Rental numbers for Miami County, OH
The typical home here runs -$823 a month at 7.78% with 25% down, breaking even at about 0.8%. 0 of 3 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.9%.
- Gross yield
- 6.1%
- typical home, Zillow
- Median ZIP yield
- 5.9%
- 3 ZIPs with full data
- Cash flow
- -$823/mo
- at 7.78%, 25% down
- Typical price
- $271,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,373/mo
- Zillow ZORI, Aug 2026
ZIP codes in Miami County
11 with published figures
| 45356Piqua | $184,000 | $1,119 | 7.3% | 3.6% | -$438 | n/a |
| 45373Troy | $285,000 | $1,406 | 5.9% | 2.9% | -$858 | +1.2% |
| 45371Tipp City | $351,000 | $1,646 | 5.6% | 2.4% | -$1,202 | -1.2% |
| 45383West Milton | $242,000 | $1,130* | 5.6% | 2.3% | -$839 | n/a |
| 45317Conover | $233,000 | $1,030* | 5.3% | 2.1% | -$844 | n/a |
| 45337Laura | $261,000 | $1,140* | 5.2% | 2.2% | -$920 | n/a |
| 45318Covington | $244,000 | $990* | 4.9% | 1.7% | -$968 | n/a |
| 45359Pleasant Hill | $250,000 | $970* | 4.7% | 1.6% | -$1,022 | n/a |
| 45326Fletcher | $257,000 | $970* | 4.5% | 1.1% | -$1,147 | n/a |
| 45312Casstown | $366,000 | $1,320* | 4.3% | 1.5% | -$1,503 | n/a |
| 45339Ludlow Falls | $339,000 | $1,220* | 4.3% | 1.3% | -$1,470 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.8%
- Rent, 12 months
- +0.9%
- Rent minus price growth
- -1.9 pts
- Property tax
- 0.98%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $207,378 | $1,048 |
| Aug 2022 | $227,819 | $1,152 |
| Aug 2023 | $237,615 | $1,220 |
| Aug 2024 | $252,390 | $1,281 |
| Aug 2025 | $264,105 | $1,361 |
| Aug 2026 | $271,489 | $1,373 |
HUD Fair Market Rent
FY2027, Dayton-Kettering-Beavercreek, OH MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $909 | $1,008 | $1,248 | $1,623 | $1,774 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 7.7
- 347 units, last 12 months
- National percentile
- 62th
- among US counties
Tools
Test a listing in Miami County against today's rate.
Open the calculatorQuestions
- Is Miami County good for rental property?
- The typical home here runs -$823 a month at 7.78% with 25% down, breaking even at about 0.8%. 0 of 3 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.9%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Miami County?
- About 0.98% of value, from Census ACS median taxes paid over median home value. On a $271,000 home that is about $2,671 a year.
- What is Fair Market Rent in Miami County?
- HUD's FY2027 Fair Market Rent here is $1,008 for a 1-bedroom, $1,248 for a 2-bedroom and $1,623 for a 3-bedroom. Typical cash flow at today's rate is -$823 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.