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RE Intelligence

Rental numbers for Pontotoc County, OK

The typical home here runs -$645 a month at 7.78% with 25% down. 0 of 1 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.5%.

Gross yield
6.5%
typical home, Zillow
Median ZIP yield
6.5%
1 ZIPs with full data
Cash flow
-$645/mo
at 7.78%, 25% down
Typical price
$193,000
Zillow ZHVI, Aug 2026
Typical rent
$1,039/mo
Zillow ZORI, Aug 2026

ZIP codes in Pontotoc County

4 with published figures

74825Allen$178,000$1,070*7.2%3.0%-$512n/a
74820Ada$191,000$1,0346.5%2.4%-$640+1.9%
74865Ada$212,000$940*5.3%1.8%-$829n/a
74871Stonewall$218,000$940*5.2%1.7%-$862n/a

* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.

Trends

Five years to August 2026

Price, 12 months
+7.1%
Rent, 12 months
+2.4%
Rent minus price growth
-4.8 pts
Property tax
0.65%
effective rate, ACS 2024
Typical value (Zillow ZHVI) Rent (Zillow ZORI)Indexed to 100 at Aug 2021
9010011012013020222023202420252026
Show the numbers
MonthTypical valueRent
Aug 2021$152,695n/a
Aug 2022$178,489$871
Aug 2023$181,788$933
Aug 2024$183,224$989
Aug 2025$180,124$1,015
Aug 2026$192,989$1,039

HUD Fair Market Rent

FY2027, Pontotoc County, OK

BedroomsStudio1 bed2 bed3 bed4 bed
Fair Market Rent$684$751$982$1,218$1,291

The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.

Supply

Permits per 1,000 households
1.9
28 units, last 12 months
National percentile
24th
among US counties

Tools

Test a listing in Pontotoc County against today's rate.

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Part of the Ada, OK metro.

Questions

Is Pontotoc County good for rental property?
The typical home here runs -$645 a month at 7.78% with 25% down. 0 of 1 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.5%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
What is the property tax rate in Pontotoc County?
About 0.65% of value, from Census ACS median taxes paid over median home value. On a $193,000 home that is about $1,249 a year.
What is Fair Market Rent in Pontotoc County?
HUD's FY2027 Fair Market Rent here is $751 for a 1-bedroom, $982 for a 2-bedroom and $1,218 for a 3-bedroom. Typical cash flow at today's rate is -$645 a month.

Sources and method

Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.

Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.