Rental numbers for the Bloomington, IN metro
The typical home here runs -$812 a month at 7.78% with 25% down, breaking even at about 1.8%. 0 of 4 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.7%.
- Gross yield
- 6.1%
- typical home, Zillow
- Median ZIP yield
- 5.7%
- 4 ZIPs with full data
- Cash flow
- -$812/mo
- at 7.78%, 25% down
- Typical price
- $301,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,540/mo
- Zillow ZORI, Aug 2026
ZIP codes in the metro
13 with published figures
| 47408Bloomington | $340,000 | $1,980 | 7.0% | 3.9% | -$722 | +2.8% |
| 47471Worthington | $174,000 | $960* | 6.6% | 3.4% | -$448 | n/a |
| 47868Poland | $202,000 | $1,020* | 6.0% | 3.0% | -$590 | n/a |
| 47404Bloomington | $314,000 | $1,494 | 5.7% | 2.9% | -$940 | +1.1% |
| 47403Bloomington | $279,000 | $1,307 | 5.6% | 2.7% | -$869 | +3.6% |
| 47427Coal City | $211,000 | $960* | 5.5% | 2.3% | -$728 | n/a |
| 47401Bloomington | $352,000 | $1,590 | 5.4% | 2.5% | -$1,151 | +1.4% |
| 47433Gosport | $251,000 | $1,100* | 5.3% | 2.4% | -$859 | n/a |
| 47460Spencer | $255,000 | $1,110* | 5.2% | 2.3% | -$879 | n/a |
| 47431Spencer | $238,000 | $960* | 4.9% | 2.1% | -$861 | n/a |
| 47429Ellettsville | $278,000 | $1,110* | 4.8% | 1.9% | -$1,067 | n/a |
| 47456Quincy | $277,000 | $1,100* | 4.8% | 2.1% | -$1,021 | n/a |
| 47468Unionville | $372,000 | $1,220* | 3.9% | 1.4% | -$1,581 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.9%
- Rent, 12 months
- +2.1%
- Rent minus price growth
- +0.2 pts
- Property tax
- 0.64%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $247,263 | $1,213 |
| Aug 2022 | $274,256 | $1,361 |
| Aug 2023 | $280,328 | $1,394 |
| Aug 2024 | $288,281 | $1,453 |
| Aug 2025 | $295,155 | $1,509 |
| Aug 2026 | $300,742 | $1,540 |
Counties
- Monroe County, IN5.7% median yield
- Owen County, INn/a median yield
- Greene County, INn/a median yield
Tools
Questions
- Is the Bloomington, IN metro good for rental property?
- The typical home here runs -$812 a month at 7.78% with 25% down, breaking even at about 1.8%. 0 of 4 ZIP codes with full Zillow data in this metro are cash-flow positive; the median gross yield is 5.7%. Figures assume a typical home, 7.78% with 25% down and the default costs on the methodology page.
- Which ZIP codes in the Bloomington, IN metro have the highest rental yield?
- 47408 (Bloomington) at 7.0%, 47404 (Bloomington) at 5.7%, 47403 (Bloomington) at 5.6%, on Zillow value and rent. The full table above sorts by any column.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.