Rental numbers for Oswego County, NY
The typical home here runs -$723 a month at 7.78% with 25% down. 0 of 1 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 8.3%.
- Gross yield
- 7.8%
- typical home, Zillow
- Median ZIP yield
- 8.3%
- 1 ZIPs with full data
- Cash flow
- -$723/mo
- at 7.78%, 25% down
- Typical price
- $211,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,367/mo
- Zillow ZORI, Aug 2026
ZIP codes in Oswego County
19 with published figures
| 13437Redfield | $145,000 | $1,190* | 9.9% | 3.5% | -$355 | n/a |
| 13302Altmar | $184,000 | $1,400* | 9.2% | 3.8% | -$409 | n/a |
| 13144Richland | $160,000 | $1,190* | 8.9% | 3.6% | -$383 | n/a |
| 13126Oswego | $194,000 | $1,344 | 8.3% | 2.7% | -$611 | +13.8% |
| 13074Hannibal | $205,000 | $1,360* | 8.0% | 3.0% | -$596 | n/a |
| 13131Parish | $218,000 | $1,420* | 7.8% | 2.6% | -$696 | n/a |
| 13493Williamstown | $183,000 | $1,190* | 7.8% | 2.3% | -$634 | n/a |
| 13069Fulton | $189,000 | $1,210* | 7.7% | 1.8% | -$741 | n/a |
| 13083Lacona | $196,000 | $1,230* | 7.5% | 2.5% | -$641 | n/a |
| 13167West Monroe | $275,000 | $1,720* | 7.5% | 2.4% | -$923 | n/a |
| 13145Sandy Creek | $197,000 | $1,190* | 7.3% | 2.1% | -$718 | n/a |
| 13076Hastings | $250,000 | $1,370* | 6.6% | 1.5% | -$1,040 | n/a |
| 13132Pennellville | $265,000 | $1,450* | 6.6% | 1.7% | -$1,049 | n/a |
| 13142Pulaski | $227,000 | $1,190* | 6.3% | 1.3% | -$984 | n/a |
| 13114Mexico | $230,000 | $1,190* | 6.2% | 0.9% | -$1,062 | n/a |
| 13028Bernhards Bay | $244,000 | $1,250* | 6.2% | 1.2% | -$1,069 | n/a |
| 13135Phoenix | $252,000 | $1,290* | 6.2% | 0.8% | -$1,190 | n/a |
| 13036Central Square | $267,000 | $1,350* | 6.1% | 1.2% | -$1,174 | n/a |
| 13044Constantia | $257,000 | $1,250* | 5.8% | 0.8% | -$1,218 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +8.1%
- Rent, 12 months
- +13.2%
- Rent minus price growth
- +5.1 pts
- Property tax
- 2.40%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $153,487 | n/a |
| Aug 2022 | $169,706 | n/a |
| Aug 2023 | $175,269 | $951 |
| Aug 2024 | $192,728 | $1,078 |
| Aug 2025 | $195,479 | $1,208 |
| Aug 2026 | $211,243 | $1,367 |
HUD Fair Market Rent
FY2027, Syracuse, NY MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,050 | $1,196 | $1,493 | $1,808 | $1,962 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 3.1
- 145 units, last 12 months
- National percentile
- 35th
- among US counties
Tools
Test a listing in Oswego County against today's rate.
Open the calculatorPart of the Syracuse, NY metro.
Questions
- Is Oswego County good for rental property?
- The typical home here runs -$723 a month at 7.78% with 25% down. 0 of 1 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 8.3%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Oswego County?
- About 2.40% of value, from Census ACS median taxes paid over median home value. On a $211,000 home that is about $5,076 a year.
- What is Fair Market Rent in Oswego County?
- HUD's FY2027 Fair Market Rent here is $1,196 for a 1-bedroom, $1,493 for a 2-bedroom and $1,808 for a 3-bedroom. Typical cash flow at today's rate is -$723 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.