Rental numbers for the Charlotte, NC metro
The typical home here runs -$1,258 a month at 7.78% with 25% down, breaking even at about 0.1%. 0 of 68 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.8%.
- Gross yield
- 5.5%
- typical home, Zillow
- Median ZIP yield
- 5.8%
- 68 ZIPs with full data
- Cash flow
- -$1,258/mo
- at 7.78%, 25% down
- Typical price
- $384,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,749/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
105 with published figures
| 28119Morven | $111,000 | $1,340* | 14.5% | 8.7% | +$204 | n/a |
| 29031Carlisle | $104,000 | $1,170* | 13.4% | 7.8% | +$120 | n/a |
| 28091Lilesville | $116,000 | $1,110* | 11.5% | 6.4% | -$2 | n/a |
| 28170Wadesboro | $133,000 | $1,110* | 10.0% | 5.3% | -$124 | n/a |
| 29055Great Falls | $145,000 | $1,170* | 9.7% | 5.5% | -$122 | n/a |
| 28034Dallas | $284,000 | $1,982 | 8.4% | 4.9% | -$372 | +0.3% |
| 28174Wingate | $320,000 | $2,080 | 7.8% | 4.5% | -$523 | n/a |
| 28032Cramerton | $307,000 | $1,975 | 7.7% | 3.9% | -$660 | n/a |
| 28159Spencer | $205,000 | $1,290* | 7.6% | 3.6% | -$490 | n/a |
| 28135Polkton | $196,000 | $1,230* | 7.5% | 3.8% | -$432 | n/a |
| 28144Salisbury | $232,000 | $1,446 | 7.5% | 3.8% | -$515 | n/a |
| 28056Gastonia | $349,000 | $2,166 | 7.4% | 4.1% | -$699 | +3.2% |
| 28052Gastonia | $213,000 | $1,320 | 7.4% | 3.7% | -$486 | +2.9% |
| 28625Statesville | $309,000 | $1,914 | 7.4% | 4.3% | -$569 | +3.2% |
| 28016Bessemer City | $239,000 | $1,427 | 7.2% | 3.7% | -$556 | n/a |
| 28214Charlotte | $334,000 | $1,974 | 7.1% | 3.8% | -$733 | +2.1% |
| 28215Charlotte | $347,000 | $2,047 | 7.1% | 3.9% | -$758 | +3.9% |
| 28083Kannapolis | $268,000 | $1,534 | 6.9% | 3.4% | -$683 | +1.4% |
| 28134Pineville | $417,000 | $2,387 | 6.9% | 3.8% | -$923 | +0.5% |
| 28677Statesville | $280,000 | $1,575 | 6.8% | 3.5% | -$688 | +6.7% |
| 28164Stanley | $366,000 | $2,026 | 6.6% | 3.5% | -$889 | n/a |
| 28081Kannapolis | $296,000 | $1,636 | 6.6% | 3.3% | -$790 | +3.3% |
| 28054Gastonia | $269,000 | $1,466 | 6.5% | 3.0% | -$774 | -0.8% |
| 28216Charlotte | $318,000 | $1,733 | 6.5% | 3.3% | -$837 | +1.7% |
| 29714Fort Lawn | $254,000 | $1,380* | 6.5% | 3.4% | -$647 | n/a |
| 28112Monroe | $356,000 | $1,930 | 6.5% | 3.5% | -$876 | n/a |
| 28025Concord | $342,000 | $1,847 | 6.5% | 3.3% | -$897 | +1.8% |
| 28110Monroe | $372,000 | $1,997 | 6.4% | 3.5% | -$924 | +1.7% |
| 28208Charlotte | $299,000 | $1,601 | 6.4% | 3.2% | -$824 | +0.5% |
| 28023China Grove | $295,000 | $1,561 | 6.3% | 3.1% | -$826 | n/a |
| 28166Troutman | $387,000 | $2,046 | 6.3% | 3.5% | -$970 | +11.6% |
| 28098Lowell | $271,000 | $1,420* | 6.3% | 2.9% | -$792 | n/a |
| 29730Rock Hill | $288,000 | $1,500 | 6.3% | 3.3% | -$769 | +0.5% |
| 28107Midland | $431,000 | $2,232 | 6.2% | 3.3% | -$1,153 | n/a |
| 29742Sharon | $257,000 | $1,330* | 6.2% | 3.3% | -$689 | n/a |
| 29067Kershaw | $194,000 | $1,000* | 6.2% | 2.9% | -$570 | n/a |
| 29706Eureka Mill | $192,000 | $990* | 6.2% | 2.7% | -$600 | n/a |
| 28269Charlotte | $354,000 | $1,811 | 6.2% | 3.0% | -$1,019 | +1.6% |
| 29717Hickory Grove | $248,000 | $1,270* | 6.1% | 3.0% | -$710 | n/a |
| 28146Salisbury | $304,000 | $1,538 | 6.1% | 2.9% | -$893 | n/a |
| 28115Mooresville | $403,000 | $2,023 | 6.0% | 2.9% | -$1,181 | +2.2% |
| 28133Peachland | $240,000 | $1,200* | 6.0% | 2.6% | -$777 | n/a |
| 28217Charlotte | $323,000 | $1,615 | 6.0% | 2.9% | -$970 | +0.3% |
| 28075Harrisburg | $505,000 | $2,502 | 5.9% | 3.1% | -$1,431 | +2.6% |
| 28206Charlotte | $322,000 | $1,593 | 5.9% | 2.9% | -$957 | -1.1% |
| 29710Clover | $416,000 | $2,049 | 5.9% | 3.3% | -$1,113 | +3.3% |
| 28120Mount Holly | $364,000 | $1,764 | 5.8% | 2.7% | -$1,136 | +8.2% |
| 28213Charlotte | $323,000 | $1,567 | 5.8% | 2.7% | -$1,025 | +0.9% |
| 29729Richburg | $277,000 | $1,340* | 5.8% | 2.5% | -$926 | n/a |
| 29058Heath Springs | $207,000 | $1,000* | 5.8% | 2.7% | -$656 | n/a |
| 28079Lake Park | $432,000 | $2,066 | 5.7% | 2.9% | -$1,274 | +5.1% |
| 28202Charlotte | $406,000 | $1,908 | 5.6% | 2.6% | -$1,297 | +0.2% |
| 28092Lincolnton | $298,000 | $1,394 | 5.6% | 2.5% | -$974 | +4.7% |
| 28012Belmont | $418,000 | $1,897 | 5.5% | 2.4% | -$1,420 | +0.3% |
| 28262Charlotte | $340,000 | $1,544 | 5.4% | 2.3% | -$1,175 | -1.1% |
| 28273Charlotte | $366,000 | $1,650 | 5.4% | 2.4% | -$1,228 | +2.1% |
| 28021Cherryville | $250,000 | $1,113 | 5.3% | 2.1% | -$907 | n/a |
| 28088Landis | $278,000 | $1,210* | 5.2% | 2.0% | -$1,033 | n/a |
| 29712Edgemoor | $307,000 | $1,330* | 5.2% | 2.4% | -$1,031 | n/a |
| 28027Concord | $412,000 | $1,776 | 5.2% | 2.2% | -$1,469 | +2.1% |
| 27054Woodleaf | $272,000 | $1,160* | 5.1% | 2.1% | -$994 | n/a |
| 28227Mint Hill | $387,000 | $1,648 | 5.1% | 2.2% | -$1,380 | -1.3% |
| 28212Charlotte | $320,000 | $1,347 | 5.1% | 2.0% | -$1,184 | -2.3% |
| 28138Rockwell | $296,000 | $1,240* | 5.0% | 2.0% | -$1,096 | n/a |
| 29732Rock Hill | $352,000 | $1,471 | 5.0% | 2.3% | -$1,213 | +2.9% |
| 28104Matthews | $594,000 | $2,420 | 4.9% | 2.3% | -$2,065 | +2.4% |
| 27013Cleveland | $311,000 | $1,250* | 4.8% | 1.9% | -$1,182 | n/a |
| 28278Charlotte | $497,000 | $1,950 | 4.7% | 2.0% | -$1,864 | +0.5% |
| 28205Charlotte | $458,000 | $1,771 | 4.6% | 1.9% | -$1,757 | +1.6% |
| 28147Salisbury | $297,000 | $1,143 | 4.6% | 1.7% | -$1,177 | -2.8% |
| 29715Fort Mill | $483,000 | $1,833 | 4.5% | 1.9% | -$1,831 | +1.4% |
| 28173Waxhaw | $697,000 | $2,593 | 4.5% | 2.0% | -$2,591 | +5.5% |
| 28103Marshville | $333,000 | $1,200* | 4.3% | 1.5% | -$1,372 | n/a |
| 28006Alexis | $346,000 | $1,240* | 4.3% | 1.5% | -$1,419 | n/a |
| 28660Olin | $350,000 | $1,250* | 4.3% | 1.6% | -$1,409 | n/a |
| 28634Harmony | $284,000 | $1,010* | 4.3% | 1.4% | -$1,198 | n/a |
| 28105Matthews | $488,000 | $1,731 | 4.3% | 1.6% | -$1,989 | -0.0% |
| 28078Huntersville | $538,000 | $1,906 | 4.3% | 1.6% | -$2,174 | -0.0% |
| 29743Smyrna | $278,000 | $970* | 4.2% | 1.4% | -$1,176 | n/a |
| 29704Catawba | $323,000 | $1,120* | 4.2% | 1.6% | -$1,313 | n/a |
| 29720Lancaster | $290,000 | $1,000* | 4.1% | 1.4% | -$1,221 | n/a |
| 28071Gold Hill | $337,000 | $1,160* | 4.1% | 1.4% | -$1,425 | n/a |
| 29726Mc Connells | $327,000 | $1,090* | 4.0% | 1.5% | -$1,352 | n/a |
| 28037Denver | $549,000 | $1,827 | 4.0% | 1.5% | -$2,271 | +1.3% |
| 28277Charlotte | $610,000 | $2,013 | 4.0% | 1.4% | -$2,579 | -0.2% |
| 28124Mount Pleasant | $383,000 | $1,260* | 4.0% | 1.2% | -$1,672 | n/a |
| 28031Cornelius | $539,000 | $1,757 | 3.9% | 1.4% | -$2,284 | -1.0% |
| 29707Fort Mill | $538,000 | $1,750 | 3.9% | 1.5% | -$2,233 | +2.4% |
| 28033Crouse | $298,000 | $960* | 3.9% | 1.1% | -$1,343 | n/a |
| 29745York | $352,000 | $1,110* | 3.8% | 1.2% | -$1,544 | n/a |
| 28036Davidson | $653,000 | $2,032 | 3.7% | 1.2% | -$2,856 | -0.2% |
| 28203Charlotte | $675,000 | $2,063 | 3.7% | 1.1% | -$3,038 | +3.1% |
| 29708Fort Mill | $576,000 | $1,760 | 3.7% | 1.3% | -$2,493 | +1.1% |
| 28080Iron Station | $420,000 | $1,280* | 3.7% | 1.1% | -$1,873 | n/a |
| 28689Union Grove | $350,000 | $1,020* | 3.5% | 1.0% | -$1,606 | n/a |
| 28125Mount Ulla | $455,000 | $1,320* | 3.5% | 1.0% | -$2,069 | n/a |
| 28204Charlotte | $578,000 | $1,667 | 3.5% | 0.9% | -$2,694 | -2.5% |
| 28101Mc Adenville | $489,000 | $1,350* | 3.3% | 0.4% | -$2,466 | n/a |
| 28210Charlotte | $567,000 | $1,437 | 3.0% | 0.5% | -$2,795 | -0.3% |
| 28209Charlotte | $672,000 | $1,655 | 2.9% | 0.5% | -$3,323 | +0.9% |
| 28117Mooresville | $631,000 | $1,539 | 2.9% | 0.6% | -$3,074 | +0.5% |
| 28226Charlotte | $675,000 | $1,593 | 2.8% | 0.4% | -$3,416 | +0.3% |
| 28270Charlotte | $680,000 | $1,583 | 2.8% | 0.4% | -$3,417 | -2.0% |
| 28211Charlotte | $931,000 | $2,075 | 2.7% | 0.4% | -$4,693 | -0.7% |
| 28207Charlotte | $1,663,000 | $2,311 | 1.7% | -0.4% | -$9,494 | +4.8% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -0.5%
- Rent, 12 months
- +1.0%
- Rent minus price growth
- +1.5 pts
- Property tax
- 0.65%
- effective rate, ACS 2024
Typical value (Zillow ZHVI) Rent (Zillow ZORI)Indexed to 100 at Aug 2021
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $314,275 | $1,485 |
| Aug 2022 | $381,913 | $1,667 |
| Aug 2023 | $376,673 | $1,703 |
| Aug 2024 | $389,861 | $1,715 |
| Aug 2025 | $386,491 | $1,732 |
| Aug 2026 | $384,458 | $1,749 |
Counties
- Rowan County, NC6.2% median yield
- Lincoln County, NC4.8% median yield
- Gaston County, NC6.9% median yield
- Cabarrus County, NC6.3% median yield
- Mecklenburg County, NC4.7% median yield
- Union County, NC6.1% median yield
- Anson County, NCn/a median yield
- Iredell County, NC6.3% median yield
- Chester County, SCn/a median yield
- Lancaster County, SC3.9% median yield
- York County, SC5.0% median yield
Tools
Test a listing in the Charlotte, NC area against today's rate.
Open the calculatorQuestions
- Is the Charlotte, NC metro good for rental property?
- The typical home here runs -$1,258 a month at 7.78% with 25% down, breaking even at about 0.1%. 0 of 68 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.8%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Charlotte, NC metro have the highest rental yield?
- 28034 (Dallas) at 8.4%, 28174 (Wingate) at 7.8%, 28032 (Cramerton) at 7.7%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.