Rental numbers for Lucas County, OH
The typical home here runs -$440 a month at 7.78% with 25% down, breaking even at about 2.4%. 5 of 15 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 9.0%.
- Gross yield
- 8.0%
- typical home, Zillow
- Median ZIP yield
- 9.0%
- 15 ZIPs with full data
- Cash flow
- -$440/mo
- at 7.78%, 25% down
- Typical price
- $178,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,180/mo
- Zillow ZORI, Aug 2026
ZIP codes in Lucas County
24 with published figures
| 43604Toledo | $70,000 | $1,623 | 27.8% | 20.1% | +$794 | n/a |
| 43608Toledo | $51,000 | $1,009 | 23.9% | 15.3% | +$372 | +1.9% |
| 43605Toledo | $67,000 | $1,202 | 21.5% | 13.7% | +$403 | +8.6% |
| 43610Toledo | $63,000 | $975 | 18.7% | 11.8% | +$279 | n/a |
| 43609Toledo | $73,000 | $1,060 | 17.5% | 10.8% | +$261 | +4.9% |
| 43607Toledo | $79,000 | $1,125 | 17.0% | 10.5% | +$270 | +9.9% |
| 43620Toledo | $97,000 | $970* | 12.0% | 6.1% | -$28 | n/a |
| 43612Toledo | $121,000 | $1,066 | 10.6% | 5.4% | -$108 | +3.9% |
| 43611Toledo | $159,000 | $1,260 | 9.5% | 4.9% | -$211 | n/a |
| 43615Toledo | $181,000 | $1,300 | 8.6% | 4.1% | -$360 | +5.0% |
| 43547Neapolis | $163,000 | $1,090* | 8.0% | 4.4% | -$285 | n/a |
| 43560Sylvania | $325,000 | $1,993 | 7.4% | 3.0% | -$929 | n/a |
| 43613Toledo | $162,000 | $991 | 7.3% | 2.8% | -$493 | +6.1% |
| 43537Maumee | $284,000 | $1,676 | 7.1% | 2.9% | -$838 | n/a |
| 43614Toledo | $205,000 | $1,192 | 7.0% | 2.7% | -$639 | -1.9% |
| 43606Toledo | $198,000 | $1,127 | 6.8% | 2.6% | -$633 | +9.6% |
| 43623Toledo | $208,000 | $1,030 | 5.9% | 1.8% | -$817 | n/a |
| 43566Waterville | $340,000 | $1,510* | 5.3% | 1.7% | -$1,352 | n/a |
| 43616Oregon | $234,000 | $1,020* | 5.2% | 1.5% | -$964 | n/a |
| 43528Holland | $295,000 | $1,270* | 5.2% | 1.4% | -$1,253 | n/a |
| 43504Berkey | $297,000 | $1,170* | 4.7% | 1.6% | -$1,216 | n/a |
| 43617Toledo | $330,000 | $1,220* | 4.4% | 0.3% | -$1,692 | n/a |
| 43571Whitehouse | $387,000 | $1,030* | 3.2% | 0.0% | -$2,076 | n/a |
| 43542Monclova | $452,000 | $1,150* | 3.0% | -0.4% | -$2,583 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +4.9%
- Rent, 12 months
- +5.7%
- Rent minus price growth
- +0.9 pts
- Property tax
- 1.69%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $135,963 | $895 |
| Aug 2022 | $147,418 | $996 |
| Aug 2023 | $152,567 | $1,029 |
| Aug 2024 | $162,196 | $1,086 |
| Aug 2025 | $169,910 | $1,116 |
| Aug 2026 | $178,150 | $1,180 |
HUD Fair Market Rent
FY2027, Toledo, OH MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $822 | $875 | $1,145 | $1,461 | $1,558 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 1.5
- 278 units, last 12 months
- National percentile
- 21th
- among US counties
Tools
Test a listing in Lucas County against today's rate.
Open the calculatorPart of the Toledo, OH metro.
Questions
- Is Lucas County good for rental property?
- The typical home here runs -$440 a month at 7.78% with 25% down, breaking even at about 2.4%. 5 of 15 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 9.0%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Lucas County?
- About 1.69% of value, from Census ACS median taxes paid over median home value. On a $178,000 home that is about $3,014 a year.
- What is Fair Market Rent in Lucas County?
- HUD's FY2027 Fair Market Rent here is $875 for a 1-bedroom, $1,145 for a 2-bedroom and $1,461 for a 3-bedroom. Typical cash flow at today's rate is -$440 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.