Rental numbers for the Cumberland, MD metro
The typical home here runs -$477 a month at 7.78% with 25% down, breaking even at about 1.5%. 0 of 2 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 6.9%.
- Gross yield
- 7.0%
- typical home, Zillow
- Median ZIP yield
- 6.9%
- 2 ZIPs with full data
- Cash flow
- -$477/mo
- at 7.78%, 25% down
- Typical price
- $170,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $991/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
19 with published figures
| 21562Westernport | $96,000 | $970* | 12.2% | 6.4% | -$4 | n/a |
| 21539Lonaconing | $107,000 | $970* | 10.9% | 5.8% | -$62 | n/a |
| 21521Barton | $126,000 | $1,080* | 10.3% | 5.3% | -$120 | n/a |
| 21545Mount Savage | $130,000 | $970* | 9.0% | 4.5% | -$214 | n/a |
| 26717Elk Garden | $134,000 | $940* | 8.4% | 4.8% | -$181 | n/a |
| 26710Burlington | $212,000 | $1,420* | 8.0% | 5.0% | -$265 | n/a |
| 21502Cumberland | $158,000 | $1,000 | 7.6% | 3.4% | -$409 | +5.1% |
| 26767Wiley Ford | $168,000 | $1,060* | 7.6% | 4.3% | -$298 | n/a |
| 21529Cumberland | $180,000 | $1,130* | 7.5% | 3.6% | -$434 | n/a |
| 21530Flintstone | $232,000 | $1,420* | 7.3% | 3.5% | -$567 | n/a |
| 21557Rawlings | $187,000 | $1,040* | 6.7% | 2.7% | -$584 | n/a |
| 21524Cumberland | $191,000 | $1,020* | 6.4% | 3.0% | -$554 | n/a |
| 21555Oldtown | $210,000 | $1,110* | 6.3% | 2.8% | -$649 | n/a |
| 21532Frostburg | $182,000 | $948 | 6.3% | 2.4% | -$609 | n/a |
| 26753Ridgeley | $212,000 | $1,090* | 6.2% | 3.2% | -$570 | n/a |
| 26726Keyser | $189,000 | $870* | 5.5% | 2.6% | -$605 | n/a |
| 21766Little Orleans | $234,000 | $970* | 5.0% | 1.7% | -$927 | n/a |
| 26743New Creek | $231,000 | $870* | 4.5% | 1.9% | -$869 | n/a |
| 26719Fort Ashby | $257,000 | $870* | 4.1% | 1.6% | -$1,042 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +3.1%
- Rent, 12 months
- +3.2%
- Rent minus price growth
- +0.2 pts
- Property tax
- 0.88%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $137,556 | n/a |
| Aug 2022 | $150,506 | n/a |
| Aug 2023 | $152,342 | $824 |
| Aug 2024 | $158,036 | $903 |
| Aug 2025 | $165,388 | $960 |
| Aug 2026 | $170,460 | $991 |
Counties
- Allegany County, MD6.9% median yield
- Garrett County, MDn/a median yield
- Mineral County, WVn/a median yield
- Grant County, WVn/a median yield
Tools
Questions
- Is the Cumberland, MD metro good for rental property?
- The typical home here runs -$477 a month at 7.78% with 25% down, breaking even at about 1.5%. 0 of 2 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 6.9%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Cumberland, MD metro have the highest rental yield?
- 21502 (Cumberland) at 7.6%, 21532 (Frostburg) at 6.3%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.