Rental numbers for the Chattanooga, TN metro
The typical home here runs -$1,017 a month at 7.78% with 25% down, breaking even at about 0.5%. 1 of 20 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.5%.
- Gross yield
- 5.6%
- typical home, Zillow
- Median ZIP yield
- 5.5%
- 20 ZIPs with full data
- Cash flow
- -$1,017/mo
- at 7.78%, 25% down
- Typical price
- $323,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,519/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
49 with published figures
| 37407Chattanooga | $128,000 | $1,180* | 11.1% | 6.3% | -$15 | n/a |
| 37410Chattanooga | $160,000 | $1,481 | 11.1% | 6.8% | +$44 | n/a |
| 37406Chattanooga | $184,000 | $1,597 | 10.4% | 6.1% | -$51 | +4.4% |
| 30741Rossville | $214,000 | $1,390 | 7.8% | 4.1% | -$415 | +2.4% |
| 37340Chattanooga | $182,000 | $1,180* | 7.8% | 4.3% | -$332 | n/a |
| 37365Palmer | $150,000 | $970* | 7.8% | 4.1% | -$294 | n/a |
| 37404Chattanooga | $257,000 | $1,621 | 7.6% | 4.2% | -$491 | +4.6% |
| 37351Chattanooga | $235,000 | $1,480* | 7.6% | 4.0% | -$473 | n/a |
| 37411Chattanooga | $234,000 | $1,440 | 7.4% | 3.9% | -$499 | +0.7% |
| 30736Ringgold | $318,000 | $1,773 | 6.7% | 3.5% | -$778 | +2.1% |
| 37412East Ridge | $257,000 | $1,419 | 6.6% | 3.3% | -$680 | +2.0% |
| 37380Sequatchie | $232,000 | $1,210* | 6.3% | 3.2% | -$634 | n/a |
| 30757Wildwood | $232,000 | $1,200* | 6.2% | 2.9% | -$689 | n/a |
| 37387Tracy City | $190,000 | $970* | 6.1% | 2.8% | -$575 | n/a |
| 37409Chattanooga | $385,000 | $1,899 | 5.9% | 3.1% | -$1,093 | n/a |
| 37374Sequatchie | $236,000 | $1,150* | 5.9% | 3.0% | -$687 | n/a |
| 37363Ooltewah | $440,000 | $2,106 | 5.7% | 3.0% | -$1,256 | +0.7% |
| 30728Lafayette | $227,000 | $1,070* | 5.7% | 2.1% | -$817 | n/a |
| 30752Trenton | $241,000 | $1,130* | 5.6% | 2.3% | -$832 | n/a |
| 37373Sale Creek | $312,000 | $1,450* | 5.6% | 2.8% | -$955 | n/a |
| 30742Fort Oglethorpe | $257,000 | $1,191 | 5.6% | 2.2% | -$911 | n/a |
| 37397Whitwell | $227,000 | $1,030* | 5.4% | 2.5% | -$755 | n/a |
| 37341Harrison | $338,000 | $1,510* | 5.3% | 2.6% | -$1,075 | n/a |
| 37416Chattanooga | $291,000 | $1,297 | 5.3% | 2.3% | -$1,021 | +1.0% |
| 30755Tunnel Hill | $242,000 | $1,060* | 5.3% | 2.1% | -$884 | n/a |
| 30707Chickamauga | $269,000 | $1,160* | 5.2% | 2.0% | -$1,006 | n/a |
| 37343Hixson | $365,000 | $1,540 | 5.1% | 2.3% | -$1,286 | +2.2% |
| 37379Soddy-Daisy | $359,000 | $1,505 | 5.0% | 2.4% | -$1,229 | n/a |
| 37421Chattanooga | $361,000 | $1,512 | 5.0% | 2.2% | -$1,296 | +1.3% |
| 30738Rising Fawn | $282,000 | $1,170* | 5.0% | 2.1% | -$1,025 | n/a |
| 37403Chattanooga | $385,000 | $1,592 | 5.0% | 2.0% | -$1,436 | +1.9% |
| 30739Rock Spring | $328,000 | $1,350* | 4.9% | 1.8% | -$1,265 | n/a |
| 37415Red Bank | $331,000 | $1,361 | 4.9% | 2.0% | -$1,226 | -0.2% |
| 37347Jasper | $278,000 | $1,100* | 4.8% | 2.0% | -$1,036 | n/a |
| 37327Dunlap | $278,000 | $1,080* | 4.7% | 1.9% | -$1,052 | n/a |
| 37338Sale Creek | $261,000 | $1,010* | 4.6% | 1.7% | -$1,043 | n/a |
| 37377Signal Mountain | $640,000 | $2,454 | 4.6% | 2.1% | -$2,321 | n/a |
| 30725Flintstone | $289,000 | $1,100* | 4.6% | 1.5% | -$1,199 | n/a |
| 30731Menlo | $272,000 | $1,010* | 4.5% | 1.2% | -$1,192 | n/a |
| 37408Chattanooga | $403,000 | $1,430 | 4.3% | 1.7% | -$1,615 | +8.5% |
| 37405Red Bank | $454,000 | $1,544 | 4.1% | 1.4% | -$1,911 | +3.6% |
| 37402Chattanooga | $443,000 | $1,500 | 4.1% | 0.9% | -$2,050 | +1.0% |
| 37419Chattanooga | $376,000 | $1,260* | 4.0% | 1.2% | -$1,656 | n/a |
| 37336Georgetown | $382,000 | $1,250* | 3.9% | 1.5% | -$1,576 | n/a |
| 37308Birchwood | $352,000 | $1,060* | 3.6% | 1.2% | -$1,545 | n/a |
| 30750Lookout Mountain | $486,000 | $1,270* | 3.1% | 0.5% | -$2,399 | n/a |
| 37356Monteagle | $372,000 | $970* | 3.1% | 0.9% | -$1,734 | n/a |
| 37302Apison | $528,000 | $1,310* | 3.0% | 0.7% | -$2,525 | n/a |
| 37350Lookout Mountain | $1,073,000 | $1,900* | 2.1% | -0.1% | -$5,879 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -0.2%
- Rent, 12 months
- +1.8%
- Rent minus price growth
- +2.0 pts
- Property tax
- 0.63%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $260,283 | $1,245 |
| Aug 2022 | $299,580 | $1,392 |
| Aug 2023 | $309,969 | $1,455 |
| Aug 2024 | $324,072 | $1,486 |
| Aug 2025 | $323,673 | $1,492 |
| Aug 2026 | $322,958 | $1,519 |
Counties
- Walker County, GA7.8% median yield
- Catoosa County, GA6.1% median yield
- Dade County, GAn/a median yield
- Hamilton County, TN5.1% median yield
- Sequatchie County, TNn/a median yield
- Meigs County, TNn/a median yield
- Bledsoe County, TNn/a median yield
- Marion County, TNn/a median yield
- Grundy County, TNn/a median yield
Tools
Questions
- Is the Chattanooga, TN metro good for rental property?
- The typical home here runs -$1,017 a month at 7.78% with 25% down, breaking even at about 0.5%. 1 of 20 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.5%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Chattanooga, TN metro have the highest rental yield?
- 37410 (Chattanooga) at 11.1%, 37406 (Chattanooga) at 10.4%, 30741 (Rossville) at 7.8%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.