Rental numbers for Saratoga County, NY
The typical home here runs -$2,058 a month at 7.78% with 25% down. 0 of 7 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 4.6%.
- Gross yield
- 4.7%
- typical home, Zillow
- Median ZIP yield
- 4.6%
- 7 ZIPs with full data
- Cash flow
- -$2,058/mo
- at 7.78%, 25% down
- Typical price
- $472,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,845/mo
- Zillow ZORI, Aug 2026
ZIP codes in Saratoga County
22 with published figures
| 12884Victory Mills | $226,000 | $1,340* | 7.1% | 2.3% | -$778 | n/a |
| 12074Galway | $352,000 | $2,000* | 6.8% | 3.0% | -$1,029 | n/a |
| 12828Fort Edward | $282,000 | $1,530* | 6.5% | 2.3% | -$984 | n/a |
| 12151Round Lake | $438,000 | $2,290* | 6.3% | 2.4% | -$1,484 | n/a |
| 12803South Glens Falls | $317,000 | $1,570* | 5.9% | 2.0% | -$1,171 | n/a |
| 12822Corinth | $284,000 | $1,370* | 5.8% | 1.9% | -$1,082 | n/a |
| 12020Ballston Spa | $440,000 | $2,054 | 5.6% | 1.9% | -$1,655 | +8.4% |
| 12859Porter Corners | $407,000 | $1,870* | 5.5% | 2.2% | -$1,439 | n/a |
| 12871Schuylerville | $331,000 | $1,500* | 5.5% | 1.2% | -$1,450 | n/a |
| 12027Burnt Hills | $440,000 | $1,970* | 5.4% | 1.4% | -$1,846 | n/a |
| 12188Waterford | $393,000 | $1,750 | 5.3% | 1.5% | -$1,630 | n/a |
| 12170Stillwater | $412,000 | $1,790* | 5.2% | 1.4% | -$1,743 | n/a |
| 12850Middle Grove | $363,000 | $1,560* | 5.2% | 1.8% | -$1,426 | n/a |
| 12835Hadley | $318,000 | $1,340* | 5.1% | 1.7% | -$1,260 | n/a |
| 12831Gansevoort | $481,000 | $1,860 | 4.6% | 1.4% | -$2,030 | n/a |
| 12019Ballston Lake | $505,000 | $1,919 | 4.6% | 0.9% | -$2,324 | n/a |
| 12833Greenfield Center | $459,000 | $1,560* | 4.1% | 0.7% | -$2,198 | n/a |
| 12065Clifton Park | $493,000 | $1,675 | 4.1% | 0.7% | -$2,370 | +8.2% |
| 12118Mechanicville | $476,000 | $1,563 | 3.9% | 0.4% | -$2,422 | n/a |
| 12866Saratoga Springs | $662,000 | $2,120 | 3.8% | 0.8% | -$3,149 | +4.2% |
| 12863Rock City Falls | $493,000 | $1,520* | 3.7% | 0.6% | -$2,414 | n/a |
| 12148Rexford | $568,000 | $1,360* | 2.9% | -0.3% | -$3,209 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +5.7%
- Rent, 12 months
- +5.4%
- Rent minus price growth
- -0.4 pts
- Property tax
- 1.40%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $357,747 | $1,384 |
| Aug 2022 | $397,436 | $1,586 |
| Aug 2023 | $411,486 | $1,619 |
| Aug 2024 | $433,373 | $1,690 |
| Aug 2025 | $446,795 | $1,751 |
| Aug 2026 | $472,462 | $1,845 |
HUD Fair Market Rent
FY2027, Albany-Schenectady-Troy, NY MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,238 | $1,425 | $1,711 | $2,039 | $2,249 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 9.3
- 944 units, last 12 months
- National percentile
- 69th
- among US counties
Tools
Test a listing in Saratoga County against today's rate.
Open the calculatorPart of the Albany, NY metro.
Questions
- Is Saratoga County good for rental property?
- The typical home here runs -$2,058 a month at 7.78% with 25% down. 0 of 7 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 4.6%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Saratoga County?
- About 1.40% of value, from Census ACS median taxes paid over median home value. On a $472,000 home that is about $6,605 a year.
- What is Fair Market Rent in Saratoga County?
- HUD's FY2027 Fair Market Rent here is $1,425 for a 1-bedroom, $1,711 for a 2-bedroom and $2,039 for a 3-bedroom. Typical cash flow at today's rate is -$2,058 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.