Rental numbers for Monroe County, NY
The typical home here runs -$1,301 a month at 7.78% with 25% down. 2 of 28 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.8%.
- Gross yield
- 6.3%
- typical home, Zillow
- Median ZIP yield
- 6.8%
- 28 ZIPs with full data
- Cash flow
- -$1,301/mo
- at 7.78%, 25% down
- Typical price
- $292,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,531/mo
- Zillow ZORI, Aug 2026
ZIP codes in Monroe County
39 with published figures
| 14605Rochester | $102,000 | $1,225 | 14.5% | 6.7% | +$23 | n/a |
| 14621Rochester | $116,000 | $1,343 | 13.9% | 6.8% | +$31 | +2.7% |
| 14611Rochester | $124,000 | $1,369 | 13.3% | 5.9% | -$59 | +11.9% |
| 14608Rochester | $123,000 | $1,335 | 13.0% | 6.4% | -$8 | +11.5% |
| 14613Rochester | $143,000 | $1,203 | 10.1% | 4.2% | -$267 | n/a |
| 14619Rochester | $170,000 | $1,425 | 10.1% | 4.5% | -$284 | n/a |
| 14623Rochester | $267,000 | $1,913 | 8.6% | 3.4% | -$687 | +2.1% |
| 14609Rochester | $213,000 | $1,503 | 8.5% | 3.0% | -$615 | +1.4% |
| 14615Rochester | $193,000 | $1,282 | 8.0% | 2.3% | -$671 | n/a |
| 14445East Rochester | $238,000 | $1,580* | 8.0% | 1.9% | -$897 | n/a |
| 14511Mumford | $232,000 | $1,500* | 7.8% | 2.6% | -$748 | n/a |
| 14546Scottsville | $277,000 | $1,780* | 7.7% | 1.9% | -$1,049 | n/a |
| 14616Rochester | $219,000 | $1,390 | 7.6% | 1.9% | -$839 | n/a |
| 14622Rochester | $245,000 | $1,490* | 7.3% | 1.3% | -$1,057 | n/a |
| 14606Rochester | $219,000 | $1,306 | 7.1% | 1.7% | -$870 | +1.9% |
| 14620Rochester | $279,000 | $1,655 | 7.1% | 2.2% | -$995 | +3.4% |
| 14626Rochester | $290,000 | $1,651 | 6.8% | 1.1% | -$1,283 | -2.4% |
| 14624Rochester | $276,000 | $1,566 | 6.8% | 1.3% | -$1,190 | n/a |
| 14617Rochester | $270,000 | $1,501 | 6.7% | 0.9% | -$1,250 | n/a |
| 14610Rochester | $339,000 | $1,769 | 6.3% | 1.3% | -$1,474 | +3.9% |
| 14464Hamlin | $256,000 | $1,330* | 6.2% | 1.1% | -$1,152 | n/a |
| 14468Hilton | $314,000 | $1,630* | 6.2% | 1.2% | -$1,371 | n/a |
| 14618Rochester | $410,000 | $2,118 | 6.2% | 1.2% | -$1,790 | n/a |
| 14514North Chili | $341,000 | $1,755 | 6.2% | 1.4% | -$1,437 | n/a |
| 14625Rochester | $382,000 | $1,960* | 6.2% | 1.1% | -$1,696 | n/a |
| 14559Spencerport | $331,000 | $1,625 | 5.9% | 0.8% | -$1,568 | n/a |
| 14428Churchville | $340,000 | $1,640* | 5.8% | 1.5% | -$1,420 | n/a |
| 14534Pittsford | $525,000 | $2,508 | 5.7% | 1.1% | -$2,338 | n/a |
| 14612Rochester | $288,000 | $1,364 | 5.7% | 0.4% | -$1,451 | +6.0% |
| 14467Henrietta | $313,000 | $1,465 | 5.6% | 1.0% | -$1,427 | +1.8% |
| 14420Brockport | $283,000 | $1,279 | 5.4% | 0.3% | -$1,466 | -4.2% |
| 14580Webster | $401,000 | $1,751 | 5.2% | 0.5% | -$1,981 | +0.4% |
| 14450Fairport | $410,000 | $1,754 | 5.1% | 0.5% | -$2,046 | -0.4% |
| 14586West Henrietta | $371,000 | $1,566 | 5.1% | 0.7% | -$1,782 | n/a |
| 14526Penfield | $400,000 | $1,575 | 4.7% | 0.1% | -$2,110 | n/a |
| 14506Mendon | $484,000 | $1,880* | 4.7% | 0.4% | -$2,469 | n/a |
| 14543Rush | $379,000 | $1,410* | 4.5% | -0.1% | -$2,069 | n/a |
| 14607Rochester | $356,000 | $1,311 | 4.4% | -0.1% | -$1,937 | +3.9% |
| 14472Honeoye Falls | $465,000 | $1,500* | 3.9% | -0.3% | -$2,612 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +4.7%
- Rent, 12 months
- +2.3%
- Rent minus price growth
- -2.4 pts
- Property tax
- 2.63%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $207,552 | $1,184 |
| Aug 2022 | $231,423 | $1,302 |
| Aug 2023 | $249,240 | $1,364 |
| Aug 2024 | $268,889 | $1,423 |
| Aug 2025 | $279,334 | $1,497 |
| Aug 2026 | $292,366 | $1,531 |
HUD Fair Market Rent
FY2027, Rochester, NY MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,005 | $1,131 | $1,416 | $1,706 | $1,875 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 2.8
- 901 units, last 12 months
- National percentile
- 33th
- among US counties
Tools
Test a listing in Monroe County against today's rate.
Open the calculatorPart of the Rochester, NY metro.
Questions
- Is Monroe County good for rental property?
- The typical home here runs -$1,301 a month at 7.78% with 25% down. 2 of 28 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.8%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Monroe County?
- About 2.63% of value, from Census ACS median taxes paid over median home value. On a $292,000 home that is about $7,683 a year.
- What is Fair Market Rent in Monroe County?
- HUD's FY2027 Fair Market Rent here is $1,131 for a 1-bedroom, $1,416 for a 2-bedroom and $1,706 for a 3-bedroom. Typical cash flow at today's rate is -$1,301 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.