Rental numbers for the Chico, CA metro
The typical home here runs -$1,537 a month at 7.78% with 25% down. 0 of 5 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 4.2%.
- Gross yield
- 4.6%
- typical home, Zillow
- Median ZIP yield
- 4.2%
- 5 ZIPs with full data
- Cash flow
- -$1,537/mo
- at 7.78%, 25% down
- Typical price
- $398,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,529/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
17 with published figures
| 95978Magalia | $152,000 | $1,530* | 12.1% | 7.6% | +$140 | n/a |
| 95941Forbestown | $244,000 | $1,630* | 8.0% | 4.5% | -$402 | n/a |
| 95930Clipper Mills | $261,000 | $1,630* | 7.5% | 4.1% | -$515 | n/a |
| 95954Magalia | $270,000 | $1,530* | 6.8% | 3.6% | -$652 | n/a |
| 95916Berry Creek | $250,000 | $1,320* | 6.3% | 3.1% | -$709 | n/a |
| 95968Palermo | $251,000 | $1,320* | 6.3% | 3.0% | -$716 | n/a |
| 95917Biggs | $337,000 | $1,770* | 6.3% | 3.2% | -$910 | n/a |
| 95966Oroville | $308,000 | $1,500 | 5.9% | 2.8% | -$940 | n/a |
| 95942Forest Ranch | $368,000 | $1,600* | 5.2% | 2.1% | -$1,325 | n/a |
| 95969Paradise | $334,000 | $1,440* | 5.2% | 2.3% | -$1,173 | n/a |
| 95965Oroville | $307,000 | $1,301 | 5.1% | 2.1% | -$1,111 | +3.5% |
| 95948Gridley | $350,000 | $1,460* | 5.0% | 2.1% | -$1,261 | n/a |
| 95914Bangor | $396,000 | $1,580* | 4.8% | 2.0% | -$1,476 | n/a |
| 95973Chico | $500,000 | $1,729 | 4.2% | 1.4% | -$2,119 | +1.1% |
| 95926Chico | $430,000 | $1,439 | 4.0% | 1.3% | -$1,844 | -0.3% |
| 95928Chico | $457,000 | $1,514 | 4.0% | 1.3% | -$1,973 | +2.3% |
| 95938Durham | $608,000 | $1,630* | 3.2% | 0.9% | -$2,843 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +0.3%
- Rent, 12 months
- +1.8%
- Rent minus price growth
- +1.5 pts
- Property tax
- 0.69%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $396,213 | $1,318 |
| Aug 2022 | $427,662 | $1,397 |
| Aug 2023 | $401,131 | $1,418 |
| Aug 2024 | $396,222 | $1,471 |
| Aug 2025 | $397,099 | $1,502 |
| Aug 2026 | $398,224 | $1,529 |
Counties
- Butte County, CA4.2% median yield
Tools
Questions
- Is the Chico, CA metro good for rental property?
- The typical home here runs -$1,537 a month at 7.78% with 25% down. 0 of 5 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 4.2%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Chico, CA metro have the highest rental yield?
- 95966 (Oroville) at 5.9%, 95965 (Oroville) at 5.1%, 95973 (Chico) at 4.2%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.