Rental numbers for Lake County, CA
The typical home here runs -$711 a month at 7.78% with 25% down, breaking even at about 2.8%. 0 of 4 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.8%.
- Gross yield
- 6.9%
- typical home, Zillow
- Median ZIP yield
- 6.8%
- 4 ZIPs with full data
- Cash flow
- -$711/mo
- at 7.78%, 25% down
- Typical price
- $308,000
- Zillow ZHVI, Aug 2026
- Typical rent
- $1,781/mo
- Zillow ZORI, Aug 2026
ZIP codes in Lake County
14 with published figures
| 95461Middletown | $317,000 | $2,520* | 9.5% | 6.1% | -$95 | n/a |
| 95422Clearlake | $208,000 | $1,533 | 8.8% | 5.1% | -$239 | n/a |
| 95426Middletown | $287,000 | $2,010* | 8.4% | 4.9% | -$382 | n/a |
| 95464Nice | $228,000 | $1,520* | 8.0% | 4.6% | -$359 | n/a |
| 95467Hidden Valley Lake | $367,000 | $2,263 | 7.4% | 4.1% | -$727 | n/a |
| 95424Clearlake | $265,000 | $1,550* | 7.0% | 3.6% | -$624 | n/a |
| 95458Lucerne | $239,000 | $1,330* | 6.7% | 3.5% | -$599 | n/a |
| 95457Lower Lake | $378,000 | $2,080* | 6.6% | 3.6% | -$912 | n/a |
| 95423Clearlake Oaks | $259,000 | $1,420* | 6.6% | 3.4% | -$673 | n/a |
| 95451Kelseyville | $354,000 | $1,813 | 6.1% | 3.1% | -$997 | n/a |
| 95453Lakeport | $360,000 | $1,794 | 6.0% | 2.8% | -$1,091 | n/a |
| 95443Lucerne | $286,000 | $1,360* | 5.7% | 2.6% | -$929 | n/a |
| 95485Upper Lake | $316,000 | $1,420* | 5.4% | 2.3% | -$1,099 | n/a |
| 95469Upper Lake | $423,000 | $1,890* | 5.4% | 2.7% | -$1,335 | n/a |
* HUD Fair Market Rent, 2 bedroom, where Zillow publishes no rent index. Conservative.
Trends
Five years to August 2026
- Price, 12 months
- -1.4%
- Rent, 12 months
- +3.9%
- Rent minus price growth
- +5.3 pts
- Property tax
- 0.73%
- effective rate, ACS 2024
Show the numbers
| Month | Typical value | Rent |
|---|---|---|
| Aug 2021 | $329,011 | n/a |
| Aug 2022 | $356,440 | $1,492 |
| Aug 2023 | $330,576 | $1,630 |
| Aug 2024 | $323,420 | $1,647 |
| Aug 2025 | $312,110 | $1,714 |
| Aug 2026 | $307,740 | $1,781 |
HUD Fair Market Rent
FY2027, Lake County, CA
| Bedrooms | Studio | 1 bed | 2 bed | 3 bed | 4 bed |
|---|---|---|---|---|---|
| Fair Market Rent | $1,233 | $1,235 | $1,616 | $2,238 | $2,701 |
The 40th percentile gross rent for a standard unit, set by HUD each October and used for Section 8 payment standards. It runs below market rent; Zillow's index is shown above where it exists.
Supply
- Permits per 1,000 households
- 4.3
- 115 units, last 12 months
- National percentile
- 44th
- among US counties
Tools
Test a listing in Lake County against today's rate.
Open the calculatorPart of the Clearlake, CA metro.
Questions
- Is Lake County good for rental property?
- The typical home here runs -$711 a month at 7.78% with 25% down, breaking even at about 2.8%. 0 of 4 ZIP codes with full Zillow data in this county are cash-flow positive; the median gross yield is 6.8%. The figures use a typical home, 7.78% with 25% down and default costs shown on each ZIP page. They describe the market, not any one property.
- What is the property tax rate in Lake County?
- About 0.73% of value, from Census ACS median taxes paid over median home value. On a $308,000 home that is about $2,247 a year.
- What is Fair Market Rent in Lake County?
- HUD's FY2027 Fair Market Rent here is $1,235 for a 1-bedroom, $1,616 for a 2-bedroom and $2,238 for a 3-bedroom. Typical cash flow at today's rate is -$711 a month.
Sources and method
- Zillow Home Value Index (ZHVI), mid tier, smoothed and seasonally adjusted
Zillow Research. Read: 2026-08.
Typical home value by ZIP, county, metro and state, and the price trend.
- Zillow Observed Rent Index (ZORI), all homes plus multifamily, smoothed
Zillow Research. Read: 2026-08.
Typical market rent by ZIP, county and metro, and the rent trend (tier A pages).
- HUD Small Area Fair Market Rents, FY2026
US Department of Housing and Urban Development. Read: FY2026.
Rent by bedroom count for every ZIP. The rent used on tier B pages, and a reference on all pages. It is the 40th percentile gross rent, so it runs below market.
- HUD Fair Market Rents by county, FY2027
US Department of Housing and Urban Development. Read: FY2027.
County rent by bedroom count on county pages.
- American Community Survey 5-year estimates, 2020 to 2024 (B25103 median real estate taxes paid, B25077 median home value, B11001 households)
US Census Bureau. Read: 2020 to 2024.
Effective property tax rate (median taxes paid divided by median value) by ZIP code tabulation area, county and state; households for the permits ratio.
- Freddie Mac Primary Mortgage Market Survey, 30-year fixed (FRED series MORTGAGE30US)
Freddie Mac via the Federal Reserve Bank of St. Louis. Read: 2026-09-24.
The weekly 30-year rate. The site adds a disclosed investor premium to it for the loan payment.
- Building Permits Survey, county monthly files
US Census Bureau. Read: 2025-09 to 2026-08.
New housing units permitted in the last 12 months per 1,000 households, a supply-pressure signal.
Data: Zillow Research (ZHVI, ZORI), HUD, US Census Bureau, Freddie Mac. Every formula is on the methodology page.
Estimates from public data for a typical property. Not investment, tax or legal advice. Your property, financing and costs will differ.