Rental numbers for Jefferson County, AL
The typical home here runs -$449 a month at 7.78% with 25% down, breaking even at about 3.4%. 9 of 32 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 8.5%.
- Gross yield
- 7.6%
- typical home, Zillow
- Median ZIP yield
- 8.5%
- 32 ZIPs with full data
- Cash flow
- -$449/mo
- at 7.78%, 25% down
- Typical price
- $217,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,368/mo
- Zillow ZORI, Aug 2026
ZIP codes in Jefferson County
46 with published figures
| 35020Bessemer | $65,000 | $1,203 | 22.3% | 14.3% | +$424 | +4.2% |
| 35221Birmingham | $61,000 | $1,120* | 22.0% | 14.0% | +$384 | n/a |
| 35211Birmingham | $76,000 | $1,379 | 21.7% | 14.3% | +$495 | -2.0% |
| 35207Birmingham | $61,000 | $1,020* | 20.2% | 12.3% | +$293 | n/a |
| 35224McDonald Chapel | $71,000 | $1,198 | 20.1% | 12.8% | +$379 | n/a |
| 35208Birmingham | $80,000 | $1,166 | 17.5% | 10.7% | +$281 | +4.0% |
| 35218Birmingham | $72,000 | $1,027 | 17.2% | 10.3% | +$227 | n/a |
| 35204Birmingham | $72,000 | $1,020* | 16.9% | 10.0% | +$210 | n/a |
| 35228Midfield | $79,000 | $1,070 | 16.2% | 9.5% | +$198 | +1.2% |
| 35061Birmingham | $102,000 | $1,370* | 16.1% | 10.4% | +$335 | n/a |
| 35217Tarrant | $80,000 | $1,025 | 15.4% | 9.0% | +$170 | +3.8% |
| 35064Fairfield | $94,000 | $1,165 | 14.8% | 8.7% | +$173 | n/a |
| 35073Graysville | $98,000 | $1,100* | 13.5% | 7.9% | +$119 | n/a |
| 35234Birmingham | $91,000 | $1,020* | 13.5% | 7.7% | +$90 | n/a |
| 35206Birmingham | $104,000 | $1,138 | 13.2% | 7.8% | +$111 | +3.9% |
| 35005Adamsville | $142,000 | $1,224 | 10.4% | 6.0% | -$57 | n/a |
| 35214Forestdale | $146,000 | $1,233 | 10.2% | 5.8% | -$78 | +1.0% |
| 35212Birmingham | $122,000 | $1,020* | 10.1% | 5.3% | -$119 | n/a |
| 35215Center Point | $155,000 | $1,230 | 9.5% | 5.3% | -$152 | +1.2% |
| 35235Birmingham | $187,000 | $1,414 | 9.0% | 5.1% | -$207 | +3.8% |
| 35118Sylvan Springs | $142,000 | $1,070* | 9.0% | 4.8% | -$195 | n/a |
| 35006Adger | $137,000 | $1,020* | 8.9% | 4.6% | -$218 | n/a |
| 35022Bessemer | $281,000 | $2,083 | 8.9% | 5.4% | -$250 | n/a |
| 35023Bessemer | $172,000 | $1,269 | 8.9% | 4.9% | -$221 | +3.1% |
| 35126Pinson | $228,000 | $1,652 | 8.7% | 5.1% | -$253 | +6.3% |
| 35210Irondale | $275,000 | $1,883 | 8.2% | 4.9% | -$368 | +3.5% |
| 35127Pleasant Grove | $228,000 | $1,560 | 8.2% | 4.5% | -$364 | n/a |
| 35071Gardendale | $275,000 | $1,809 | 7.9% | 4.6% | -$437 | n/a |
| 35094Leeds | $260,000 | $1,687 | 7.8% | 4.5% | -$425 | n/a |
| 35068Fultondale | $239,000 | $1,376 | 6.9% | 3.6% | -$563 | n/a |
| 35233Birmingham | $308,000 | $1,633 | 6.3% | 3.2% | -$834 | +6.3% |
| 35062Dora | $194,000 | $1,020* | 6.3% | 2.9% | -$577 | n/a |
| 35173Trussville | $385,000 | $2,023 | 6.3% | 3.4% | -$980 | n/a |
| 35203Birmingham | $315,000 | $1,469 | 5.6% | 2.4% | -$1,057 | n/a |
| 35205Birmingham | $229,000 | $1,049 | 5.5% | 2.2% | -$808 | +1.7% |
| 35117Mount Olive | $263,000 | $1,160* | 5.3% | 2.2% | -$928 | n/a |
| 35226Hoover | $439,000 | $1,902 | 5.2% | 2.4% | -$1,487 | +5.8% |
| 35180Warrior | $241,000 | $1,020* | 5.1% | 2.1% | -$878 | n/a |
| 35116Morris | $268,000 | $1,100* | 4.9% | 2.0% | -$1,006 | n/a |
| 35222Birmingham | $395,000 | $1,454 | 4.4% | 1.7% | -$1,578 | +2.4% |
| 35091Kimberly | $308,000 | $1,050* | 4.1% | 1.4% | -$1,300 | n/a |
| 35216Vestavia Hills | $411,000 | $1,311 | 3.8% | 1.1% | -$1,831 | +3.1% |
| 35243Vestavia Hills | $587,000 | $1,718 | 3.5% | 0.9% | -$2,707 | +0.6% |
| 35223Mountain Brook | $913,000 | $2,575 | 3.4% | 0.8% | -$4,284 | n/a |
| 35209Homewood | $539,000 | $1,438 | 3.2% | 0.7% | -$2,583 | +3.3% |
| 35213Mountain Brook | $874,000 | $1,606 | 2.2% | -0.2% | -$4,840 | -0.1% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.6%
- Rent, 12 months
- +2.2%
- Rent minus price growth
- +0.6 pts
- Property tax
- 0.59%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $189,717 | $1,134 |
| Aug 2022 | $217,763 | $1,217 |
| Aug 2023 | $219,368 | $1,276 |
| Aug 2024 | $215,411 | $1,311 |
| Aug 2025 | $213,371 | $1,339 |
| Aug 2026 | $216,676 | $1,368 |
HUD Fair Market Rent
FY2027, Birmingham-Hoover, AL HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,177 | $1,263 | $1,375 | $1,727 | $1,941 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 10.3
- 2,771 units, last 12 months
- National percentile
- 72th
- among US counties
Tools
Test a listing in Jefferson County against today's rate.
Open the calculatorPart of the Birmingham, AL metro.
Questions
- Is Jefferson County good for rental property?
- The typical home here runs -$449 a month at 7.78% with 25% down, breaking even at about 3.4%. 9 of 32 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 8.5%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Jefferson County?
- About 0.59% of value, from Census ACS median taxes paid over median home value. On a $217,000 home that is about $1,272 a year.
- What is Fair Market Rent in Jefferson County?
- HUD's FY2027 Fair Market Rent here is $1,263 for a 1-bedroom, $1,375 for a 2-bedroom and $1,727 for a 3-bedroom. Typical cash flow at today's rate is -$449 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.