Rental numbers for the Utica, NY metro
The typical home here runs -$755 a month at 7.78% with 25% down, breaking even at about 0.2%. 0 of 4 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 8.2%.
- Gross yield
- 7.4%
- typical home, Zillow
- Median ZIP yield
- 8.2%
- 4 ZIPs with full data
- Cash flow
- -$755/mo
- at 7.78%, 25% down
- Typical price
- $233,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,432/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
59 with published figures
| 13502Utica | $212,000 | $1,544 | 8.7% | 3.5% | -$530 | n/a |
| 13471Taberg | $196,000 | $1,360* | 8.3% | 3.9% | -$427 | n/a |
| 13350Herkimer | $164,000 | $1,140* | 8.3% | 2.4% | -$551 | n/a |
| 13440Rome | $214,000 | $1,472 | 8.3% | 2.7% | -$662 | +11.2% |
| 13357Ilion | $160,000 | $1,090* | 8.2% | 2.3% | -$550 | n/a |
| 13321Clark Mills | $208,000 | $1,400 | 8.1% | 3.0% | -$602 | n/a |
| 13338Forestport | $226,000 | $1,450* | 7.7% | 3.5% | -$560 | n/a |
| 13501Utica | $214,000 | $1,341 | 7.5% | 2.5% | -$708 | n/a |
| 13435Prospect | $175,000 | $1,080* | 7.4% | 2.4% | -$600 | n/a |
| 13363Lee Center | $258,000 | $1,580* | 7.3% | 3.3% | -$678 | n/a |
| 13365Little Falls | $173,000 | $1,050* | 7.3% | 1.9% | -$652 | n/a |
| 13313Bridgewater | $173,000 | $1,050* | 7.3% | 1.0% | -$788 | n/a |
| 13407Mohawk | $176,000 | $1,050* | 7.1% | 1.9% | -$674 | n/a |
| 13495Yorkville | $205,000 | $1,210* | 7.1% | 1.5% | -$848 | n/a |
| 13308Blossvale | $232,000 | $1,370* | 7.1% | 2.0% | -$856 | n/a |
| 13157Sylvan Beach | $213,000 | $1,250* | 7.0% | 1.2% | -$938 | n/a |
| 13042Cleveland | $257,000 | $1,490* | 7.0% | 2.1% | -$948 | n/a |
| 13316Camden | $206,000 | $1,190* | 7.0% | 2.5% | -$675 | n/a |
| 13406Middleville | $181,000 | $1,050* | 7.0% | 2.1% | -$653 | n/a |
| 13324Cold Brook | $183,000 | $1,050* | 6.9% | 2.5% | -$597 | n/a |
| 13454Salisbury Center | $183,000 | $1,050* | 6.9% | 1.7% | -$721 | n/a |
| 13425Oriskany Falls | $213,000 | $1,190* | 6.7% | 1.7% | -$840 | n/a |
| 13322Clayville | $242,000 | $1,340* | 6.6% | 2.0% | -$896 | n/a |
| 13491West Winfield | $216,000 | $1,190* | 6.6% | 2.1% | -$792 | n/a |
| 13162Verona Beach | $219,000 | $1,180* | 6.5% | 2.1% | -$788 | n/a |
| 13319Chadwicks | $199,000 | $1,050* | 6.3% | 1.4% | -$839 | n/a |
| 13486Westernville | $222,000 | $1,170* | 6.3% | 1.5% | -$916 | n/a |
| 13461Sherrill | $265,000 | $1,390* | 6.3% | 1.8% | -$1,042 | n/a |
| 13480Waterville | $233,000 | $1,190* | 6.1% | 1.7% | -$934 | n/a |
| 13054Durhamville | $227,000 | $1,140* | 6.0% | 1.1% | -$1,019 | n/a |
| 13367Lowville | $211,000 | $1,050* | 6.0% | 1.5% | -$873 | n/a |
| 13340Frankfort | $222,000 | $1,100* | 5.9% | 0.8% | -$1,042 | n/a |
| 13309Boonville | $217,000 | $1,050* | 5.8% | 1.8% | -$836 | n/a |
| 13469Stittville | $253,000 | $1,210* | 5.7% | 1.1% | -$1,126 | n/a |
| 13403Marcy | $307,000 | $1,450* | 5.7% | 1.3% | -$1,317 | n/a |
| 13439Richfield Springs | $226,000 | $1,070* | 5.7% | 1.6% | -$922 | n/a |
| 13361Jordanville | $227,000 | $1,070* | 5.7% | 1.1% | -$1,013 | n/a |
| 13417New York Mills | $232,000 | $1,090* | 5.6% | 1.3% | -$1,007 | n/a |
| 13490Westmoreland | $259,000 | $1,200* | 5.6% | 1.8% | -$1,017 | n/a |
| 13416Newport | $227,000 | $1,050* | 5.5% | 1.1% | -$1,004 | n/a |
| 13413New Hartford | $313,000 | $1,440* | 5.5% | 1.1% | -$1,390 | n/a |
| 13492Whitesboro | $270,000 | $1,240* | 5.5% | 0.9% | -$1,248 | n/a |
| 13323Clinton | $308,000 | $1,410* | 5.5% | 0.7% | -$1,482 | n/a |
| 13478Verona | $246,000 | $1,120* | 5.5% | 1.2% | -$1,081 | n/a |
| 13494Woodgate | $296,000 | $1,320* | 5.3% | 2.4% | -$993 | n/a |
| 13438Remsen | $243,000 | $1,080* | 5.3% | 1.1% | -$1,079 | n/a |
| 13476Vernon | $258,000 | $1,140* | 5.3% | 1.1% | -$1,160 | n/a |
| 13328Deansboro | $277,000 | $1,200* | 5.2% | 1.0% | -$1,257 | n/a |
| 13318Cassville | $258,000 | $1,100* | 5.1% | 0.7% | -$1,243 | n/a |
| 13424Oriskany | $261,000 | $1,090* | 5.0% | 0.4% | -$1,317 | n/a |
| 13431Poland | $259,000 | $1,080* | 5.0% | 1.3% | -$1,114 | n/a |
| 13477Vernon Center | $268,000 | $1,050* | 4.7% | 0.1% | -$1,425 | n/a |
| 13303Ava | $283,000 | $1,090* | 4.6% | 0.4% | -$1,426 | n/a |
| 13354Holland Patent | $289,000 | $1,050* | 4.4% | 0.5% | -$1,432 | n/a |
| 13304Barneveld | $300,000 | $1,070* | 4.3% | 0.1% | -$1,596 | n/a |
| 13456Sauquoit | $296,000 | $1,050* | 4.3% | -0.0% | -$1,599 | n/a |
| 13331Eagle Bay | $430,000 | $1,200* | 3.4% | 0.4% | -$2,178 | n/a |
| 13472Thendara | $443,000 | $1,070* | 2.9% | 0.2% | -$2,307 | n/a |
| 13420Old Forge | $528,000 | $1,070* | 2.4% | -0.5% | -$3,052 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +6.8%
- Rent, 12 months
- +4.0%
- Rent minus price growth
- -2.8 pts
- Property tax
- 1.92%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $167,480 | $1,034 |
| Aug 2022 | $186,729 | $1,131 |
| Aug 2023 | $191,425 | $1,199 |
| Aug 2024 | $205,794 | $1,313 |
| Aug 2025 | $218,558 | $1,377 |
| Aug 2026 | $233,378 | $1,432 |
Counties
- Oneida County, NY8.2% median yield
- Herkimer County, NYn/a median yield
- Lewis County, NYn/a median yield
Tools
Questions
- Is the Utica, NY metro good for rental property?
- The typical home here runs -$755 a month at 7.78% with 25% down, breaking even at about 0.2%. 0 of 4 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 8.2%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Utica, NY metro have the highest rental yield?
- 13502 (Utica) at 8.7%, 13440 (Rome) at 8.3%, 13321 (Clark Mills) at 8.1%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.