Rental numbers for Bell County, TX
The typical home here runs -$972 a month at 7.78% with 25% down. 0 of 10 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.0%.
- Gross yield
- 6.4%
- typical home, Zillow
- Median ZIP yield
- 7.0%
- 10 ZIPs with full data
- Cash flow
- -$972/mo
- at 7.78%, 25% down
- Typical price
- $250,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,339/mo
- Zillow ZORI, Aug 2026
ZIP codes in Bell County
18 with published figures
| 76511Bartlett | $223,000 | $1,760* | 9.5% | 4.6% | -$353 | n/a |
| 76541Killeen | $122,000 | $927 | 9.1% | 2.7% | -$384 | -2.0% |
| 76501Temple | $189,000 | $1,356 | 8.6% | 3.4% | -$488 | +0.5% |
| 76543Killeen | $176,000 | $1,183 | 8.1% | 2.6% | -$559 | -0.7% |
| 76504Temple | $189,000 | $1,231 | 7.8% | 2.6% | -$608 | -0.3% |
| 76554Little River Academy | $209,000 | $1,290* | 7.4% | 2.5% | -$689 | n/a |
| 76549Killeen | $226,000 | $1,359 | 7.2% | 2.2% | -$796 | -0.4% |
| 76502Temple | $273,000 | $1,572 | 6.9% | 2.2% | -$980 | +0.1% |
| 76542Killeen | $256,000 | $1,456 | 6.8% | 2.0% | -$950 | -1.3% |
| 76513Belton | $305,000 | $1,651 | 6.5% | 2.1% | -$1,103 | +0.4% |
| 76548Harker Heights | $298,000 | $1,496 | 6.0% | 1.8% | -$1,159 | +0.1% |
| 76559Nolanville | $305,000 | $1,439 | 5.7% | 1.5% | -$1,264 | n/a |
| 76579Troy | $255,000 | $1,170* | 5.5% | 1.2% | -$1,114 | n/a |
| 76569Rogers | $286,000 | $1,110* | 4.7% | 1.0% | -$1,309 | n/a |
| 76557Moody | $331,000 | $1,240* | 4.5% | 0.7% | -$1,593 | n/a |
| 76534Holland | $336,000 | $1,210* | 4.3% | 0.6% | -$1,641 | n/a |
| 76519Burlington | $341,000 | $1,060* | 3.7% | -0.0% | -$1,839 | n/a |
| 76571Salado | $510,000 | $1,570* | 3.7% | 0.3% | -$2,609 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -1.9%
- Rent, 12 months
- -0.6%
- Rent minus price growth
- +1.3 pts
- Property tax
- 1.44%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $220,521 | $1,200 |
| Aug 2022 | $272,247 | $1,327 |
| Aug 2023 | $265,568 | $1,329 |
| Aug 2024 | $261,955 | $1,325 |
| Aug 2025 | $254,868 | $1,347 |
| Aug 2026 | $250,027 | $1,339 |
HUD Fair Market Rent
FY2027, Killeen-Temple, TX HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $921 | $927 | $1,138 | $1,576 | $1,902 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 18.6
- 2,645 units, last 12 months
- National percentile
- 89th
- among US counties
Tools
Test a listing in Bell County against today's rate.
Open the calculatorPart of the Killeen, TX metro.
Questions
- Is Bell County good for rental property?
- The typical home here runs -$972 a month at 7.78% with 25% down. 0 of 10 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.0%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Bell County?
- About 1.44% of value, from Census ACS median taxes paid over median home value. On a $250,000 home that is about $3,605 a year.
- What is Fair Market Rent in Bell County?
- HUD's FY2027 Fair Market Rent here is $927 for a 1-bedroom, $1,138 for a 2-bedroom and $1,576 for a 3-bedroom. Typical cash flow at today's rate is -$972 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.