Rental numbers for Hampden County, MA
The typical home here runs -$1,272 a month at 7.78% with 25% down. 1 of 10 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.6%.
- Gross yield
- 6.2%
- typical home, Zillow
- Median ZIP yield
- 6.6%
- 10 ZIPs with full data
- Cash flow
- -$1,272/mo
- at 7.78%, 25% down
- Typical price
- $355,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,818/mo
- Zillow ZORI, Aug 2026
ZIP codes in Hampden County
35 with published figures
| 01103Springfield | $137,000 | $1,539 | 13.5% | 7.4% | +$105 | +3.9% |
| 01022Chicopee | $239,000 | $2,460* | 12.4% | 7.3% | +$158 | n/a |
| 01109Springfield | $283,000 | $2,166 | 9.2% | 4.8% | -$399 | n/a |
| 01151Springfield | $294,000 | $1,870* | 7.6% | 3.3% | -$773 | n/a |
| 01108Springfield | $307,000 | $1,942 | 7.6% | 3.3% | -$807 | +3.7% |
| 01104Springfield | $293,000 | $1,820* | 7.5% | 3.1% | -$822 | n/a |
| 01034Granville | $428,000 | $2,600* | 7.3% | 3.7% | -$999 | n/a |
| 01118Springfield | $325,000 | $1,940* | 7.2% | 3.0% | -$941 | n/a |
| 01119Springfield | $316,000 | $1,860* | 7.1% | 2.9% | -$946 | n/a |
| 01129Springfield | $325,000 | $1,910* | 7.0% | 2.7% | -$1,014 | n/a |
| 01105Springfield | $267,000 | $1,500 | 6.8% | 2.6% | -$860 | n/a |
| 01107Springfield | $319,000 | $1,790* | 6.7% | 2.4% | -$1,084 | n/a |
| 01040Holyoke | $335,000 | $1,863 | 6.7% | 2.6% | -$1,080 | +6.8% |
| 01128Springfield | $341,000 | $1,890* | 6.7% | 2.5% | -$1,140 | n/a |
| 01001Agawam | $353,000 | $1,923 | 6.6% | 2.6% | -$1,129 | n/a |
| 01081Wales | $359,000 | $1,960* | 6.6% | 2.5% | -$1,201 | n/a |
| 01080Palmer | $316,000 | $1,710* | 6.5% | 2.4% | -$1,075 | n/a |
| 01020Chicopee | $332,000 | $1,662 | 6.0% | 2.1% | -$1,213 | n/a |
| 01085Westfield | $390,000 | $1,939 | 6.0% | 2.1% | -$1,421 | +2.5% |
| 01013Chicopee | $320,000 | $1,561 | 5.9% | 1.9% | -$1,217 | n/a |
| 01011Chester | $312,000 | $1,510* | 5.8% | 1.7% | -$1,245 | n/a |
| 01106Longmeadow | $541,000 | $2,600* | 5.8% | 1.5% | -$2,225 | n/a |
| 01056Ludlow | $374,000 | $1,740* | 5.6% | 1.7% | -$1,478 | n/a |
| 01521Holland | $387,000 | $1,780* | 5.5% | 1.9% | -$1,476 | n/a |
| 01089West Springfield | $368,000 | $1,680 | 5.5% | 1.7% | -$1,453 | n/a |
| 01069Palmer | $343,000 | $1,510* | 5.3% | 1.2% | -$1,506 | n/a |
| 01077Southwick | $418,000 | $1,810* | 5.2% | 1.6% | -$1,699 | n/a |
| 01030Agawam | $408,000 | $1,740* | 5.1% | 1.5% | -$1,693 | n/a |
| 01028East Longmeadow | $431,000 | $1,800* | 5.0% | 1.0% | -$1,955 | n/a |
| 01071Russell | $351,000 | $1,400* | 4.8% | 0.7% | -$1,696 | n/a |
| 01008Blandford | $381,000 | $1,510* | 4.8% | 1.3% | -$1,645 | n/a |
| 01036Hampden | $457,000 | $1,680* | 4.4% | 0.6% | -$2,245 | n/a |
| 01095Wilbraham | $487,000 | $1,730* | 4.3% | 0.6% | -$2,384 | n/a |
| 01057Monson | $414,000 | $1,440* | 4.2% | 0.6% | -$2,015 | n/a |
| 01010Brimfield | $449,000 | $1,350* | 3.6% | 0.3% | -$2,323 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- +4.1%
- Rent, 12 months
- +4.4%
- Rent minus price growth
- +0.2 pts
- Property tax
- 1.49%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $274,456 | $1,275 |
| Aug 2022 | $301,871 | $1,428 |
| Aug 2023 | $313,242 | $1,547 |
| Aug 2024 | $331,843 | $1,664 |
| Aug 2025 | $340,697 | $1,742 |
| Aug 2026 | $354,728 | $1,818 |
HUD Fair Market Rent
FY2027, Springfield, MA MSA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,264 | $1,421 | $1,800 | $2,241 | $2,370 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 2.0
- 362 units, last 12 months
- National percentile
- 25th
- among US counties
Tools
Test a listing in Hampden County against today's rate.
Open the calculatorPart of the Springfield, MA metro.
Questions
- Is Hampden County good for rental property?
- The typical home here runs -$1,272 a month at 7.78% with 25% down. 1 of 10 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.6%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Hampden County?
- About 1.49% of value, from Census ACS median taxes paid over median home value. On a $355,000 home that is about $5,289 a year.
- What is Fair Market Rent in Hampden County?
- HUD's FY2027 Fair Market Rent here is $1,421 for a 1-bedroom, $1,800 for a 2-bedroom and $2,241 for a 3-bedroom. Typical cash flow at today's rate is -$1,272 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.