Rental numbers for Jefferson County, KY
The typical home here runs -$809 a month at 7.78% with 25% down, breaking even at about 0.8%. 3 of 32 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.2%.
- Gross yield
- 6.1%
- typical home, Zillow
- Median ZIP yield
- 6.2%
- 32 ZIPs with full data
- Cash flow
- -$809/mo
- at 7.78%, 25% down
- Typical price
- $266,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,360/mo
- Zillow ZORI, Aug 2026
ZIP codes in Jefferson County
33 with published figures
| 40210Louisville | $89,000 | $1,205 | 16.2% | 10.3% | +$288 | +4.7% |
| 40211Louisville | $94,000 | $1,156 | 14.8% | 9.2% | +$215 | +0.4% |
| 40212Louisville | $87,000 | $1,056 | 14.6% | 8.8% | +$172 | -0.3% |
| 40209Louisville | $126,000 | $1,150* | 10.9% | 6.0% | -$44 | n/a |
| 40215Louisville | $137,000 | $1,223 | 10.7% | 5.9% | -$59 | n/a |
| 40208Louisville | $138,000 | $1,137 | 9.9% | 5.5% | -$114 | +4.8% |
| 40213Louisville | $211,000 | $1,461 | 8.3% | 4.5% | -$342 | n/a |
| 40203Louisville | $151,000 | $1,005 | 8.0% | 4.0% | -$304 | -2.3% |
| 40258Louisville | $226,000 | $1,463 | 7.8% | 4.1% | -$438 | -0.0% |
| 40217Louisville | $239,000 | $1,426 | 7.2% | 3.6% | -$567 | +2.4% |
| 40229Louisville | $252,000 | $1,500 | 7.1% | 3.8% | -$568 | +3.4% |
| 40218Louisville | $218,000 | $1,282 | 7.0% | 3.5% | -$545 | -0.0% |
| 40216Louisville | $209,000 | $1,224 | 7.0% | 3.4% | -$535 | -1.4% |
| 40272Louisville | $224,000 | $1,305 | 7.0% | 3.5% | -$556 | +1.1% |
| 40219Louisville | $236,000 | $1,331 | 6.8% | 3.4% | -$601 | +2.5% |
| 40291Louisville | $308,000 | $1,718 | 6.7% | 3.5% | -$775 | n/a |
| 40118Louisville | $210,000 | $1,111 | 6.3% | 2.8% | -$637 | n/a |
| 40228Louisville | $273,000 | $1,377 | 6.1% | 2.8% | -$825 | n/a |
| 40214Louisville | $221,000 | $1,105 | 6.0% | 2.5% | -$731 | -2.8% |
| 40206Louisville | $289,000 | $1,383 | 5.7% | 2.4% | -$990 | -0.6% |
| 40243Louisville | $340,000 | $1,577 | 5.6% | 2.5% | -$1,117 | +2.7% |
| 40220Louisville | $292,000 | $1,334 | 5.5% | 2.3% | -$1,021 | +0.7% |
| 40204Louisville | $283,000 | $1,262 | 5.3% | 2.1% | -$1,026 | +3.3% |
| 40242Louisville | $325,000 | $1,397 | 5.1% | 2.0% | -$1,200 | n/a |
| 40299Louisville | $341,000 | $1,459 | 5.1% | 2.1% | -$1,248 | +2.7% |
| 40223Louisville | $386,000 | $1,586 | 4.9% | 2.1% | -$1,415 | +2.5% |
| 40241Louisville | $415,000 | $1,581 | 4.6% | 1.7% | -$1,643 | +3.8% |
| 40222Louisville | $395,000 | $1,467 | 4.5% | 1.6% | -$1,605 | +3.6% |
| 40205Louisville | $391,000 | $1,424 | 4.4% | 1.4% | -$1,643 | +1.8% |
| 40059Prospect | $629,000 | $2,262 | 4.3% | 1.5% | -$2,583 | +7.3% |
| 40202Louisville | $339,000 | $1,208 | 4.3% | 1.1% | -$1,506 | -2.4% |
| 40207Louisville | $428,000 | $1,497 | 4.2% | 1.4% | -$1,824 | +6.1% |
| 40245Louisville | $485,000 | $1,685 | 4.2% | 1.4% | -$2,054 | +3.5% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.2%
- Rent, 12 months
- +1.6%
- Rent minus price growth
- +0.4 pts
- Property tax
- 0.86%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $218,013 | $1,061 |
| Aug 2022 | $235,718 | $1,183 |
| Aug 2023 | $243,726 | $1,230 |
| Aug 2024 | $251,920 | $1,310 |
| Aug 2025 | $262,665 | $1,338 |
| Aug 2026 | $265,923 | $1,360 |
HUD Fair Market Rent
FY2027, Louisville, KY-IN HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $976 | $1,058 | $1,276 | $1,629 | $1,874 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 7.0
- 2,338 units, last 12 months
- National percentile
- 59th
- among US counties
Tools
Test a listing in Jefferson County against today's rate.
Open the calculatorQuestions
- Is Jefferson County good for rental property?
- The typical home here runs -$809 a month at 7.78% with 25% down, breaking even at about 0.8%. 3 of 32 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.2%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Jefferson County?
- About 0.86% of value, from Census ACS median taxes paid over median home value. On a $266,000 home that is about $2,287 a year.
- What is Fair Market Rent in Jefferson County?
- HUD's FY2027 Fair Market Rent here is $1,058 for a 1-bedroom, $1,276 for a 2-bedroom and $1,629 for a 3-bedroom. Typical cash flow at today's rate is -$809 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.