Rental numbers for Cumberland County, ME
The typical home here runs -$1,989 a month at 7.78% with 25% down. 0 of 15 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 4.8%.
- Gross yield
- 5.2%
- typical home, Zillow
- Median ZIP yield
- 4.8%
- 15 ZIPs with full data
- Cash flow
- -$1,989/mo
- at 7.78%, 25% down
- Typical price
- $562,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $2,416/mo
- Zillow ZORI, Aug 2026
ZIP codes in Cumberland County
34 with published figures
| 04092Westbrook | $458,000 | $2,390 | 6.3% | 3.1% | -$1,278 | n/a |
| 04085Standish | $428,000 | $2,220* | 6.2% | 3.1% | -$1,216 | n/a |
| 04055Naples | $436,000 | $2,230* | 6.1% | 3.2% | -$1,173 | n/a |
| 04050Long Island | $649,000 | $3,200* | 5.9% | 3.4% | -$1,685 | n/a |
| 04103Portland | $532,000 | $2,624 | 5.9% | 2.8% | -$1,615 | +2.8% |
| 04106South Portland | $524,000 | $2,492 | 5.7% | 2.7% | -$1,627 | +3.0% |
| 04062Windham | $497,000 | $2,350 | 5.7% | 2.7% | -$1,573 | n/a |
| 04102Portland | $546,000 | $2,483 | 5.5% | 2.4% | -$1,856 | +5.7% |
| 04029Sebago | $407,000 | $1,800* | 5.3% | 2.5% | -$1,363 | n/a |
| 04017Chebeague Island | $649,000 | $2,860* | 5.3% | 2.4% | -$2,182 | n/a |
| 04011Brunswick | $497,000 | $2,169 | 5.2% | 2.0% | -$1,838 | -1.0% |
| 04084Standish | $471,000 | $2,020* | 5.1% | 2.4% | -$1,611 | n/a |
| 04038Gorham | $546,000 | $2,317 | 5.1% | 2.1% | -$1,961 | n/a |
| 04260New Gloucester | $433,000 | $1,770* | 4.9% | 2.0% | -$1,610 | n/a |
| 04015Casco | $446,000 | $1,810* | 4.9% | 2.1% | -$1,630 | n/a |
| 04039Gray | $517,000 | $2,075 | 4.8% | 1.9% | -$1,949 | n/a |
| 04009Bridgton | $409,000 | $1,620* | 4.8% | 1.9% | -$1,562 | n/a |
| 04071Raymond | $516,000 | $2,040* | 4.8% | 2.1% | -$1,885 | n/a |
| 04074Scarborough | $691,000 | $2,683 | 4.7% | 1.8% | -$2,690 | +5.4% |
| 04040Harrison | $408,000 | $1,580* | 4.6% | 1.7% | -$1,636 | n/a |
| 04032Freeport | $688,000 | $2,515 | 4.4% | 1.6% | -$2,766 | n/a |
| 04101Portland | $643,000 | $2,327 | 4.3% | 1.5% | -$2,682 | +3.6% |
| 04079Harpswell | $720,000 | $2,600 | 4.3% | 2.1% | -$2,601 | n/a |
| 04107Cape Elizabeth | $894,000 | $3,217 | 4.3% | 1.6% | -$3,646 | n/a |
| 04069Pownal | $604,000 | $2,070* | 4.1% | 1.2% | -$2,667 | n/a |
| 04105Falmouth | $899,000 | $3,011 | 4.0% | 1.4% | -$3,830 | n/a |
| 04096Yarmouth | $769,000 | $2,535 | 4.0% | 1.2% | -$3,395 | n/a |
| 04097North Yarmouth | $701,000 | $2,250* | 3.9% | 1.1% | -$3,139 | n/a |
| 04021Cumberland | $715,000 | $2,190* | 3.7% | 0.9% | -$3,345 | n/a |
| 04109Portland | $856,000 | $2,380* | 3.3% | 0.7% | -$4,109 | n/a |
| 04108Portland | $734,000 | $1,980* | 3.2% | 0.5% | -$3,630 | n/a |
| 04110Cumberland | $989,000 | $2,560* | 3.1% | 0.5% | -$4,922 | n/a |
| 04066Harpswell | $721,000 | $1,770* | 2.9% | 0.3% | -$3,704 | n/a |
| 04003Harpswell | $845,000 | $2,000* | 2.8% | 0.3% | -$4,361 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +2.0%
- Rent, 12 months
- +2.5%
- Rent minus price growth
- +0.5 pts
- Property tax
- 1.04%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $445,128 | $1,922 |
| Aug 2022 | $503,627 | $2,106 |
| Aug 2023 | $528,094 | $2,196 |
| Aug 2024 | $551,499 | $2,268 |
| Aug 2025 | $551,002 | $2,356 |
| Aug 2026 | $562,066 | $2,416 |
HUD Fair Market Rent
FY2027, Cumberland County, ME (part) HUD Metro FMR Area
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,639 | $1,864 | $2,353 | $2,902 | $3,092 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 16.4
- 2,165 units, last 12 months
- National percentile
- 86th
- among US counties
Tools
Test a listing in Cumberland County against today's rate.
Open the calculatorPart of the Portland, ME metro.
Questions
- Is Cumberland County good for rental property?
- The typical home here runs -$1,989 a month at 7.78% with 25% down. 0 of 15 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 4.8%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Cumberland County?
- About 1.04% of value, from Census ACS median taxes paid over median home value. On a $562,000 home that is about $5,862 a year.
- What is Fair Market Rent in Cumberland County?
- HUD's FY2027 Fair Market Rent here is $1,864 for a 1-bedroom, $2,353 for a 2-bedroom and $2,902 for a 3-bedroom. Typical cash flow at today's rate is -$1,989 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.