Rental numbers for Columbia County, NY
The typical home here runs -$1,814 a month at 7.78% with 25% down. 0 of 1 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.7%.
- Gross yield
- 5.6%
- typical home, Zillow
- Median ZIP yield
- 6.7%
- 1 ZIPs with full data
- Cash flow
- -$1,814/mo
- at 7.78%, 25% down
- Typical price
- $491,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $2,284/mo
- Zillow ZORI, Aug 2026
ZIP codes in Columbia County
25 with published figures
| 12534Hudson | $452,000 | $2,524 | 6.7% | 3.0% | -$1,320 | +3.1% |
| 12130Niverville | $311,000 | $1,330* | 5.1% | 0.8% | -$1,463 | n/a |
| 12583Tivoli | $508,000 | $2,160* | 5.1% | 1.3% | -$2,208 | n/a |
| 12521Craryville | $515,000 | $2,040* | 4.8% | 1.2% | -$2,255 | n/a |
| 12565Philmont | $333,000 | $1,290* | 4.6% | 1.1% | -$1,476 | n/a |
| 12060East Chatham | $561,000 | $2,150* | 4.6% | 1.4% | -$2,385 | n/a |
| 12024Brainard | $408,000 | $1,560* | 4.6% | 1.1% | -$1,829 | n/a |
| 12173Stuyvesant | $379,000 | $1,390* | 4.4% | 0.3% | -$1,935 | n/a |
| 12513Claverack | $468,000 | $1,560* | 4.0% | 0.7% | -$2,231 | n/a |
| 12523Elizaville | $427,000 | $1,360* | 3.8% | 0.6% | -$2,075 | n/a |
| 12125New Lebanon | $388,000 | $1,220* | 3.8% | 0.6% | -$1,889 | n/a |
| 12029Canaan | $543,000 | $1,680* | 3.7% | 0.4% | -$2,740 | n/a |
| 12106Kinderhook | $483,000 | $1,490* | 3.7% | -0.0% | -$2,617 | n/a |
| 12184Valatie | $453,000 | $1,340* | 3.5% | -0.2% | -$2,505 | n/a |
| 12075Ghent | $548,000 | $1,570* | 3.4% | 0.3% | -$2,800 | n/a |
| 12503Ancramdale | $596,000 | $1,620* | 3.3% | 0.4% | -$3,018 | n/a |
| 12516Copake | $494,000 | $1,340* | 3.3% | 0.2% | -$2,586 | n/a |
| 12136Old Chatham | $624,000 | $1,680* | 3.2% | 0.5% | -$3,118 | n/a |
| 12526Germantown | $590,000 | $1,580* | 3.2% | 0.3% | -$3,030 | n/a |
| 12517Copake | $497,000 | $1,310* | 3.2% | -0.2% | -$2,754 | n/a |
| 12502Ancram | $570,000 | $1,420* | 3.0% | 0.0% | -$3,061 | n/a |
| 12037Chatham | $508,000 | $1,260* | 3.0% | -0.3% | -$2,848 | n/a |
| 12017Austerlitz | $735,000 | $1,590* | 2.6% | -0.4% | -$4,219 | n/a |
| 12529Hillsdale | $599,000 | $1,260* | 2.5% | -0.1% | -$3,290 | n/a |
| 12165Spencertown | $606,000 | $1,260* | 2.5% | -0.7% | -$3,606 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +5.8%
- Rent, 12 months
- +4.2%
- Rent minus price growth
- -1.6 pts
- Property tax
- 1.40%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $367,193 | n/a |
| Aug 2022 | $426,253 | $1,925 |
| Aug 2023 | $438,933 | $1,934 |
| Aug 2024 | $452,450 | $2,076 |
| Aug 2025 | $464,565 | $2,191 |
| Aug 2026 | $491,479 | $2,284 |
HUD Fair Market Rent
FY2027, Columbia County, NY
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,259 | $1,300 | $1,503 | $1,837 | $1,975 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 4.6
- 122 units, last 12 months
- National percentile
- 46th
- among US counties
Tools
Test a listing in Columbia County against today's rate.
Open the calculatorPart of the Hudson, NY metro.
Questions
- Is Columbia County good for rental property?
- The typical home here runs -$1,814 a month at 7.78% with 25% down. 0 of 1 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.7%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Columbia County?
- About 1.40% of value, from Census ACS median taxes paid over median home value. On a $491,000 home that is about $6,871 a year.
- What is Fair Market Rent in Columbia County?
- HUD's FY2027 Fair Market Rent here is $1,300 for a 1-bedroom, $1,503 for a 2-bedroom and $1,837 for a 3-bedroom. Typical cash flow at today's rate is -$1,814 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.