Rental numbers for Cumberland County, NC
The typical home here runs -$592 a month at 7.78% with 25% down, breaking even at about 2.1%. 1 of 9 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.5%.
- Gross yield
- 7.2%
- typical home, Zillow
- Median ZIP yield
- 7.5%
- 9 ZIPs with full data
- Cash flow
- -$592/mo
- at 7.78%, 25% down
- Typical price
- $230,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,379/mo
- Zillow ZORI, Aug 2026
ZIP codes in Cumberland County
13 with published figures
| 28301Fayetteville | $146,000 | $1,415 | 11.7% | 6.6% | +$15 | +3.9% |
| 28304Fayetteville | $198,000 | $1,363 | 8.3% | 4.1% | -$396 | +4.1% |
| 28306Fayetteville | $274,000 | $1,750 | 7.7% | 4.1% | -$538 | +1.9% |
| 28348Hope Mills | $265,000 | $1,660 | 7.5% | 3.9% | -$572 | +3.4% |
| 28303Fayetteville | $209,000 | $1,305 | 7.5% | 3.5% | -$520 | +1.0% |
| 28314Fayetteville | $226,000 | $1,387 | 7.3% | 3.4% | -$580 | +0.6% |
| 28305Fayetteville | $254,000 | $1,453 | 6.9% | 2.9% | -$750 | +4.5% |
| 28311Fayetteville | $240,000 | $1,283 | 6.4% | 2.8% | -$737 | +2.7% |
| 28344Godwin | $236,000 | $1,120* | 5.7% | 2.4% | -$800 | n/a |
| 28391Stedman | $278,000 | $1,120* | 4.8% | 1.6% | -$1,125 | n/a |
| 28395Wade | $299,000 | $1,150* | 4.6% | 1.6% | -$1,215 | n/a |
| 28356Linden | $312,000 | $1,120* | 4.3% | 1.4% | -$1,333 | n/a |
| 28312Fayetteville | $299,000 | $848 | 3.4% | 0.4% | -$1,499 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +0.4%
- Rent, 12 months
- +2.1%
- Rent minus price growth
- +1.7 pts
- Property tax
- 0.93%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $170,784 | $1,068 |
| Aug 2022 | $200,032 | $1,212 |
| Aug 2023 | $218,721 | $1,265 |
| Aug 2024 | $231,137 | $1,307 |
| Aug 2025 | $229,425 | $1,350 |
| Aug 2026 | $230,465 | $1,379 |
HUD Fair Market Rent
FY2027, Fayetteville, NC HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,302 | $1,334 | $1,476 | $1,937 | $2,380 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 5.6
- 731 units, last 12 months
- National percentile
- 52th
- among US counties
Tools
Test a listing in Cumberland County against today's rate.
Open the calculatorPart of the Fayetteville, NC metro.
Questions
- Is Cumberland County good for rental property?
- The typical home here runs -$592 a month at 7.78% with 25% down, breaking even at about 2.1%. 1 of 9 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 7.5%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Cumberland County?
- About 0.93% of value, from Census ACS median taxes paid over median home value. On a $230,000 home that is about $2,141 a year.
- What is Fair Market Rent in Cumberland County?
- HUD's FY2027 Fair Market Rent here is $1,334 for a 1-bedroom, $1,476 for a 2-bedroom and $1,937 for a 3-bedroom. Typical cash flow at today's rate is -$592 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.