Rental numbers for the Birmingham, AL metro
The typical home here runs -$672 a month at 7.78% with 25% down, breaking even at about 2.1%. 9 of 44 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 7.8%.
- Gross yield
- 6.6%
- typical home, Zillow
- Median ZIP yield
- 7.8%
- 44 ZIPs with full data
- Cash flow
- -$672/mo
- at 7.78%, 25% down
- Typical price
- $263,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,433/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
91 with published figures
| 35020Bessemer | $65,000 | $1,203 | 22.3% | 14.3% | +$424 | +4.2% |
| 35221Birmingham | $61,000 | $1,120* | 22.0% | 14.0% | +$384 | n/a |
| 35211Birmingham | $76,000 | $1,379 | 21.7% | 14.3% | +$495 | -2.0% |
| 35207Birmingham | $61,000 | $1,020* | 20.2% | 12.3% | +$293 | n/a |
| 35224McDonald Chapel | $71,000 | $1,198 | 20.1% | 12.8% | +$379 | n/a |
| 35208Birmingham | $80,000 | $1,166 | 17.5% | 10.7% | +$281 | +4.0% |
| 35218Birmingham | $72,000 | $1,027 | 17.2% | 10.3% | +$227 | n/a |
| 35204Birmingham | $72,000 | $1,020* | 16.9% | 10.0% | +$210 | n/a |
| 35228Midfield | $79,000 | $1,070 | 16.2% | 9.5% | +$198 | +1.2% |
| 35061Birmingham | $102,000 | $1,370* | 16.1% | 10.4% | +$335 | n/a |
| 35217Tarrant | $80,000 | $1,025 | 15.4% | 9.0% | +$170 | +3.8% |
| 35064Fairfield | $94,000 | $1,165 | 14.8% | 8.7% | +$173 | n/a |
| 35073Graysville | $98,000 | $1,100* | 13.5% | 7.9% | +$119 | n/a |
| 35234Birmingham | $91,000 | $1,020* | 13.5% | 7.7% | +$90 | n/a |
| 35206Birmingham | $104,000 | $1,138 | 13.2% | 7.8% | +$111 | +3.9% |
| 35005Adamsville | $142,000 | $1,224 | 10.4% | 6.0% | -$57 | n/a |
| 35214Forestdale | $146,000 | $1,233 | 10.2% | 5.8% | -$78 | +1.0% |
| 35212Birmingham | $122,000 | $1,020* | 10.1% | 5.3% | -$119 | n/a |
| 35215Center Point | $155,000 | $1,230 | 9.5% | 5.3% | -$152 | +1.2% |
| 35235Birmingham | $187,000 | $1,414 | 9.0% | 5.1% | -$207 | +3.8% |
| 35115Montevallo | $248,000 | $1,872 | 9.0% | 5.6% | -$180 | n/a |
| 35118Sylvan Springs | $142,000 | $1,070* | 9.0% | 4.8% | -$195 | n/a |
| 35006Adger | $137,000 | $1,020* | 8.9% | 4.6% | -$218 | n/a |
| 35022Bessemer | $281,000 | $2,083 | 8.9% | 5.4% | -$250 | n/a |
| 35023Bessemer | $172,000 | $1,269 | 8.9% | 4.9% | -$221 | +3.1% |
| 35126Pinson | $228,000 | $1,652 | 8.7% | 5.1% | -$253 | +6.3% |
| 35004Moody | $263,000 | $1,840 | 8.4% | 5.1% | -$292 | +1.5% |
| 35210Irondale | $275,000 | $1,883 | 8.2% | 4.9% | -$368 | +3.5% |
| 35127Pleasant Grove | $228,000 | $1,560 | 8.2% | 4.5% | -$364 | n/a |
| 35040Calera | $257,000 | $1,703 | 8.0% | 4.6% | -$398 | +3.5% |
| 35071Gardendale | $275,000 | $1,809 | 7.9% | 4.6% | -$437 | n/a |
| 35094Leeds | $260,000 | $1,687 | 7.8% | 4.5% | -$425 | n/a |
| 35120Odenville | $261,000 | $1,689 | 7.8% | 4.6% | -$407 | +3.2% |
| 35007Alabaster | $295,000 | $1,873 | 7.6% | 4.4% | -$501 | +1.4% |
| 36750Maplesville | $186,000 | $1,140* | 7.4% | 3.9% | -$392 | n/a |
| 35045Clanton | $215,000 | $1,305 | 7.3% | 3.9% | -$459 | n/a |
| 35147Sterrett | $326,000 | $1,955 | 7.2% | 4.2% | -$616 | n/a |
| 35043Chelsea | $381,000 | $2,278 | 7.2% | 4.3% | -$696 | n/a |
| 35068Fultondale | $239,000 | $1,376 | 6.9% | 3.6% | -$563 | n/a |
| 35080Helena | $342,000 | $1,908 | 6.7% | 3.8% | -$770 | n/a |
| 35131Ragland | $184,000 | $1,020* | 6.7% | 3.2% | -$501 | n/a |
| 35172Trafford | $189,000 | $1,020* | 6.5% | 3.2% | -$518 | n/a |
| 35233Birmingham | $308,000 | $1,633 | 6.3% | 3.2% | -$834 | +6.3% |
| 35034Brent | $193,000 | $1,020* | 6.3% | 3.2% | -$528 | n/a |
| 35097Locust Fork | $231,000 | $1,220* | 6.3% | 3.3% | -$619 | n/a |
| 35062Dora | $194,000 | $1,020* | 6.3% | 2.9% | -$577 | n/a |
| 35173Trussville | $385,000 | $2,023 | 6.3% | 3.4% | -$980 | n/a |
| 35124Pelham | $350,000 | $1,828 | 6.3% | 3.3% | -$911 | n/a |
| 35987Steele | $208,000 | $1,050* | 6.1% | 3.0% | -$605 | n/a |
| 35184West Blocton | $206,000 | $1,020* | 5.9% | 2.9% | -$617 | n/a |
| 35125Pell City | $233,000 | $1,140* | 5.9% | 2.9% | -$698 | n/a |
| 35031Blountsville | $212,000 | $1,020* | 5.8% | 2.7% | -$674 | n/a |
| 35203Birmingham | $315,000 | $1,469 | 5.6% | 2.4% | -$1,057 | n/a |
| 36792Randolph | $230,000 | $1,060* | 5.5% | 2.5% | -$760 | n/a |
| 35042Centreville | $223,000 | $1,020* | 5.5% | 2.5% | -$729 | n/a |
| 35205Birmingham | $229,000 | $1,049 | 5.5% | 2.2% | -$808 | +1.7% |
| 35953Ashville | $267,000 | $1,220* | 5.5% | 2.6% | -$848 | n/a |
| 36793Lawley | $228,000 | $1,040* | 5.5% | 2.5% | -$755 | n/a |
| 35171Thorsby | $236,000 | $1,060* | 5.4% | 2.3% | -$811 | n/a |
| 35188Woodstock | $232,000 | $1,040* | 5.4% | 2.5% | -$761 | n/a |
| 35121Oneonta | $230,000 | $1,020* | 5.3% | 2.3% | -$794 | n/a |
| 35049Cleveland | $231,000 | $1,020* | 5.3% | 2.3% | -$794 | n/a |
| 35117Mount Olive | $263,000 | $1,160* | 5.3% | 2.2% | -$928 | n/a |
| 35226Hoover | $439,000 | $1,902 | 5.2% | 2.4% | -$1,487 | +5.8% |
| 35085Jemison | $227,000 | $980* | 5.2% | 2.3% | -$794 | n/a |
| 35180Warrior | $241,000 | $1,020* | 5.1% | 2.1% | -$878 | n/a |
| 35133Remlap | $246,000 | $1,020* | 5.0% | 2.1% | -$889 | n/a |
| 35116Morris | $268,000 | $1,100* | 4.9% | 2.0% | -$1,006 | n/a |
| 35079Hayden | $250,000 | $1,020* | 4.9% | 2.1% | -$916 | n/a |
| 35128Pell City | $326,000 | $1,310* | 4.8% | 2.2% | -$1,161 | n/a |
| 35178Vincent | $259,000 | $1,020* | 4.7% | 1.9% | -$991 | n/a |
| 35135Riverside | $323,000 | $1,250* | 4.7% | 2.0% | -$1,200 | n/a |
| 36091Verbena | $243,000 | $940* | 4.6% | 1.7% | -$962 | n/a |
| 35114Alabaster | $344,000 | $1,310* | 4.6% | 1.9% | -$1,314 | n/a |
| 35222Birmingham | $395,000 | $1,454 | 4.4% | 1.7% | -$1,578 | +2.4% |
| 35078Harpersville | $283,000 | $1,020* | 4.3% | 1.5% | -$1,175 | n/a |
| 35186Wilsonville | $358,000 | $1,290* | 4.3% | 1.7% | -$1,410 | n/a |
| 35035Brierfield | $294,000 | $1,020* | 4.2% | 1.7% | -$1,179 | n/a |
| 35091Kimberly | $308,000 | $1,050* | 4.1% | 1.4% | -$1,300 | n/a |
| 35054Pell City | $430,000 | $1,410* | 3.9% | 1.7% | -$1,716 | n/a |
| 35216Vestavia Hills | $411,000 | $1,311 | 3.8% | 1.1% | -$1,831 | +3.1% |
| 35051Columbiana | $321,000 | $1,020* | 3.8% | 1.2% | -$1,400 | n/a |
| 35143Shelby | $323,000 | $1,020* | 3.8% | 1.1% | -$1,448 | n/a |
| 35046Clanton | $260,000 | $800* | 3.7% | 1.0% | -$1,186 | n/a |
| 35146Springville | $333,000 | $1,020* | 3.7% | 1.2% | -$1,452 | n/a |
| 35243Vestavia Hills | $587,000 | $1,718 | 3.5% | 0.9% | -$2,707 | +0.6% |
| 35223Mountain Brook | $913,000 | $2,575 | 3.4% | 0.8% | -$4,284 | n/a |
| 35244Hoover | $477,000 | $1,336 | 3.4% | 0.9% | -$2,227 | -1.0% |
| 35242Birmingham | $566,000 | $1,579 | 3.4% | 1.1% | -$2,540 | +1.1% |
| 35209Homewood | $539,000 | $1,438 | 3.2% | 0.7% | -$2,583 | +3.3% |
| 35213Mountain Brook | $874,000 | $1,606 | 2.2% | -0.2% | -$4,840 | -0.1% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.4%
- Rent, 12 months
- +2.0%
- Rent minus price growth
- -0.4 pts
- Property tax
- 0.46%
- effective rate, ACS 2024
Typical value (Zillow ZHVI) Rent (Zillow ZORI)Indexed to 100 at Aug 2021
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $225,435 | $1,184 |
| Aug 2022 | $256,913 | $1,273 |
| Aug 2023 | $257,991 | $1,331 |
| Aug 2024 | $256,315 | $1,369 |
| Aug 2025 | $256,415 | $1,405 |
| Aug 2026 | $262,563 | $1,433 |
Counties
- St. Clair County, AL8.1% median yield
- Jefferson County, AL8.5% median yield
- Shelby County, AL7.2% median yield
- Blount County, ALn/a median yield
- Bibb County, ALn/a median yield
- Chilton County, AL7.3% median yield
Tools
Questions
- Is the Birmingham, AL metro good for rental property?
- The typical home here runs -$672 a month at 7.78% with 25% down, breaking even at about 2.1%. 9 of 44 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 7.8%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Birmingham, AL metro have the highest rental yield?
- 35020 (Bessemer) at 22.3%, 35211 (Birmingham) at 21.7%, 35224 (McDonald Chapel) at 20.1%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.