Rental numbers for Charlotte County, FL
The typical home here runs -$701 a month at 7.78% with 25% down, breaking even at about 2.7%. 0 of 12 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.5%.
- Gross yield
- 7.6%
- typical home, Zillow
- Median ZIP yield
- 7.5%
- 12 ZIPs with full data
- Cash flow
- -$701/mo
- at 7.78%, 25% down
- Typical price
- $297,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,872/mo
- Zillow ZORI, Aug 2026
ZIP codes in Charlotte County
13 with published figures
| 33952Port Charlotte | $217,000 | $1,686 | 9.3% | 4.8% | -$307 | -0.5% |
| 33980Port Charlotte | $250,000 | $1,787 | 8.6% | 4.3% | -$462 | +1.2% |
| 33948Port Charlotte | $262,000 | $1,867 | 8.6% | 4.4% | -$460 | -2.4% |
| 33955Punta Gorda | $325,000 | $2,097 | 7.7% | 4.0% | -$662 | n/a |
| 33947Rotonda West | $344,000 | $2,205 | 7.7% | 3.9% | -$730 | +11.8% |
| 33983Punta Gorda | $302,000 | $1,910 | 7.6% | 3.7% | -$697 | -2.0% |
| 33981Port Charlotte | $341,000 | $2,082 | 7.3% | 3.5% | -$832 | +7.5% |
| 33982Punta Gorda | $358,000 | $2,163 | 7.3% | 3.4% | -$916 | +3.8% |
| 34224Englewood | $277,000 | $1,617 | 7.0% | 3.2% | -$749 | +2.4% |
| 33954Port Charlotte | $299,000 | $1,726 | 6.9% | 3.2% | -$820 | +1.9% |
| 33953Port Charlotte | $310,000 | $1,706 | 6.6% | 2.6% | -$997 | -7.8% |
| 33950Punta Gorda | $366,000 | $1,967 | 6.5% | 2.8% | -$1,129 | +6.2% |
| 33946Port Charlotte | $512,000 | $1,540* | 3.6% | 0.6% | -$2,519 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -4.9%
- Rent, 12 months
- 0.0%
- Rent minus price growth
- +4.9 pts
- Property tax
- 0.85%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $294,629 | $1,534 |
| Aug 2022 | $392,083 | $1,870 |
| Aug 2023 | $377,274 | $1,972 |
| Aug 2024 | $356,228 | $1,886 |
| Aug 2025 | $312,722 | $1,872 |
| Aug 2026 | $297,268 | $1,872 |
HUD Fair Market Rent
FY2027, Punta Gorda, FL MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,097 | $1,204 | $1,575 | $2,137 | $2,556 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 36.3
- 3,283 units, last 12 months
- National percentile
- 98th
- among US counties
Tools
Test a listing in Charlotte County against today's rate.
Open the calculatorPart of the Punta Gorda, FL metro.
Questions
- Is Charlotte County good for rental property?
- The typical home here runs -$701 a month at 7.78% with 25% down, breaking even at about 2.7%. 0 of 12 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.5%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Charlotte County?
- About 0.85% of value, from Census ACS median taxes paid over median home value. On a $297,000 home that is about $2,518 a year.
- What is Fair Market Rent in Charlotte County?
- HUD's FY2027 Fair Market Rent here is $1,204 for a 1-bedroom, $1,575 for a 2-bedroom and $2,137 for a 3-bedroom. Typical cash flow at today's rate is -$701 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.