Rental numbers for the Owensboro, KY metro
The typical home here runs -$574 a month at 7.78% with 25% down, breaking even at about 1.8%. 0 of 2 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 6.6%.
- Gross yield
- 6.6%
- typical home, Zillow
- Median ZIP yield
- 6.6%
- 2 ZIPs with full data
- Cash flow
- -$574/mo
- at 7.78%, 25% down
- Typical price
- $215,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,185/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
15 with published figures
| 42371Rumsey | $126,000 | $1,020* | 9.7% | 5.4% | -$111 | n/a |
| 42350Island | $142,000 | $1,110* | 9.4% | 5.4% | -$129 | n/a |
| 42352Livermore | $134,000 | $1,020* | 9.1% | 4.9% | -$174 | n/a |
| 42372Sacramento | $143,000 | $1,020* | 8.6% | 4.5% | -$236 | n/a |
| 42343Fordsville | $143,000 | $1,020* | 8.5% | 4.6% | -$221 | n/a |
| 42301Owensboro | $211,000 | $1,375 | 7.8% | 4.1% | -$412 | +0.6% |
| 42368Fordsville | $177,000 | $1,020* | 6.9% | 3.4% | -$450 | n/a |
| 42327Calhoun | $186,000 | $1,020* | 6.6% | 3.2% | -$513 | n/a |
| 42355Maceo | $189,000 | $1,020* | 6.5% | 2.8% | -$571 | n/a |
| 42351Lewisport | $208,000 | $1,020* | 5.9% | 2.6% | -$674 | n/a |
| 42348Hawesville | $212,000 | $1,020* | 5.8% | 2.5% | -$697 | n/a |
| 42378Whitesville | $214,000 | $1,020* | 5.7% | 2.5% | -$698 | n/a |
| 42303Owensboro | $219,000 | $975 | 5.3% | 2.0% | -$821 | n/a |
| 42376Utica | $246,000 | $1,040* | 5.1% | 2.0% | -$925 | n/a |
| 42366Philpot | $280,000 | $1,110* | 4.8% | 1.8% | -$1,086 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.7%
- Rent, 12 months
- +4.5%
- Rent minus price growth
- +1.8 pts
- Property tax
- 0.68%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $165,353 | n/a |
| Aug 2022 | $186,687 | n/a |
| Aug 2023 | $193,270 | $998 |
| Aug 2024 | $201,623 | $1,086 |
| Aug 2025 | $209,100 | $1,134 |
| Aug 2026 | $214,667 | $1,185 |
Counties
- Daviess County, KY6.6% median yield
- McLean County, KYn/a median yield
- Ohio County, KYn/a median yield
- Hancock County, KYn/a median yield
Tools
Questions
- Is the Owensboro, KY metro good for rental property?
- The typical home here runs -$574 a month at 7.78% with 25% down, breaking even at about 1.8%. 0 of 2 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 6.6%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Owensboro, KY metro have the highest rental yield?
- 42301 (Owensboro) at 7.8%, 42303 (Owensboro) at 5.3%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.