Rental numbers for Ramsey County, MN
The typical home here runs -$1,316 a month at 7.78% with 25% down. 0 of 19 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.6%.
- Gross yield
- 5.4%
- typical home, Zillow
- Median ZIP yield
- 5.6%
- 19 ZIPs with full data
- Cash flow
- -$1,316/mo
- at 7.78%, 25% down
- Typical price
- $338,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,516/mo
- Zillow ZORI, Aug 2026
ZIP codes in Ramsey County
19 with published figures
| 55101Saint Paul | $170,000 | $1,565 | 11.1% | 5.9% | -$78 | +2.9% |
| 55107Saint Paul | $269,000 | $1,625 | 7.2% | 3.2% | -$736 | +7.1% |
| 55114Saint Paul | $279,000 | $1,604 | 6.9% | 2.8% | -$863 | +1.4% |
| 55102Saint Paul | $284,000 | $1,603 | 6.8% | 2.7% | -$886 | +5.0% |
| 55103Saint Paul | $253,000 | $1,353 | 6.4% | 2.4% | -$859 | n/a |
| 55106Saint Paul | $260,000 | $1,322 | 6.1% | 2.1% | -$943 | +4.8% |
| 55104Saint Paul | $303,000 | $1,476 | 5.8% | 2.1% | -$1,109 | +3.6% |
| 55110White Bear Lake | $382,000 | $1,858 | 5.8% | 2.4% | -$1,297 | +2.1% |
| 55119Maplewood | $300,000 | $1,431 | 5.7% | 1.9% | -$1,143 | +2.4% |
| 55126Shoreview | $413,000 | $1,936 | 5.6% | 2.1% | -$1,497 | +3.4% |
| 55130Saint Paul | $250,000 | $1,156 | 5.5% | 1.8% | -$973 | +3.4% |
| 55109Maplewood | $339,000 | $1,503 | 5.3% | 1.7% | -$1,338 | +5.8% |
| 55117Saint Paul | $299,000 | $1,308 | 5.3% | 1.6% | -$1,204 | -0.4% |
| 55127Vadnais Heights | $466,000 | $1,930 | 5.0% | 1.7% | -$1,842 | +6.8% |
| 55108Falcon Heights | $386,000 | $1,522 | 4.7% | 1.2% | -$1,680 | +2.9% |
| 55113Roseville | $377,000 | $1,472 | 4.7% | 1.2% | -$1,645 | +2.3% |
| 55112New Brighton | $379,000 | $1,419 | 4.5% | 1.1% | -$1,681 | +1.7% |
| 55116Saint Paul | $454,000 | $1,568 | 4.2% | 0.7% | -$2,170 | +2.2% |
| 55105Saint Paul | $472,000 | $1,353 | 3.4% | 0.1% | -$2,519 | +4.3% |
Trends
Five years to August 2026
- Price, 12 months
- +1.8%
- Rent, 12 months
- +3.2%
- Rent minus price growth
- +1.4 pts
- Property tax
- 1.21%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $311,411 | $1,319 |
| Aug 2022 | $330,123 | $1,359 |
| Aug 2023 | $327,709 | $1,383 |
| Aug 2024 | $327,646 | $1,428 |
| Aug 2025 | $331,770 | $1,469 |
| Aug 2026 | $337,589 | $1,516 |
HUD Fair Market Rent
FY2027, Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,265 | $1,427 | $1,734 | $2,264 | $2,538 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 5.4
- 1,200 units, last 12 months
- National percentile
- 50th
- among US counties
Tools
Test a listing in Ramsey County against today's rate.
Open the calculatorPart of the Minneapolis, MN metro.
Questions
- Is Ramsey County good for rental property?
- The typical home here runs -$1,316 a month at 7.78% with 25% down. 0 of 19 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.6%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Ramsey County?
- About 1.21% of value, from Census ACS median taxes paid over median home value. On a $338,000 home that is about $4,098 a year.
- What is Fair Market Rent in Ramsey County?
- HUD's FY2027 Fair Market Rent here is $1,427 for a 1-bedroom, $1,734 for a 2-bedroom and $2,264 for a 3-bedroom. Typical cash flow at today's rate is -$1,316 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.