Rental numbers for Cumberland County, PA
The typical home here runs -$1,219 a month at 7.78% with 25% down. 0 of 9 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.6%.
- Gross yield
- 5.6%
- typical home, Zillow
- Median ZIP yield
- 5.6%
- 9 ZIPs with full data
- Cash flow
- -$1,219/mo
- at 7.78%, 25% down
- Typical price
- $349,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,622/mo
- Zillow ZORI, Aug 2026
ZIP codes in Cumberland County
15 with published figures
| 17025Enola | $303,000 | $1,709 | 6.8% | 3.3% | -$805 | +5.4% |
| 17093Summerdale | $258,000 | $1,410* | 6.6% | 2.8% | -$795 | n/a |
| 17055Mechanicsburg | $363,000 | $1,787 | 5.9% | 2.4% | -$1,221 | +3.5% |
| 17015Carlisle | $397,000 | $1,867 | 5.6% | 2.5% | -$1,318 | n/a |
| 17043Lemoyne | $273,000 | $1,282 | 5.6% | 2.1% | -$992 | n/a |
| 17050Mechanicsburg | $451,000 | $2,106 | 5.6% | 2.6% | -$1,443 | +3.1% |
| 17011Camp Hill | $332,000 | $1,542 | 5.6% | 2.3% | -$1,161 | +4.3% |
| 17013Carlisle | $291,000 | $1,337 | 5.5% | 1.9% | -$1,115 | +3.4% |
| 17070New Cumberland | $298,000 | $1,257 | 5.1% | 1.8% | -$1,159 | n/a |
| 17266Walnut Bottom | $261,000 | $1,100* | 5.1% | 1.6% | -$1,064 | n/a |
| 17065Mount Holly Springs | $290,000 | $1,210* | 5.0% | 1.6% | -$1,177 | n/a |
| 17324Gardners | $282,000 | $1,100* | 4.7% | 1.5% | -$1,180 | n/a |
| 17241Newville | $330,000 | $1,230* | 4.5% | 1.1% | -$1,467 | n/a |
| 17257Shippensburg | $306,000 | $1,134 | 4.5% | 1.4% | -$1,304 | n/a |
| 17007Boiling Springs | $427,000 | $1,220* | 3.4% | 0.7% | -$2,057 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.5%
- Rent, 12 months
- +3.6%
- Rent minus price growth
- +1.1 pts
- Property tax
- 1.17%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $267,289 | $1,297 |
| Aug 2022 | $300,421 | $1,426 |
| Aug 2023 | $315,267 | $1,497 |
| Aug 2024 | $327,394 | $1,526 |
| Aug 2025 | $340,815 | $1,566 |
| Aug 2026 | $349,313 | $1,622 |
HUD Fair Market Rent
FY2027, Harrisburg-Carlisle, PA MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,166 | $1,285 | $1,598 | $2,055 | $2,100 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 8.9
- 946 units, last 12 months
- National percentile
- 67th
- among US counties
Tools
Test a listing in Cumberland County against today's rate.
Open the calculatorPart of the Harrisburg, PA metro.
Questions
- Is Cumberland County good for rental property?
- The typical home here runs -$1,219 a month at 7.78% with 25% down. 0 of 9 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.6%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Cumberland County?
- About 1.17% of value, from Census ACS median taxes paid over median home value. On a $349,000 home that is about $4,094 a year.
- What is Fair Market Rent in Cumberland County?
- HUD's FY2027 Fair Market Rent here is $1,285 for a 1-bedroom, $1,598 for a 2-bedroom and $2,055 for a 3-bedroom. Typical cash flow at today's rate is -$1,219 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.