Rental numbers for Westchester County, NY
The typical home here runs -$4,076 a month at 7.78% with 25% down. 0 of 35 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 4.6%.
- Gross yield
- 4.2%
- typical home, Zillow
- Median ZIP yield
- 4.6%
- 35 ZIPs with full data
- Cash flow
- -$4,076/mo
- at 7.78%, 25% down
- Typical price
- $885,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $3,112/mo
- Zillow ZORI, Aug 2026
ZIP codes in Westchester County
67 with published figures
| 10601White Plains | $486,000 | $3,369 | 8.3% | 3.9% | -$1,053 | +8.0% |
| 10589Somers | $694,000 | $4,370* | 7.6% | 4.3% | -$1,259 | n/a |
| 10578Purdys | $693,000 | $3,950* | 6.8% | 3.1% | -$1,924 | n/a |
| 10566Peekskill | $527,000 | $2,897 | 6.6% | 2.4% | -$1,801 | +6.9% |
| 10598Yorktown Heights | $744,000 | $3,730* | 6.0% | 2.4% | -$2,549 | n/a |
| 10552Mount Vernon | $560,000 | $2,792 | 6.0% | 1.1% | -$2,512 | +8.1% |
| 10708Bronxville | $978,000 | $4,852 | 5.9% | 2.0% | -$3,622 | +7.9% |
| 10530Hartsdale | $743,000 | $3,625 | 5.9% | 1.7% | -$2,966 | n/a |
| 10596Verplanck | $546,000 | $2,650* | 5.8% | 2.3% | -$1,879 | n/a |
| 10583Scarsdale | $1,618,000 | $7,778 | 5.8% | 3.1% | -$4,592 | n/a |
| 10567Cortlandt Manor | $699,000 | $3,260* | 5.6% | 1.8% | -$2,710 | n/a |
| 10562Ossining | $679,000 | $3,157 | 5.6% | 1.6% | -$2,779 | n/a |
| 10526Goldens Bridge | $760,000 | $3,440* | 5.4% | 2.1% | -$2,749 | n/a |
| 10553Mount Vernon | $610,000 | $2,750* | 5.4% | 1.6% | -$2,492 | n/a |
| 10603White Plains | $682,000 | $3,053 | 5.4% | 1.4% | -$2,887 | n/a |
| 10501Amawalk | $867,000 | $3,870* | 5.4% | 2.2% | -$3,062 | n/a |
| 10523Elmsford | $713,000 | $3,182 | 5.3% | 1.7% | -$2,846 | n/a |
| 10532Hawthorne | $830,000 | $3,700* | 5.3% | 2.0% | -$3,099 | n/a |
| 10547Lake Mohegan | $611,000 | $2,699 | 5.3% | 1.3% | -$2,631 | n/a |
| 10701Yonkers | $634,000 | $2,789 | 5.3% | 1.3% | -$2,757 | +4.9% |
| 10805New Rochelle | $569,000 | $2,485 | 5.2% | 1.3% | -$2,468 | n/a |
| 10511Buchanan | $620,000 | $2,700* | 5.2% | 1.3% | -$2,665 | n/a |
| 10548Montrose | $647,000 | $2,760* | 5.1% | 1.4% | -$2,708 | n/a |
| 10550Mount Vernon | $585,000 | $2,479 | 5.1% | 1.1% | -$2,643 | +2.3% |
| 10703Yonkers | $627,000 | $2,642 | 5.1% | 1.4% | -$2,632 | n/a |
| 10560North Salem | $846,000 | $3,520* | 5.0% | 1.6% | -$3,411 | n/a |
| 10604White Plains | $960,000 | $3,930 | 4.9% | 1.7% | -$3,807 | +3.5% |
| 10522Dobbs Ferry | $1,032,000 | $4,215 | 4.9% | 1.8% | -$4,042 | +14.0% |
| 10527Granite Springs | $931,000 | $3,730* | 4.8% | 1.8% | -$3,613 | n/a |
| 10588Shrub Oak | $630,000 | $2,510* | 4.8% | 0.9% | -$2,903 | n/a |
| 10606White Plains | $779,000 | $3,052 | 4.7% | 1.4% | -$3,311 | +3.7% |
| 10704Yonkers | $681,000 | $2,622 | 4.6% | 0.8% | -$3,205 | +3.3% |
| 10590South Salem | $965,000 | $3,670* | 4.6% | 1.5% | -$3,990 | n/a |
| 10536Katonah | $1,151,000 | $4,370* | 4.5% | 1.6% | -$4,631 | n/a |
| 10705Yonkers | $714,000 | $2,686 | 4.5% | 0.8% | -$3,354 | +17.5% |
| 10801New Rochelle | $788,000 | $2,957 | 4.5% | 0.9% | -$3,643 | +4.7% |
| 10538Larchmont | $1,788,000 | $6,671 | 4.5% | 2.0% | -$6,653 | n/a |
| 10607White Plains | $846,000 | $3,130* | 4.4% | 1.1% | -$3,759 | n/a |
| 10573Port Chester | $901,000 | $3,293 | 4.4% | 1.1% | -$4,043 | +4.3% |
| 10543Mamaroneck | $1,091,000 | $3,896 | 4.3% | 1.2% | -$4,808 | +9.9% |
| 10546Millwood | $1,009,000 | $3,610* | 4.3% | 1.4% | -$4,266 | n/a |
| 10709Eastchester | $1,059,000 | $3,774 | 4.3% | 1.4% | -$4,511 | n/a |
| 10507Bedford Hills | $830,000 | $2,950* | 4.3% | 0.9% | -$3,852 | n/a |
| 10707Tuckahoe | $929,000 | $3,265 | 4.2% | 1.2% | -$4,109 | n/a |
| 10710Yonkers | $771,000 | $2,693 | 4.2% | 0.6% | -$3,769 | n/a |
| 10591Tarrytown | $961,000 | $3,313 | 4.1% | 0.9% | -$4,443 | +1.7% |
| 10594Thornwood | $950,000 | $3,150* | 4.0% | 0.8% | -$4,497 | n/a |
| 10520Croton-on-Hudson | $864,000 | $2,840* | 3.9% | 0.8% | -$4,101 | n/a |
| 10549Mount Kisco | $950,000 | $3,085 | 3.9% | 0.7% | -$4,578 | n/a |
| 10502Ardsley | $1,083,000 | $3,430* | 3.8% | 0.9% | -$4,988 | n/a |
| 10706Hastings on Hudson | $1,173,000 | $3,700 | 3.8% | 1.0% | -$5,374 | n/a |
| 10580Rye | $2,376,000 | $7,353 | 3.7% | 1.6% | -$9,577 | n/a |
| 10510Briarcliff Manor | $1,183,000 | $3,610* | 3.7% | 0.9% | -$5,525 | n/a |
| 10605White Plains | $1,023,000 | $3,119 | 3.7% | 0.7% | -$4,902 | +9.8% |
| 10803Pelham | $1,448,000 | $4,325 | 3.6% | 1.0% | -$6,642 | n/a |
| 10595Valhalla | $914,000 | $2,540* | 3.3% | 0.3% | -$4,699 | n/a |
| 10804New Rochelle | $1,265,000 | $3,470* | 3.3% | 0.6% | -$6,154 | n/a |
| 10514Chappaqua | $1,561,000 | $4,200* | 3.2% | 0.8% | -$7,379 | n/a |
| 10576Pound Ridge | $1,497,000 | $4,000* | 3.2% | 0.7% | -$7,176 | n/a |
| 10505Baldwin Place | $1,076,000 | $2,840* | 3.2% | 0.4% | -$5,393 | n/a |
| 10506Bedford | $1,679,000 | $4,370* | 3.1% | 0.8% | -$7,998 | n/a |
| 10570Pleasantville | $1,058,000 | $2,700 | 3.1% | 0.3% | -$5,428 | n/a |
| 10528Harrison | $1,507,000 | $3,635 | 2.9% | 0.3% | -$7,719 | +14.0% |
| 10533Irvington | $1,323,000 | $3,100 | 2.8% | 0.1% | -$6,964 | n/a |
| 10504Armonk | $1,757,000 | $3,760* | 2.6% | 0.3% | -$9,003 | n/a |
| 10597Waccabuc | $1,725,000 | $3,650* | 2.5% | 0.2% | -$8,971 | n/a |
| 10577Purchase | $2,330,000 | $3,340* | 1.7% | -0.2% | -$12,948 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +7.2%
- Rent, 12 months
- +4.7%
- Rent minus price growth
- -2.6 pts
- Property tax
- 1.51%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $678,493 | $2,456 |
| Aug 2022 | $736,867 | $2,678 |
| Aug 2023 | $748,796 | $2,773 |
| Aug 2024 | $797,108 | $2,844 |
| Aug 2025 | $824,845 | $2,973 |
| Aug 2026 | $884,652 | $3,112 |
HUD Fair Market Rent
FY2027, New York, NY HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $2,593 | $2,729 | $2,971 | $3,760 | $4,121 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 3.5
- 1,299 units, last 12 months
- National percentile
- 39th
- among US counties
Tools
Test a listing in Westchester County against today's rate.
Open the calculatorPart of the New York, NY metro.
Questions
- Is Westchester County good for rental property?
- The typical home here runs -$4,076 a month at 7.78% with 25% down. 0 of 35 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 4.6%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Westchester County?
- About 1.51% of value, from Census ACS median taxes paid over median home value. On a $885,000 home that is about $13,341 a year.
- What is Fair Market Rent in Westchester County?
- HUD's FY2027 Fair Market Rent here is $2,729 for a 1-bedroom, $2,971 for a 2-bedroom and $3,760 for a 3-bedroom. Typical cash flow at today's rate is -$4,076 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.