Rental numbers for Tioga County, NY
The typical home here runs -$813 a month at 7.78% with 25% down.
- Gross yield
- 7.1%
- typical home, Zillow
- Median ZIP yield
- n/a
- 0 ZIPs with full data
- Cash flow
- -$813/mo
- at 7.78%, 25% down
- Typical price
- $209,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,232/mo
- Zillow ZORI, Aug 2026
ZIP codes in Tioga County
12 with published figures
| 13736Berkshire | $195,000 | $1,540* | 9.5% | 3.8% | -$428 | n/a |
| 13864Willseyville | $209,000 | $1,540* | 8.8% | 2.9% | -$628 | n/a |
| 14859Lockwood | $194,000 | $1,390* | 8.6% | 3.5% | -$486 | n/a |
| 13812Nichols | $180,000 | $1,280* | 8.5% | 3.5% | -$446 | n/a |
| 14883Spencer | $227,000 | $1,540* | 8.1% | 3.0% | -$652 | n/a |
| 14892Waverly | $173,000 | $1,160* | 8.1% | 2.4% | -$589 | n/a |
| 13835Richford | $193,000 | $1,170* | 7.3% | 1.4% | -$821 | n/a |
| 13734Barton | $206,000 | $1,170* | 6.8% | 2.1% | -$748 | n/a |
| 13811Newark Valley | $204,000 | $1,120* | 6.6% | 0.9% | -$937 | n/a |
| 13743Candor | $202,000 | $1,070* | 6.3% | 0.3% | -$1,043 | n/a |
| 13827Owego | $211,000 | $1,110* | 6.3% | 1.1% | -$945 | n/a |
| 13732Apalachin | $239,000 | $1,170* | 5.9% | 0.9% | -$1,101 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +6.8%
- Rent, 12 months
- n/a
- Rent minus price growth
- n/a
- Property tax
- 2.33%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $162,495 | n/a |
| Aug 2022 | $176,005 | n/a |
| Aug 2023 | $179,150 | n/a |
| Aug 2024 | $191,274 | n/a |
| Aug 2025 | $196,002 | n/a |
| Aug 2026 | $209,340 | $1,232 |
HUD Fair Market Rent
FY2027, Binghamton, NY MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $849 | $954 | $1,219 | $1,535 | $1,769 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 7.8
- 158 units, last 12 months
- National percentile
- 63th
- among US counties
Tools
Test a listing in Tioga County against today's rate.
Open the calculatorPart of the Binghamton, NY metro.
Questions
- Is Tioga County good for rental property?
- The typical home here runs -$813 a month at 7.78% with 25% down. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Tioga County?
- About 2.33% of value, from Census ACS median taxes paid over median home value. On a $209,000 home that is about $4,884 a year.
- What is Fair Market Rent in Tioga County?
- HUD's FY2027 Fair Market Rent here is $954 for a 1-bedroom, $1,219 for a 2-bedroom and $1,535 for a 3-bedroom. Typical cash flow at today's rate is -$813 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.