Rental numbers for St. Louis city, MO
The typical home here runs -$284 a month at 7.78% with 25% down, breaking even at about 4.6%. 3 of 16 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 8.2%.
- Gross yield
- 8.8%
- typical home, Zillow
- Median ZIP yield
- 8.2%
- 16 ZIPs with full data
- Cash flow
- -$284/mo
- at 7.78%, 25% down
- Typical price
- $182,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,330/mo
- Zillow ZORI, Aug 2026
ZIP codes in St. Louis city
18 with published figures
| 63120Saint Louis | $38,000 | $1,149 | 35.8% | 24.6% | +$583 | n/a |
| 63107Saint Louis | $47,000 | $1,030* | 26.5% | 17.5% | +$429 | n/a |
| 63115Saint Louis | $41,000 | $892 | 25.8% | 16.4% | +$343 | n/a |
| 63147Saint Louis | $63,000 | $1,090* | 20.8% | 13.4% | +$362 | n/a |
| 63113Saint Louis | $52,000 | $877 | 20.2% | 12.4% | +$258 | n/a |
| 63102Saint Louis | $145,000 | $1,778 | 14.7% | 9.4% | +$352 | -0.4% |
| 63103Saint Louis | $133,000 | $1,502 | 13.5% | 8.2% | +$192 | +4.6% |
| 63112Saint Louis | $147,000 | $1,284 | 10.5% | 5.9% | -$63 | +3.9% |
| 63111Saint Louis | $122,000 | $986 | 9.7% | 5.1% | -$143 | +3.9% |
| 63106Saint Louis | $120,000 | $886 | 8.8% | 4.3% | -$212 | n/a |
| 63101Saint Louis | $187,000 | $1,295 | 8.3% | 4.2% | -$353 | +0.6% |
| 63118Saint Louis | $180,000 | $1,207 | 8.0% | 4.3% | -$330 | +4.0% |
| 63116Saint Louis | $187,000 | $1,150 | 7.4% | 3.3% | -$486 | +4.9% |
| 63139Saint Louis | $229,000 | $1,359 | 7.1% | 3.2% | -$617 | +4.7% |
| 63108Saint Louis | $313,000 | $1,566 | 6.0% | 2.5% | -$1,031 | +2.9% |
| 63104Saint Louis | $298,000 | $1,462 | 5.9% | 2.4% | -$1,021 | +7.8% |
| 63110Saint Louis | $307,000 | $1,486 | 5.8% | 2.5% | -$1,023 | +4.7% |
| 63109Saint Louis | $273,000 | $1,179 | 5.2% | 1.7% | -$1,090 | +3.6% |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -0.3%
- Rent, 12 months
- +3.5%
- Rent minus price growth
- +3.8 pts
- Property tax
- 1.03%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $163,646 | $1,035 |
| Aug 2022 | $171,110 | $1,151 |
| Aug 2023 | $177,986 | $1,190 |
| Aug 2024 | $181,847 | $1,240 |
| Aug 2025 | $182,387 | $1,285 |
| Aug 2026 | $181,925 | $1,330 |
HUD Fair Market Rent
FY2027, St. Louis, MO-IL HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,064 | $1,104 | $1,349 | $1,731 | $1,997 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 2.1
- 300 units, last 12 months
- National percentile
- 27th
- among US counties
Tools
Test a listing in St. Louis city against today's rate.
Open the calculatorPart of the St. Louis, MO metro.
Questions
- Is St. Louis city good for rental property?
- The typical home here runs -$284 a month at 7.78% with 25% down, breaking even at about 4.6%. 3 of 16 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 8.2%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in St. Louis city?
- About 1.03% of value, from Census ACS median taxes paid over median home value. On a $182,000 home that is about $1,872 a year.
- What is Fair Market Rent in St. Louis city?
- HUD's FY2027 Fair Market Rent here is $1,104 for a 1-bedroom, $1,349 for a 2-bedroom and $1,731 for a 3-bedroom. Typical cash flow at today's rate is -$284 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.