Rental numbers for Cecil County, MD
The typical home here runs -$1,207 a month at 7.78% with 25% down, breaking even at about 0.5%. 0 of 2 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.9%.
- Gross yield
- 5.8%
- typical home, Zillow
- Median ZIP yield
- 5.9%
- 2 ZIPs with full data
- Cash flow
- -$1,207/mo
- at 7.78%, 25% down
- Typical price
- $385,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,864/mo
- Zillow ZORI, Aug 2026
ZIP codes in Cecil County
13 with published figures
| 21920Elkton | $278,000 | $1,820* | 7.9% | 4.3% | -$494 | n/a |
| 21919Earleville | $380,000 | $2,150* | 6.8% | 3.6% | -$901 | n/a |
| 21914Charlestown | $334,000 | $1,860* | 6.7% | 3.2% | -$919 | n/a |
| 21921Elkton | $374,000 | $1,930 | 6.2% | 3.0% | -$1,089 | +1.7% |
| 21901North East | $394,000 | $1,845 | 5.6% | 2.6% | -$1,276 | +1.4% |
| 21903Perryville | $350,000 | $1,460* | 5.0% | 2.0% | -$1,317 | n/a |
| 21911Rising Sun | $400,000 | $1,570* | 4.7% | 1.8% | -$1,573 | n/a |
| 21904Port Deposit | $405,000 | $1,570* | 4.7% | 1.7% | -$1,607 | n/a |
| 21913Cecilton | $309,000 | $1,190* | 4.6% | 1.4% | -$1,300 | n/a |
| 21917Colora | $413,000 | $1,480* | 4.3% | 1.6% | -$1,669 | n/a |
| 21918Conowingo | $402,000 | $1,350* | 4.0% | 1.2% | -$1,767 | n/a |
| 21915Chesapeake City | $411,000 | $1,310* | 3.8% | 0.9% | -$1,916 | n/a |
| 21912Warwick | $582,000 | $1,720* | 3.5% | 0.8% | -$2,732 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +1.4%
- Rent, 12 months
- +1.3%
- Rent minus price growth
- -0.1 pts
- Property tax
- 0.89%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $317,965 | $1,444 |
| Aug 2022 | $342,392 | $1,652 |
| Aug 2023 | $352,869 | $1,719 |
| Aug 2024 | $369,092 | $1,772 |
| Aug 2025 | $379,379 | $1,841 |
| Aug 2026 | $384,545 | $1,864 |
HUD Fair Market Rent
FY2027, Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,438 | $1,558 | $1,860 | $2,216 | $2,445 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 3.8
- 156 units, last 12 months
- National percentile
- 41th
- among US counties
Tools
Test a listing in Cecil County against today's rate.
Open the calculatorPart of the Philadelphia, PA metro.
Questions
- Is Cecil County good for rental property?
- The typical home here runs -$1,207 a month at 7.78% with 25% down, breaking even at about 0.5%. 0 of 2 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 5.9%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Cecil County?
- About 0.89% of value, from Census ACS median taxes paid over median home value. On a $385,000 home that is about $3,434 a year.
- What is Fair Market Rent in Cecil County?
- HUD's FY2027 Fair Market Rent here is $1,558 for a 1-bedroom, $1,860 for a 2-bedroom and $2,216 for a 3-bedroom. Typical cash flow at today's rate is -$1,207 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.