Rental numbers for Ontario County, NY
The typical home here runs -$1,244 a month at 7.78% with 25% down. 0 of 4 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.3%.
- Gross yield
- 6.5%
- typical home, Zillow
- Median ZIP yield
- 6.3%
- 4 ZIPs with full data
- Cash flow
- -$1,244/mo
- at 7.78%, 25% down
- Typical price
- $330,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,773/mo
- Zillow ZORI, Aug 2026
ZIP codes in Ontario County
15 with published figures
| 14504Manchester | $207,000 | $1,600* | 9.3% | 2.7% | -$655 | n/a |
| 14537Port Gibson | $203,000 | $1,290* | 7.6% | 2.8% | -$628 | n/a |
| 14456Geneva | $230,000 | $1,458 | 7.6% | 2.5% | -$755 | n/a |
| 14425Farmington | $335,000 | $2,081 | 7.4% | 3.1% | -$934 | n/a |
| 14561Stanley | $268,000 | $1,460* | 6.5% | 2.4% | -$906 | n/a |
| 14548Shortsville | $260,000 | $1,360* | 6.3% | 1.1% | -$1,168 | n/a |
| 14532Phelps | $246,000 | $1,290* | 6.3% | 1.6% | -$1,010 | n/a |
| 14432Clifton Springs | $256,000 | $1,290* | 6.0% | 0.9% | -$1,192 | n/a |
| 14471Honeoye | $343,000 | $1,630* | 5.7% | 1.4% | -$1,450 | n/a |
| 14544Rushville | $377,000 | $1,780* | 5.7% | 1.5% | -$1,577 | n/a |
| 14512Naples | $291,000 | $1,290* | 5.3% | 0.9% | -$1,357 | n/a |
| 14424Canandaigua | $378,000 | $1,592 | 5.1% | 0.8% | -$1,773 | n/a |
| 14564Victor | $505,000 | $1,992 | 4.7% | 0.7% | -$2,442 | n/a |
| 14469Bloomfield | $330,000 | $1,290* | 4.7% | 0.1% | -$1,759 | n/a |
| 14475Ionia | $496,000 | $1,430* | 3.5% | -0.6% | -$2,924 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +6.1%
- Rent, 12 months
- +2.6%
- Rent minus price growth
- -3.5 pts
- Property tax
- 2.05%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $239,244 | $1,339 |
| Aug 2022 | $267,272 | $1,509 |
| Aug 2023 | $282,653 | $1,579 |
| Aug 2024 | $299,993 | $1,627 |
| Aug 2025 | $310,756 | $1,728 |
| Aug 2026 | $329,614 | $1,773 |
HUD Fair Market Rent
FY2027, Rochester, NY MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,005 | $1,131 | $1,416 | $1,706 | $1,875 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 8.4
- 408 units, last 12 months
- National percentile
- 66th
- among US counties
Tools
Test a listing in Ontario County against today's rate.
Open the calculatorPart of the Rochester, NY metro.
Questions
- Is Ontario County good for rental property?
- The typical home here runs -$1,244 a month at 7.78% with 25% down. 0 of 4 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.3%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Ontario County?
- About 2.05% of value, from Census ACS median taxes paid over median home value. On a $330,000 home that is about $6,750 a year.
- What is Fair Market Rent in Ontario County?
- HUD's FY2027 Fair Market Rent here is $1,131 for a 1-bedroom, $1,416 for a 2-bedroom and $1,706 for a 3-bedroom. Typical cash flow at today's rate is -$1,244 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.