | $1,323 | 7.3% | 3.6% | -$524 | +12.5% |
| 45211Cincinnati | $199,000 | $1,194 | 7.2% | 3.2% | -$546 | +4.7% |
| 45237Cincinnati | $201,000 | $1,188 | 7.1% | 3.3% | -$537 | -0.4% |
| 45218Greenhills | $230,000 | $1,340* | 7.0% | 2.5% | -$750 | n/a |
| 45215Lockland | $236,000 | $1,336 | 6.8% | 2.9% | -$700 | +3.5% |
| 45227Cincinnati | $283,000 | $1,563 | 6.6% | 2.9% | -$846 | +4.4% |
| 45232Cincinnati | $177,000 | $980* | 6.6% | 2.6% | -$566 | n/a |
| 45206Cincinnati | $253,000 | $1,394 | 6.6% | 2.5% | -$845 | +3.2% |
| 45224Cincinnati | $215,000 | $1,153 | 6.4% | 2.5% | -$712 | +3.8% |
| 45248Mack North | $260,000 | $1,370* | 6.3% | 2.6% | -$830 | n/a |
| 45219Cincinnati | $268,000 | $1,371 | 6.1% | 2.6% | -$855 | +3.1% |
| 45233Cincinnati | $350,000 | $1,745 | 6.0% | 2.3% | -$1,216 | n/a |
| 45212Norwood | $254,000 | $1,251 | 5.9% | 2.4% | -$860 | +3.5% |
| 45229Cincinnati | $247,000 | $1,217 | 5.9% | 2.3% | -$857 | +4.1% |
| 45255Cincinnati | $356,000 | $1,692 | 5.7% | 2.0% | -$1,335 | n/a |
| 45238Cincinnati | $222,000 | $1,052 | 5.7% | 1.8% | -$856 | +2.9% |
| 45213Cincinnati | $300,000 | $1,397 | 5.6% | 2.0% | -$1,118 | +1.3% |
| 45230Cincinnati | $310,000 | $1,384 | 5.4% | 1.6% | -$1,259 | +2.3% |
| 45030Harrison | $322,000 | $1,400* | 5.2% | 1.8% | -$1,246 | n/a |
| 45202Cincinnati | $381,000 | $1,611 | 5.1% | 1.7% | -$1,531 | +1.0% |
| 45247Dent | $326,000 | $1,371 | 5.0% | 1.5% | -$1,354 | n/a |
| 45252Cincinnati | $305,000 | $1,260* | 5.0% | 1.1% | -$1,360 | n/a |
| 45244Dry Run | $405,000 | $1,639 | 4.9% | 1.4% | -$1,705 | +2.9% |
| 45052North Bend | $350,000 | $1,350* | 4.6% | 1.1% | -$1,553 | n/a |
| 45209Cincinnati | $397,000 | $1,534 | 4.6% | 1.1% | -$1,780 | +1.5% |
| 45226Cincinnati | $461,000 | $1,753 | 4.6% | 1.0% | -$2,087 | n/a |
| 45002Cleves | $357,000 | $1,320* | 4.4% | 1.0% | -$1,620 | n/a |
| 45220Cincinnati | $338,000 | $1,192 | 4.2% | 0.8% | -$1,607 | +2.2% |
| 45241Sharonville | $398,000 | $1,374 | 4.2% | 1.0% | -$1,797 | n/a |
| 45242Montgomery | $550,000 | $1,879 | 4.1% | 0.9% | -$2,558 | +1.1% |
| 45203Cincinnati | $349,000 | $1,120* | 3.9% | 0.4% | -$1,766 | n/a |
| 45243Madeira | $755,000 | $2,328 | 3.7% | 0.6% | -$3,715 | n/a |
| 45249Sixteen Mile Stand | $599,000 | $1,616 | 3.2% | 0.1% | -$3,206 | -5.8% |
| 45174Terrace Park | $785,000 | $2,030* | 3.1% | -0.1% | -$4,303 | n/a |
| 45208Cincinnati | $628,000 | $1,453 | 2.8% | -0.6% | -$3,697 | +5.0% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.0%
- Rent, 12 months
- +2.4%
- Rent minus price growth
- +1.4 pts
- Property tax
- 1.51%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $217,561 | $1,138 |
| Aug 2022 | $238,923 | $1,264 |
| Aug 2023 | $250,257 | $1,329 |
| Aug 2024 | $262,933 | $1,387 |
| Aug 2025 | $267,169 | $1,426 |
| Aug 2026 | $269,765 | $1,460 |
HUD Fair Market Rent
FY2027, Cincinnati, OH-KY-IN HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,052 | $1,128 | $1,442 | $1,897 | $2,141 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 4.7
- 1,679 units, last 12 months
- National percentile
- 47th
- among US counties
Tools
Test a listing in Hamilton County against today's rate.
Open the calculatorPart of the Cincinnati, OH metro.
Questions
- Is Hamilton County good for rental property?
- The typical home here runs -$853 a month at 7.78% with 25% down, breaking even at about 0.4%. 4 of 37 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.1%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Hamilton County?
- About 1.51% of value, from Census ACS median taxes paid over median home value. On a $270,000 home that is about $4,073 a year.
- What is Fair Market Rent in Hamilton County?
- HUD's FY2027 Fair Market Rent here is $1,128 for a 1-bedroom, $1,442 for a 2-bedroom and $1,897 for a 3-bedroom. Typical cash flow at today's rate is -$853 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.