Rental numbers for Clay County, MO
The typical home here runs -$1,096 a month at 7.78% with 25% down. 0 of 10 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.4%.
- Gross yield
- 5.8%
- typical home, Zillow
- Median ZIP yield
- 6.4%
- 10 ZIPs with full data
- Cash flow
- -$1,096/mo
- at 7.78%, 25% down
- Typical price
- $321,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,543/mo
- Zillow ZORI, Aug 2026
ZIP codes in Clay County
17 with published figures
| 64161Birmingham | $209,000 | $1,560* | 9.0% | 4.5% | -$335 | n/a |
| 64119Kansas City | $262,000 | $1,689 | 7.7% | 4.0% | -$548 | +5.9% |
| 64117Kansas City | $216,000 | $1,241 | 6.9% | 3.0% | -$615 | +1.5% |
| 64157Kansas City | $431,000 | $2,418 | 6.7% | 3.3% | -$1,156 | +7.8% |
| 64116Kansas City | $271,000 | $1,481 | 6.6% | 2.9% | -$816 | +3.3% |
| 64060Kearney | $404,000 | $2,198 | 6.5% | 3.3% | -$1,056 | n/a |
| 64155Kansas City | $354,000 | $1,829 | 6.2% | 2.8% | -$1,094 | +7.0% |
| 64118Gladstone | $272,000 | $1,260 | 5.6% | 2.0% | -$1,008 | +5.5% |
| 64024Excelsior Springs | $249,000 | $1,090* | 5.3% | 1.8% | -$958 | n/a |
| 64156Kansas City | $468,000 | $2,034 | 5.2% | 2.0% | -$1,755 | n/a |
| 64068Liberty | $332,000 | $1,430 | 5.2% | 1.8% | -$1,285 | +3.9% |
| 64158Kansas City | $388,000 | $1,487 | 4.6% | 1.4% | -$1,627 | n/a |
| 64089Smithville | $384,000 | $1,310* | 4.1% | 1.1% | -$1,710 | n/a |
| 64165Kansas City | $462,000 | $1,450* | 3.8% | 0.8% | -$2,176 | n/a |
| 64166Kansas City | $493,000 | $1,460* | 3.5% | 0.9% | -$2,273 | n/a |
| 64048Holt | $403,000 | $1,150* | 3.4% | 0.7% | -$1,929 | n/a |
| 64167Kansas City | $629,000 | $1,590* | 3.0% | -0.4% | -$3,616 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.4%
- Rent, 12 months
- +4.1%
- Rent minus price growth
- +1.8 pts
- Property tax
- 1.07%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $259,450 | $1,183 |
| Aug 2022 | $291,166 | $1,290 |
| Aug 2023 | $301,208 | $1,344 |
| Aug 2024 | $307,858 | $1,432 |
| Aug 2025 | $314,030 | $1,482 |
| Aug 2026 | $321,462 | $1,543 |
HUD Fair Market Rent
FY2027, Kansas City, MO-KS HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,257 | $1,366 | $1,546 | $2,020 | $2,419 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 2.5
- 252 units, last 12 months
- National percentile
- 30th
- among US counties
Tools
Test a listing in Clay County against today's rate.
Open the calculatorPart of the Kansas City, MO metro.
Questions
- Is Clay County good for rental property?
- The typical home here runs -$1,096 a month at 7.78% with 25% down. 0 of 10 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.4%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Clay County?
- About 1.07% of value, from Census ACS median taxes paid over median home value. On a $321,000 home that is about $3,430 a year.
- What is Fair Market Rent in Clay County?
- HUD's FY2027 Fair Market Rent here is $1,366 for a 1-bedroom, $1,546 for a 2-bedroom and $2,020 for a 3-bedroom. Typical cash flow at today's rate is -$1,096 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.