Rental numbers for Jefferson County, WV
The typical home here runs -$1,066 a month at 7.78% with 25% down, breaking even at about 1.9%. 0 of 3 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.8%.
- Gross yield
- 5.9%
- typical home, Zillow
- Median ZIP yield
- 5.8%
- 3 ZIPs with full data
- Cash flow
- -$1,066/mo
- at 7.78%, 25% down
- Typical price
- $400,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,967/mo
- Zillow ZORI, Aug 2026
ZIP codes in Jefferson County
7 with published figures
| 25438Ranson | $326,000 | $2,072 | 7.6% | 4.6% | -$497 | n/a |
| 25414Charles Town | $415,000 | $1,990 | 5.8% | 3.2% | -$1,137 | +4.7% |
| 25430Kearneysville | $391,000 | $1,450* | 4.5% | 2.0% | -$1,463 | n/a |
| 25425Harpers Ferry | $397,000 | $1,410* | 4.3% | 1.8% | -$1,529 | n/a |
| 25446Summit Point | $468,000 | $1,350* | 3.5% | 1.2% | -$2,044 | n/a |
| 25443Shepherdstown | $488,000 | $1,385 | 3.4% | 1.1% | -$2,172 | n/a |
| 25442Shenandoah Junction | $502,000 | $1,330* | 3.2% | 1.0% | -$2,285 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +4.1%
- Rent, 12 months
- +4.3%
- Rent minus price growth
- +0.2 pts
- Property tax
- 0.53%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $311,026 | n/a |
| Aug 2022 | $343,761 | n/a |
| Aug 2023 | $349,029 | $1,763 |
| Aug 2024 | $370,928 | $1,825 |
| Aug 2025 | $384,427 | $1,886 |
| Aug 2026 | $400,340 | $1,967 |
HUD Fair Market Rent
FY2027, Jefferson County, WV HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,045 | $1,052 | $1,376 | $1,879 | $2,300 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 50.6
- 1,153 units, last 12 months
- National percentile
- 99th
- among US counties
Tools
Test a listing in Jefferson County against today's rate.
Open the calculatorPart of the Washington, DC metro.
Questions
- Is Jefferson County good for rental property?
- The typical home here runs -$1,066 a month at 7.78% with 25% down, breaking even at about 1.9%. 0 of 3 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.8%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Jefferson County?
- About 0.53% of value, from Census ACS median taxes paid over median home value. On a $400,000 home that is about $2,118 a year.
- What is Fair Market Rent in Jefferson County?
- HUD's FY2027 Fair Market Rent here is $1,052 for a 1-bedroom, $1,376 for a 2-bedroom and $1,879 for a 3-bedroom. Typical cash flow at today's rate is -$1,066 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.