Rental numbers for the Cambridge, MD metro
The typical home here runs -$534 a month at 7.78% with 25% down, breaking even at about 3.6%. 0 of 1 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 8.0%.
- Gross yield
- 7.7%
- typical home, Zillow
- Median ZIP yield
- 8.0%
- 1 ZIPs with full data
- Cash flow
- -$534/mo
- at 7.78%, 25% down
- Typical price
- $271,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,744/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
13 with published figures
| 21672Toddville | $114,000 | $1,140* | 12.0% | 6.9% | +$38 | n/a |
| 21869Vienna | $246,000 | $1,660* | 8.1% | 4.5% | -$403 | n/a |
| 21613Cambridge | $262,000 | $1,742 | 8.0% | 4.3% | -$470 | n/a |
| 21664Secretary | $237,000 | $1,310* | 6.6% | 2.9% | -$693 | n/a |
| 21631East New Market | $334,000 | $1,720* | 6.2% | 3.0% | -$955 | n/a |
| 21648Madison | $297,000 | $1,490* | 6.0% | 2.7% | -$931 | n/a |
| 21632Federalsburg | $244,000 | $1,210* | 5.9% | 2.6% | -$793 | n/a |
| 21643Hurlock | $275,000 | $1,240* | 5.4% | 2.1% | -$1,005 | n/a |
| 21622Church Creek | $272,000 | $1,140* | 5.0% | 1.8% | -$1,068 | n/a |
| 21634Fishing Creek | $303,000 | $1,140* | 4.5% | 1.0% | -$1,381 | n/a |
| 21677Church Creek | $485,000 | $1,680* | 4.2% | 1.1% | -$2,162 | n/a |
| 21659Rhodesdale | $310,000 | $1,040* | 4.0% | 1.1% | -$1,389 | n/a |
| 21669Taylors Island | $390,000 | $1,140* | 3.5% | 0.9% | -$1,822 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.1%
- Rent, 12 months
- n/a
- Rent minus price growth
- n/a
- Property tax
- 0.94%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $227,871 | n/a |
| Aug 2022 | $250,717 | n/a |
| Aug 2023 | $258,753 | n/a |
| Aug 2024 | $268,530 | n/a |
| Aug 2025 | $268,450 | n/a |
| Aug 2026 | $271,431 | $1,744 |
Counties
- Dorchester County, MD8.0% median yield
- Caroline County, MDn/a median yield
Tools
Questions
- Is the Cambridge, MD metro good for rental property?
- The typical home here runs -$534 a month at 7.78% with 25% down, breaking even at about 3.6%. 0 of 1 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 8.0%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Cambridge, MD metro have the highest rental yield?
- 21613 (Cambridge) at 8.0%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.