Rental numbers for Harford County, MD
The typical home here runs -$1,398 a month at 7.78% with 25% down. 0 of 8 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.0%.
- Gross yield
- 5.5%
- typical home, Zillow
- Median ZIP yield
- 6.0%
- 8 ZIPs with full data
- Cash flow
- -$1,398/mo
- at 7.78%, 25% down
- Typical price
- $418,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,914/mo
- Zillow ZORI, Aug 2026
ZIP codes in Harford County
16 with published figures
| 21040Edgewood | $264,000 | $1,829 | 8.3% | 4.7% | -$389 | +3.8% |
| 21017Belcamp | $287,000 | $1,858 | 7.8% | 4.3% | -$529 | n/a |
| 21001Aberdeen | $347,000 | $1,939 | 6.7% | 3.3% | -$928 | +5.0% |
| 21009Abingdon | $374,000 | $2,007 | 6.4% | 3.2% | -$1,003 | -1.6% |
| 21047Fallston | $571,000 | $2,790* | 5.9% | 2.9% | -$1,676 | n/a |
| 21015Bel Air | $484,000 | $2,230 | 5.5% | 2.6% | -$1,562 | +4.5% |
| 21085Joppa | $371,000 | $1,682 | 5.5% | 2.4% | -$1,246 | n/a |
| 21014Bel Air | $450,000 | $1,987 | 5.3% | 2.3% | -$1,552 | +4.3% |
| 21078Havre de Grace | $409,000 | $1,707 | 5.0% | 2.0% | -$1,536 | n/a |
| 21160Whiteford | $448,000 | $1,770* | 4.7% | 1.8% | -$1,743 | n/a |
| 21034Darlington | $454,000 | $1,770* | 4.7% | 2.0% | -$1,692 | n/a |
| 21050Forest Hill | $507,000 | $1,960* | 4.6% | 1.8% | -$1,968 | n/a |
| 21028Churchville | $544,000 | $2,080* | 4.6% | 1.8% | -$2,096 | n/a |
| 21084Jarrettsville | $553,000 | $1,840* | 4.0% | 1.3% | -$2,390 | n/a |
| 21154Street | $548,000 | $1,770* | 3.9% | 1.3% | -$2,379 | n/a |
| 21132Pylesville | $555,000 | $1,770* | 3.8% | 1.2% | -$2,449 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.0%
- Rent, 12 months
- +2.7%
- Rent minus price growth
- +1.7 pts
- Property tax
- 0.89%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $356,122 | $1,563 |
| Aug 2022 | $383,366 | $1,678 |
| Aug 2023 | $398,684 | $1,738 |
| Aug 2024 | $407,329 | $1,847 |
| Aug 2025 | $414,077 | $1,863 |
| Aug 2026 | $418,251 | $1,914 |
HUD Fair Market Rent
FY2027, Baltimore-Columbia-Towson, MD MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,523 | $1,625 | $2,006 | $2,509 | $2,789 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 8.4
- 858 units, last 12 months
- National percentile
- 65th
- among US counties
Tools
Test a listing in Harford County against today's rate.
Open the calculatorPart of the Baltimore, MD metro.
Questions
- Is Harford County good for rental property?
- The typical home here runs -$1,398 a month at 7.78% with 25% down. 0 of 8 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.0%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Harford County?
- About 0.89% of value, from Census ACS median taxes paid over median home value. On a $418,000 home that is about $3,731 a year.
- What is Fair Market Rent in Harford County?
- HUD's FY2027 Fair Market Rent here is $1,625 for a 1-bedroom, $2,006 for a 2-bedroom and $2,509 for a 3-bedroom. Typical cash flow at today's rate is -$1,398 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.