Rental numbers for Charles County, MD
The typical home here runs -$1,215 a month at 7.78% with 25% down, breaking even at about 1.7%. 0 of 5 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.4%.
- Gross yield
- 6.5%
- typical home, Zillow
- Median ZIP yield
- 6.4%
- 5 ZIPs with full data
- Cash flow
- -$1,215/mo
- at 7.78%, 25% down
- Typical price
- $447,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $2,404/mo
- Zillow ZORI, Aug 2026
ZIP codes in Charles County
21 with published figures
| 20695White Plains | $474,000 | $3,414 | 8.6% | 5.0% | -$569 | n/a |
| 20612Hughesville | $378,000 | $2,680* | 8.5% | 4.9% | -$484 | n/a |
| 20602Waldorf | $388,000 | $2,477 | 7.7% | 4.3% | -$708 | n/a |
| 20616Bryans Road | $422,000 | $2,520* | 7.2% | 3.8% | -$957 | n/a |
| 20640Indian Head | $347,000 | $2,070* | 7.1% | 3.7% | -$806 | n/a |
| 20625Cobb Island | $370,000 | $2,130* | 6.9% | 3.1% | -$1,033 | n/a |
| 20658Marbury | $364,000 | $2,070* | 6.8% | 3.6% | -$860 | n/a |
| 20664Newburg | $427,000 | $2,390* | 6.7% | 3.5% | -$1,042 | n/a |
| 20637Hughesville | $586,000 | $3,190* | 6.5% | 3.4% | -$1,484 | n/a |
| 20646La Plata | $476,000 | $2,547 | 6.4% | 3.1% | -$1,318 | n/a |
| 20662Nanjemoy | $396,000 | $2,020* | 6.1% | 2.9% | -$1,165 | n/a |
| 20603Waldorf | $479,000 | $2,363 | 5.9% | 2.8% | -$1,471 | n/a |
| 20601Waldorf | $435,000 | $2,109 | 5.8% | 2.7% | -$1,381 | +2.5% |
| 20617Bryantown | $561,000 | $2,700* | 5.8% | 2.5% | -$1,848 | n/a |
| 20611Bel Alton | $471,000 | $2,190* | 5.6% | 2.4% | -$1,608 | n/a |
| 20645Issue | $517,000 | $2,390* | 5.5% | 2.4% | -$1,744 | n/a |
| 20675Pomfret | $471,000 | $2,110* | 5.4% | 2.5% | -$1,559 | n/a |
| 20632Faulkner | $490,000 | $2,160* | 5.3% | 2.0% | -$1,823 | n/a |
| 20693Welcome | $509,000 | $2,190* | 5.2% | 2.1% | -$1,846 | n/a |
| 20677Port Tobacco | $576,000 | $2,190* | 4.6% | 1.6% | -$2,346 | n/a |
| 20622Charlotte Hall | $509,000 | $1,790* | 4.2% | 1.4% | -$2,171 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -1.2%
- Rent, 12 months
- +3.5%
- Rent minus price growth
- +4.7 pts
- Property tax
- 1.01%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $405,162 | $2,024 |
| Aug 2022 | $434,952 | $2,097 |
| Aug 2023 | $436,640 | $2,166 |
| Aug 2024 | $446,795 | $2,337 |
| Aug 2025 | $452,480 | $2,323 |
| Aug 2026 | $446,976 | $2,404 |
HUD Fair Market Rent
FY2027, Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $2,111 | $2,204 | $2,438 | $3,107 | $3,658 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 9.2
- 561 units, last 12 months
- National percentile
- 69th
- among US counties
Tools
Test a listing in Charles County against today's rate.
Open the calculatorPart of the Washington, DC metro.
Questions
- Is Charles County good for rental property?
- The typical home here runs -$1,215 a month at 7.78% with 25% down, breaking even at about 1.7%. 0 of 5 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.4%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Charles County?
- About 1.01% of value, from Census ACS median taxes paid over median home value. On a $447,000 home that is about $4,528 a year.
- What is Fair Market Rent in Charles County?
- HUD's FY2027 Fair Market Rent here is $2,204 for a 1-bedroom, $2,438 for a 2-bedroom and $3,107 for a 3-bedroom. Typical cash flow at today's rate is -$1,215 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.